Sentences with phrase «little more time and money»

So it pays to take time to standardize the information in all of the materials that you'll be using as part of your job hunt, even if it takes a little more time and money to do this.

Though this option takes a little more time and money, if you'd like to ensure that your fiction (or even non-fiction) book is the best it can be, contracting with a developmental editor is the way to do that.

Though this option takes a little more time and money, if you'd -LSB-...]

Hopefully he gets a little more time and money to make this one a bit more visually interesting than BONE TOMAHAWK.

After a few more low - budgeters, Kaplan was allowed to spend a little more time and money on White Line Fever (1975), then enjoyed his most lavish budget to date on Mr. Billion (1976), a lighthearted and empty - headed caper film starring Terence Hill, Valerie Perrine and Jackie Gleason.

Oh, and don't forget about prenatal massage and yoga; if you have a little more time and money, both are definitely worth the expense.

Not exact matches

By assuming things will cost more money and more time and the revenue will be lower I'm going to have automatically created a nice time / money bonus cushion with little extra effort.»

However, as I've experienced myself, if you have the right temperament and you don't mind a little instability at times, you may make even more money and enjoy a greater sense of freedom and control over how much time you devote to work.

Around the time Carrick closed their first fund, we were thinking about raising a little money, but what we needed and wanted more than capital was to continue the partnership that had delivered so much value.

Either way though, they are still trading time for money, and if they'd like to earn more money, they'll most likely have to stick around work just a little bit longer.

Problem definition is time - consuming, a deep journey into our own prejudices and hopes for a Christian faith that actually makes a difference, a horrible awakening that giants of the faith may have little faith in God and more in courts and money, that fame - seekers exist within the church system and garner friends as shields, that a man that marries a second wife may wish to destroy the first wife at any cost, and that authors can indeed write good books but run away from women speaking of their own abuse, and that prior friendships dictate the limits of Christianity....

Unlike other «superfoods» on the market that cost a fortune - this ancient health tonic can be made right in your own kitchen with little time or money, and provide you with the same, if not more, benefits than the most expensive products available today.

it's time for this club to put it's money where it's mouth is... no more half measures, no more settling, no more making money hand - over-fist with little to show for it, no more excuses and no more hiding behind the idea that this is «small» club that can't compete with the «big boys»... the only real difference between them and us is what the manager demands and what the owner is willing to give... we play in the League with the richest tv contract in Europe, we have one of the largest home venues with some of the highest ticket prices on the continent, we have several major corporate sponsors, we have one of the largest fan bases in the World whom purchase a ridiculous amount of merchandise, we rake in coin on tour each and every preseason and we have banked countless millions from qualifying for and participating in various competitions at home and abroad

«In terms of our plans to use that money if it was to come in the door, that time is ticking away and that concerns me a little bit more.»

If the money is there like you say and your working hard it's time to announce more signings with a little over 2 weeks left, and good ones at that.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really waTime for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really watime and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really watime to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really watime on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

@ Filipino Dan — arsenal spending small and getting results takes time (which we r not willing to wait any more), and with the likes of man city and real madrid around spending crazy money and becoming a real force, we cant just say that we need little improvement especially on the back of last season.

Now that she's here (and another's on the way) we've had to alter our «dream» destination list for a while, spend a little more thought and money on suitable accommodations (suitable for her and comfortable for us), and learn the ins and outs of flight booking to find the best flights times for the best prices.

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You probably don't think about it, but little details like softer, wider, more absorbent toilet paper will save you time AND money.

My husband is a logical man and he knows this tradition is little more than a waste of time and money.

I'm not very good with Paleo yet, even though I've been eating it about 80 % of the time for about nine months now, but as I go along, I learn little tricks here and there that help things go more quickly for me, or save money as we search for affordable organic apples or organic, grass - fed beef.

And the last tip: don't buy the things for your baby in a last minute, think things through ahead of time before your little one arrives, buy the necessary stuff and save more monAnd the last tip: don't buy the things for your baby in a last minute, think things through ahead of time before your little one arrives, buy the necessary stuff and save more monand save more money.

Your little ones will have a blast with these fall crafts for kids because they're easy and low cost, so you can spend the money you save on the turkey and more time with your loved ones.

