Sentences with phrase «little less income»

Moderately Conservative: If a worried investor can tolerate a little more risk than the Conservative investor, but still is adverse to large short - term downside fluctuations, and wants a little more return with a little less income, then this is the category for them.

Not exact matches

If the same person instead invested a little less each year (6 % of his income) in a portfolio weighted 80 % to higher - returning equities and 20 % to bonds, he would only have $ 469,000 at retirement.

Earning even a small amount of income in your retirement years means you don't have to rely 100 percent on your savings to fund your lifestyle, and that in turn means you may be able to retire with a little less in the bank.

Besides earning less money, the best way to pay little to no taxes is to make your income equal your itemized deductions.

The Department of Agriculture backs mortgages that require little or no money down to applicants willing to live in designated rural areas and whose incomes are 115 % or less of the median income in that area.

But until that day arrives, workers with big incomes should expect to see a little less in their paychecks during 2017.

Operating income might be as little as $ 100 million, which would be less than last year, or as much as $ 700 million, which would be considerably more.

It's okay if your retirement income is a little less than what you need for your monthly spending.

we can't even get rid of players that have barely mannered to us for several years... which is incredibly annoying considering that our beloved owner would never risk his own financial resources whether he brought in some new blood or offloaded several failed Wenger projects for less than market value... he would simply make a little less and the burden would fall squarely on other sources of income, primarily us... I don't know about you but I would gladly use all the money they have been stockpiling to rid ourselves of those that don't meet acceptable standards and to replace them with a few higher priced gems... I know, I know, Wenger and his minions have been scouring the globe for years now to find anyone that was as good as our current lot to no avail, but I've just got to believe there must be two or three guys somewhere out there that can play this crazy game

Incoming Public Advocate Letitia James was less conciliatory, taking her oath on a bible held by little Dasani Coates, a homeless girl whose tale became a rallying cry after the New York Times did a five - part series on her life.

Of the 72 members who arrived during that time, a little less than half reported earning outside incomes; a quarter of the new arrivals pegged their outside pay between $ 50,000 and $ 515,000.

He notes, however, if an older adult's risk for dementia continues declining as it has in some high - income countries over the last few decades, «that increase in number of cases may be a little less eye - popping than it would be if the risk were staying the same.»

Those responsible for health statistics in low - and medium - income countries «are often found in the darkest, farthest corners of the health ministry,» where they get little attention and even less money, said Henk Bekedam, director of health sector development at WHO's Western Pacific Region in Manila.

If you happen to be driving through an area that smells — such as some place with a median income less than $ 750,000 per annum, you can deploy up to two of eight fragrances in up to three levels: «Mildly Concerned,» «A Little Freaked Out» or «Trenton.»

I don't mind when others do it, but for myself, I feel there's a point where it becomes a little weird to talk about money (probably the point where you stop earning less than the average income in your country and start making more than it).

Aspiring writers have a less than 2 percent chance of being picked up by an agent or publishing house, and those that do often see sadly little return in terms of visibility, distribution or actual income.

Something else that happens as a result of that is probably the Social Security payments maybe a little bit less, which means your taxable income will be lower, which might allow you to do more Roth conversions before you hit your required minimum distributions at age 70 and a half, and so the main part of this question is what's the best way to transfer these these retirement accounts to the kids.

Things are a little looser with FHA where the debt - to - income ratio limit is 28 %, but that is still far less than the suggested figures for mortgage hopefuls.

Homes tend to sell for a little more but median incomes are higher, at just over $ 93,000, and residents spend less than 25 % of their pay on housing.

I'm a freelance writer with highly variable income — some months I write a bunch and earn the bucks while other months I write a little less.

The second plan barely reduces my taxable income and is a little less than half the cost.

(That's more than the median income for a seniors couple, but a little less than the average.)

Such a portfolio would return about $ 19,000 a year, a little less than the single - life pension option but alternatively, her stocks would give her years worth of growth as well as the annual dividend income which should increase over the years.

Thus if Larry retires in a few months, their income with no draws from savings would be Larry's bridged pension of $ 5,890 per month plus Emily's $ 5,233 take home salary, total $ 11,123 per month, just a little less than their present $ 12,137 take - home income.

While there is nothing «wrong» with these large - cap REITs, some of them have yields that are a little less than impressive for securities that were designed to be income vehicles.

Since you can not get rid of state income taxes, or real estate taxes, reducing your other tax deductions (you can't pay off your little children so mortgage interest will have to do) will «save» (i.e. cause your AMT burden to be less) you money.

To qualify, you must show that you make too little money — less than the median income for your state — or have insufficient disposable income to pay your debts.

The median income is a little over $ 35,000, and your commute will take less than 17 minutes on average.

The average is far less than that — in the four - digit range — but for a homeowner with little discretionary income, it might as well be $ 99,000.

During our three years in Boston we lived on my income and saved everything my wife earned (she earned a little less than me).

If you are operating a small business at home then their tolerance for six digit stated income is a little less likely.

Additionally, if your debt is actually less than your annual income, there is little benefit for you to pursue Public Service Loan Forgiveness.

Although FHA is tightening some credit requirements, such as requiring lenders to certify verification of income and employment, FHA loan requirements provide those with little cash and less than perfect credit an opportunity for owning a home.

It seems likely that the government would continue to play a significant role in working with lenders and communities in support of affordable housing and home loans, but the administration is suggesting changes that could make home loans less affordable for first time buyers with little cash and moderate income families currently depending on FHA for buying homes or refinancing existing mortgage loans.

For seniors with little savings and limited income, manufactured homes are an affordable option, as down payments are about $ 31,000 less than those required for a single - family home.

With less disposable income, this means that people will have little or no money left after that have taken care of their basic needs.

It did the same while it was an income trust, and then paid out a little less when forced to convert back to a corporation.

This year my income changed significantly, and I'm making a little less salary than Sanders's ~ $ 200k.

This way, there is a little redundancy build in, making it less likely that we're going to need to pay taxes as a result of investment income.

Actually, it can be a little bit less since you also receive interest income from your TIPS Ladder.

If you are seeking a mortgage with little paperwork or a loan that requires substantially less income documentation, then you will benefit from shopping with our lenders online.

If you started in July and you have 13 more pays left in the year, you'd set aside around $ 75 per paycheck (if paid every two weeks) and your income will be reduced by a little less than that, since the money you deferred isn't taxed.

At this point, I only need to average a little less than $ 60 per month in new forward dividend income in order to reach my goal.

With lower income tax, and no savings our current living expenses would only be around $ 35,000 / year, not to mention with one of us dead we could probably buy a little less milk & bread

This is a good option if you're a homeowner looking for a little more disposable income, since you'll be paying less towards your mortgage every month.

On the one hand, students usually have little to no disposable income and even less of a credit history, which disqualifies them from most credit cards.

If you are a top - 10 % earner with a yearly income of $ 150,000 now, 1 million bucks is a little less than 7 years of income.

In other words, an individual who thinks he / she is in the 33 % bracket, but is actually facing a 35.2 % rate (thanks to the impact of PEP and Pease), would simply plan accordingly — tax deferral becomes a little more valuable, effective asset location matters a bit more, using an annuity for tax deferral is a little more appealing, and income - acceleration events like Roth conversions become somewhat less appealing.

As people become less poor and become a little more wealthy — moving through middle class lives toward upper income lives — we develop appetites.

Further research is also needed on the impact of traffic calming in other settings in which the background decline in injury rates might be less dramatic, particularly in low and middle income settings, where 85 % of road traffic related injuries occur3 and where there has been little evaluation of the impact of traffic calming schemes.16