Sentences with phrase «little credit risk»

Some markets — the safe havens with little credit risk or liquidity risk — were deemed to have been hit too hard, and recovered handily.

A quick rundown: Short - term U.S. Treasuries have very little credit risk and interest rate risk, and as a result they pay a low level of income.

As an aside, for the most part, stable value funds take little credit risk, but (little known) this is not universally true.

Although government bonds might have very little credit risk, mainly from issuer default, they still carry interest rate risk, meaning bond prices will fall as interest rates rise.

A quick rundown: Short - term Treasuries have very little credit risk and interest rate risk, and as a result they pay a low level of income.

If you're comfortable with a little credit risk, use short - term investment - grade corporate bonds to get a little more yield.

Not exact matches

If we don't pay attention to what's really going on in our heads, we risk misjudging our peers — by giving them too much credit, or too little — for all the wrong reasons.

Treasury bonds are backed by the full faith and credit of the U.S. government, which means there is very little risk you won't get your money back.

But if you examine the persistent and aggressive easing by the Fed during the 2000 - 2002 and 2007 - 2009 plunges, it's clear that monetary easing has little effect once investor preferences shift toward risk aversion — which we infer from the behavior of observable market internals and credit spreads.

While there are some tentative signs that credit and housing market conditions have firmed a little in recent months, the risks to the economy posed by the over-heating in housing and credit markets in the period up to late 2003 have eased.

That's where the risks come in: If the Fed tightened credit too little, inflation might surge out of control.

But, in the end, the U.S. experience included the major elements of most booms: Too much leverage, too little understanding of risk, too easy credit terms, and then a very sharp reversal.

Tempted by promises of «rags to riches» transformations and easy credit, most investors gave little thought to the systemic risk that arose from widespread abuse of margin financing and unreliable information about the securities in which they were investing.

That can be a good thing if you have little credit history, or would be considered a high - risk borrower by a private lender.

There has been little change in the market's perceptions of credit risk during the past three months.

This includes disagreements over judgment calls made by lenders or their agents; changes in circumstances occurring after the underwriting process has been completed; small mistakes that bear little relation to either the credit risk or the subsequent default; and inconsistent interpretations of the rules.

Individual lenders might be able to take on a little more risk, so credit requirements for peer - to - peer loans are usually more flexible.

«If you study and buy a little time and also with... [a] group that's likely to give you the recommendation you'd like to have, which is also the trick, you might get the credit for taking an interest in it without some of the risk,» he said.

As much as we I like to be bombastic in my chastising of those same people for trotting out nine hundred Michael Bay movies a summer, they are inevitably not going to receive anywhere near the credit they deserve for taking a financial risk on something a little out of the ordinary.

Because publishers allow bookstores to return unsold books in exchange for credit on future purchases, booksellers have little risk or capital outlay.

One way that FHA can risk insuring mortgage loans with small down payments and mortgage loans for people with bad credit or little credit is requiring borrowers to pay for mortgage insurance.

If you have a high credit score, stable disposable income, and proper money management, there's very little risk involved.

The fact that there's no evaluation of the borrower's ability to repay federal loans can be a good thing if you have little credit history, or would be considered a high - risk borrower by a private lender.

Since there is so very little risk imposed on the lender when they write homeowner loans, the lender offer the borrower much more friendly credit terms and a super low interest rate.

A second core idea is that some people are so risk averse that they only accept the safest investments, which leaves investment opportunities for those that are willing to compromise a little with credit quality or maturity.

What has happened is that in many cases, little risk is shed, and a full credit for risk reduction is taken.

For investors willing to risk a little more duration, illiquidity, credit exposure, or global exposure there are roughly 1500 funds monitored by Trapezoid.

With little margin for profit, lenders have become even more risk - averse, so indicators of credit tightness such as the average FICO score have ticked up this year as rates have gone down.

You'd think that this wouldn't be the case since there is little risk to the card issuer, but some seem to take advantage of the fact people with bad credit have little choice.

Consumers who manage credit well and have little debt are considered a good risk and banks will come looking for your business.

Most collection agencies and credit card companies won't settle an account if you tell them you can't pay for three months, you are already late so they have little reason to believe you and feel they are just extending their risk.

In my experience, those holding this visa are highly educated with desirous skill sets, are well compensated and usually have very little debt which makes them very good credit risks (holy run - on sentence).

When you have as little access to credit as possible, lenders will look at you as less of a borrowing risk.

That is another impact of the federal reserve flooding the debt markets with liquidity — the safe investments yield little, forcing those that want yield to take significant risks, whether those risks are lending long, high credit risk, operational risk (common stock and MLP dividends), or subordinated credit risk (preferred stocks).

Richardson believes the trade - off of a little higher yield with less interest sensitivity at the cost of greater credit risk works well at the moment.

Since the issuer is taking little risk, they're more likely to approve applications for those with bad or no credit.

We should add that, while they have no or little costs associated with them, rewards credit cards do come with risk.

There's little financial risk (with an available credit facility, zero debt & cash on hand), and TLI's focused on regular returns of capital.

The bonds have low credit risk; there's little chance that the issuers would be unable to pay interest or principal as promised.

All subprime loans function similarly because they're a loan for those borrowers with a high risk of defaulting due to low credit scores, poor or little credit history, a high debt - to - income ratio, or other factors.

The two corporate bond ETFs might appeal to fixed - income investors who want a little more yield in exchange for credit and interest rate risk but personally, I prefer to take risk with the equity portion of the portfolio especially since corporate bonds are highly correlated with stocks.

Lenders are lenient when it comes to credit score but they know too well that little equity translates to a bigger risk.

Many of these students would typically be denied for student loans from traditional financial institutions, who evaluate lending risk through credit history and are usually hesitant to lend to international students with little local credit history.

Extended on credit, unsecured debt presents a higher risk to a lender since - in the United States - there are no debtor's prisons and if a borrower defaults on a loan, there is little that a lender can do about it except seek costly legal action and report to the credit reporting agencies.

If only there were an asset class that possessed little (or no) credit risk and had a tendency to outperform when equities tanked?

After 9/11, and and before the merger was complete on 9/30/2001, our investment team got together and came to an unusual conclusion — 9/11 would have little independent impact on the credit markets, so be willing to take credit risk where it is not well - understood by the market.

A little perplexing, this kind of yield would normally imply credit / principal risk and / or a much longer duration.

Certainly not his little helpers at TLI... Charles Tracy & Ian Reynolds, both on the board since day one, deserve their fair share of the blame for a litany of mishaps & generally nasty surprises over the years... leverage, currency hedging, tax liabilities, credit exposure, life expectancies, policy expiries, premium increases & whatever other risks / issues I may have forgotten at this point.

The States, through their investigations and enforcement actions, have found that, through advertising and telemarketing, consumers may be led to believe debt settlement is a relatively risk free process with little or no negative consequences, when in fact consumers risk growing debt, deteriorating credit scores, collection actions, and lawsuits that may lead to judgments and wage garnishments.

If it's projected that the appraisal will absolutely show significant equity to the tune of 40 % or more, other than market conditions (and high credit score), there is little risk to locking in the interest rate upfront.