The pair of Democratic committees tasked with raising money for House and Senate candidates — and doing so at a time when the party holds its strongest position on Capitol Hill in a generation — have watched their receipts plummet by a combined 20 percent with little more than a year to go before the November 2010 midterm elections.

Bottom Line: Next time, with a little more money, experience and institutional support Hayon will likely beat Cymbrowitz.

The same goes for my yoga practice: at times, when money is tight and energy low, that little voice in my head pipes up, asking, «Why are you doing this; selfishly taking to the mat when you should be doing something more productive?»

Yes, it might take a little time but — before you know it — you will have taken major steps to a more traditional foods way of life with a smile on your face, money in your pocket, and a healthier YOU!

I don't want to waste my money on scams and fake products, which is why I took the time and effort to make this website so you would have a little bit more help in making your purchasing decision.

Over the last 2 1/2 years at Grandma's House DIY (since I started the blog) I have been fully introduced to what I have come to think of as the «Blogger Hustle» which, if it were a dictionary term, would be described as, «A blogger trying every conceivable thing that they can possibly think of times a million and a half and then some more in an attempt to figure out what works for their blog to increase their traffic and then, by some kind of miracle, also maybe make a little bit of money.»

In addition to body changes, drastically less free time and money to spend on shopping, curating clothes, and paying attention to fashion trends, and increased likelihood of kid staining, stretching clothes, theres also the fact that you basically put your entire wardrobe on ice for a year or more due to pregnancy and nursing, so it doesn't really get the gradual updating over time that people normally do, so the little wardrobe details like how pants or sweaters fit or which boots you have will just be a little more behind the fashion curve.

You do have to put a little bit more time in than grabbing your mobile and ringing up your favorite escort, but what you lose in time, you make up for in saving money.

If you don't have a lot of time but you've got some spare cash, then consider spending a little money on a higher - end membership, as the individuals on those sites are more likely to want to respond to messages and to meet up in person.

With more time and money, this low - budg little horror flick could have been something special.

Not as bad as you may think it is given the huge box office failure, but definitely not as good as it should have been, Supernova is little more than a waste of time and money with nothing new to offer to anyone watching it.

It would break any film lover's heart to discover that Weinstein cared so little about his potential audience and creating one of the greatest film franchises of all time and so much more about saving money.

It all just makes you wish theyd had a little bit more money and a bit more time to make everything feel a lot smoother.

Consumers who have put down money to pre-order a 2012 Ford Focus Electric are becoming more frustrated and worried as time goes on — and Ford is doing little to calm those fears.

And more than enough at the same time for those doing their own publishing to make a nice little chunk of money.

I'm personally a little uncomfortable about people making money out of bloggers in that way (I know co-ordinating takes time but I think each individual blogger puts in more time and effort).

The money might have helped her cut down on her waitressing hours and given her more time with Tommy when he was little.

Authors who have taken a dive into hybrid publishing were able to keep more of their money (little to no fees paid to a third - party vs traditional publishing fees), have more control over the publishing process, and had more time to devote to writing.

With no support from her family, this little girl from Yemen took the money her parents had given her to buy bread and went to to the courthouse to petition for a divorce from her abusive husband, who was more than three times her age.

My books are doing OK and earning consistent money with very little promotion, but I worked hard to set them up and launch them right... and they could all be doing much better (I also know that the real money will kick in once I finish more series, so I'm not investing much time or energy with these first books.)

However, you can use their natural interests to teach them a little bit about investing and growing their money (which could then buy them more of their favorite things perhaps — instead of putting their hand out and asking you for money all the time).

His money - weighted return was higher than the market's time - weighted return (despite being invested in the market) because had relatively little invested when the market plunged in the early years and bought more when stocks were cheap.

The biggest thing we can do is take out as little debt as possible, and this might be as simple as going to a more affordable college as well as working part time to save money while at school.

If you only have a credit card but not any installment credit, your score here will suffer, but it's of such little importance that borrowing more just to increase it is almost certainly a waste of time and money.

As soon as you apply for the loan, you will get your approval in just a short period of time, and as soon as you have the loan approval, you can wait for the money to be transferred to your account within a few hours or a little more.

Finally, all of these events are typically coming at a time when people are just starting to earn a little more money at work, and have gotten their student loan payments a bit more manageable.