Sentences with phrase «little effect on my credit score»

I have been paying those diligently for over 2 years and have seen little effect on my credit score.

This type of program has very little effect on your credit score in most cases.

Applying for a single line of credit will have very little effect on your credit score, but applying for multiple new lines of credit in a short period of time could cause a small, temporary drop in your score.

If you had a recent collection within six month go ahead and pay that off as time goes by the date reported will sunset on your credit score and it will take a couple years before it has very little effect on your credit score and then fall off within seven to ten years.

Not exact matches

FICO, the company that determines your credit score, has a neat little chart on their website that tells you what effects your score the most.

Predicting balance transfer's effect on credit score: It's complicated Whereas most credit actions can be reduced to either charging or paying — one good, one bad for your score — balance transfers tend to be a little of both.

The idea is to settle the debt for as little as possible so as to avoid a court action and the negative effects the information will have on your credit report and credit score.

Credit scoring is complex, and figuring out the precise effect would require a little more information, particularly the balances on the United and Victoria's Secret cards, he told me.