The crash occurred in a parking lot and was a low velocity impact which resulted in
little vehicle damage.
Like many insurance companies the ICBC has a «Low Velocity Impact Program» (LVI) where tort claims are denied on the basis of
little vehicle damages in collision.
Not exact matches
Its bumpers performed only a
little better than those on the old Explorer, and the Jeep Liberty sustained more
damage than three other
vehicles in a recent series of crash tests at 5 mph conducted by the Insurance Institute for Highway Safety.
This compact, modern - looking
vehicle suffered a
little damage during the day of the media preview, so a dedicated GAC representative slipped under the
vehicle, in his suit and tie, to repair it in front of everyone.
Electronic stability control lowers insurance losses for
damage to the insured
vehicle but has
little effect on losses for
damage to other people's
vehicles or for injuries.
Pedestrians typically suffer the most in a pedestrian accident with a motor
vehicle; they are vulnerable to serious injuries and
damages because they have
little to no protection during the accident.
Photographs of the rear bumper of the plaintiff's
vehicle were of
little assistance in determining whether there was any
damage visible.
Even though there really is no medical, scientific or physiological connection between «
damage to the car» and «
damage to the occupant,» an auto injury claim involving
little or no
damage to the
vehicles involved in the crash can be a significant stumbling block to resolving the case before an actual trial.
The
vehicle sustained $ 724 in
damage and the Defendant advanced the classic LVI defence arguing that this
little damage «indicates the relatively minor nature of the collision and the likelihood that the complaints of injury and loss made by the plaintiff are either not related to this collision or are embellished.».
When getting a car accident
vehicle damage estimate, keep in mind that the insurance company will want to pay as
little as possible.
Regardless of how much or how
little you and your employees use personal
vehicles in the course of doing business, getting adequate coverage in place can prevent a financially
damaging event from putting your business at risk.
This way you would be covered for fire
damage, theft, vandalism, and pretty much every
little thing that could possibly go wrong with your
vehicle.
Many of these accidents result in no injuries and very
little to no
damage to the
vehicles involved.
While your
vehicle is a
little older and will have depreciated somewhat in value, these types of
damages can still be very expensive.
«You can protect yourself from being hurt financially by buying uninsured / underinsured motorist protection,» points out Kummer, director of auto insurance for the Property Casualty Insurers Association of America in Des Plaines, Ill. «Without uninsured / underinsured motorist coverage, you have
little likelihood of gaining payment for
damages you or your
vehicle sustain if you're involved in an accident with a driver who is either underinsured or driving without any coverage,» says Kummer.
Typically, most personal auto insurance plans offer too
little coverage to properly protect a business
vehicle in terms of liability and property
damage.
You should also only consider third party cover if your car is old and of
little value as the insurance does not pay out for any
damage to your own
vehicle in an accident, or if your car is stolen or
damaged by fire.
Some of the considerations include bodily injury liability (for the medical and other expenses of the other people's injuries), property
damage liability (for the costs and repairs of other people's property if you are at fault for the accident), uninsured / underinsured motorist coverage (if the other driver has
little or no car coverage), collision coverage (for the costs to repair your
vehicle if you are responsible for the accident), comprehensive coverage (for the costs to replace or fix your car in case of an accident caused by third party or «act of God») and personal injury protection (for the medical and other expenses in the event of a serious accident).