Sentences with phrase «little debt on cards»

Putting a little debt on cards may not seem too bad, yet if it's unplanned and not budgeted for, it's simply willy - nilly overspending, and you're setting yourself up for a disaster, and not just financially.

Not exact matches

I also went a little overboard with Christmas shopping this year because I love giving gifts, so I want to see the best way to cut down on credit card debt.

If your credit is a little bit on the imperfect side as a result of your credit card debt, you might try using your local credit union as a lender.

Student credit cards like the Journey ® Student Rewards from Capital One ® card offer students with little credit history the chance to demonstrate they can use debt responsibly, for example, by making their monthly payments on time.

If you're making the minimum payments and you can afford to make a little more, then you might consider a debt snowball where you send a higher payment to one of your credit cards each month (while making the minimum on all your others) until that card is paid off.

Whether you're focusing on building your retirement, chipping away at credit card debt or a little of both, it's always smart to have an emergency fund tucked away just in case.

But where it all falls down is there appears to be little consideration of the overall consumer financial picture and just a focus on the credit card debt to enroll in a debt management plan.

A good credit card can be a tool to rebuild your credit, but only if you manage it responsibly by always paying your bills on - time and carrying little, if any, debt.

I get a little nauseous thinking of you paying 25 % interest on your $ 19,000 credit card debt, so I can imagine how upsetting that must be for you every month.

For instance, focusing on stock picks is all fine and good, but it makes little sense to put your energy here if you're paying 20 % interest on your credit card debt.

We have some credit card debt and student loans that we're paying on, but we contribute at least a little each paycheck to a Roth IRA religiously.

I was a good little saver, had no debt, consistently paid off my credit card balance on time every month, had IRA and 401 (k) accounts, and lived fairly frugally (although there were a couple weak spots that were difficult to overcome, such as eating at the company cafeteria and being in thrall to Comcast).

I'm in credit card debt because of my little business and with no paycheck and sales down I can't pay even the minimum on the bigger cards that have a 29 % interest rate.

This adds to your financial stress by raising the amount of payments required monthly and does little to reduce the debt on your card.

Use the 0 % period on this card to pay as much off as possible, so that when it hits 34.9 % you've little debt left.

Normally, assumptions are only granted when they are required to be available (such as on a VA loan) or when the remaining party has a very good credit and repayment record, which you do not since it looks like you are loaded down with credit card debt, plus the loan is new and you have paid relatively little of it.

You went «a little» overboard buying gifts for people — and you have a mountain of credit card debt, along with, say for example, a 14 percent Variable Annual Percentage Rate (APR) on your purchases, to show for it.

Credit Card Debt — a little story... Over the weekend, I was sitting on the train on my way to a baseball game.

I feel I just need a little boost to get back on track and able to pay for my credit card debt.

There's little point in chasing 1 % cash - back if you're paying 20 % annual interest on credit - card debt for instance.

Every little bit of extra you can put into your credit card debt will significantly cut down on your repayment time.

I was a good little saver, had no debt, consistently paid off my credit card balance on time, had IRA and 401 (k) accounts, and lived fairly frugally.