You may buy a pure critical illness insurance plan or go for an additional rider with a payment
of little extra premium.
Furthermore, you can add on either the child rider, or the accidental death rider for
a little extra premium.
The critical illness rider provides you add - on coverage that can take care of medical day - to - day expenses, by just paying
a little extra premium.
Instead of that many term plans are coming with such critical illness rider benefits under which with the payment
a little extra premium your term plan can cover for selected critical illness.
These are optional add - on paid features that you can avail by paying
a little extra premium on your comprehensive two wheeler insurance policy.
One critical illness plan covers 7 while the other one, for
a little extra premium, gives you protection against 35 critical illness.
By paying
a little extra premium, a policy holder can opt for the add - on covers along with the base plan so as to enhance the scope of coverage provided to his car.
As the sum assured is increased, the policyholder will have to pay
a little extra premium to the insurer, which is very insignificant.
They do, however, charge
a little extra premium for this option.