Sentences with phrase «living benefit years»

5.5 % annual compounding growth to the withdrawal base for up to 10 living benefit years.

* * Provided no withdrawals are taken in a living benefit year during the 10 - year period.

Not exact matches

As the name implies, term life insurance will provide a death benefit if an individual dies within the policy's term, up to 20 years typically.

Beyond saving lives, consider the money saved (traffic accidents cause $ 500 billion in economic damage worldwide each year), the benefits to cities (parking lots become green spaces), the increases in productivity (commuters can work in transit; truckers can sleep without pulling over), and improvements in accessibility (the elderly, blind, and disabled get affordable robot chauffeurs!).

Harmless fun tipped over into something darker in 2013 when Armstrong fired an employee on a live conference call in front of dozens of his colleagues, and again this year when he blamed a reduction in employee benefits to «distressed babies» recently born to two new mothers.

REI has been helping people get outside for 76 years and we are sparking a conversation about the benefits of living an outdoor life.»

Proceeds from this year's event will benefit the International Arts and Philanthropy Foundation and Breed Life, a group that aims to facilitate the donation of human organs to people in need.

For people expecting to retire at around age 65, and to live for another 15 years or more, this will provide for only a trivial supplement to Social Security benefits.

The only scenario I can think of is if you are unemployed, have run out of unemployment benefits, have enough savings to live on for five years, and expect to be unemployed after five years but are still too young for a pension or Social Security.

I would disagree with the sentiment that «Few people would not run a cost / benefit analysis of college or graduate school before spending years of their lives and tens of thousands of dollars.»

* A 60 - year - old couple who earned at or above the payroll tax ceiling their entire lives would get $ 31,972 each or $ 63,944 a year collectively if they began taking benefits at 66, which is their Full Retirement Age (FRA).

The larger benefits for millennials are mainly because of cost of living increases, more years of benefits due to longer lifespans, and better and more expensive health care, said C. Eugene Steuerle, an economist with the Urban Institute who co-authored the analysis.

I began by teaching it to my college students, and over the past year have seen it turn peoples» life around and even benefit entire families who adopted it!

A generation that's been stereotyped as urban, single and aghast at the idea of a car - based life in the suburbs is starting to age, prompting fund managers to bet on companies that should benefit if the U.S. birth rate reverses a six - year slump.

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

Owners of fixed indexed annuities (FIAs) with guaranteed living income benefit (GLIB) riders are much less likely to surrender their contracts than they were 10 years ago, according to new research based on 3.3 million policyholders.

Whole life insurance policies are usually structured to mature when you turn 100 years old, at which point the cash value should equal the death benefit.

Since Living Goods expects its cost per CHP to decline as it scales, it is more conservative to only include costs and benefits for the next 1 - 3 years than it is to include all 5 years.

«For each year participants defer claiming Social Security, they receive a 6 - 8 % increase in lifetime benefits, under current conditions, which can make a big difference in their quality of life in retirement.»

In exchange for the ability to fund these early - retirement adventures, many retirees are willing to accept a potentially smaller lifetime benefit, even if it also means accepting a declining standard of living in their later years.

Putting off benefits for even a year or two will ensure the retiree starts out at a higher amount, which means each cost of living adjustment (from 5 reasons to delay social security) will be higher, as it is based off a percentage of the benefits received.

With a guaranteed issue life insurance policy, if you die because of an accident (e.g. a car crash) within the first two years, the full death benefit will be paid to your beneficiaries.

A report by Fidelity Benefits Consulting, for example, found that the average 65 - year - old couple will spend $ 275,000 on healthcare costs over the rest of their lives — and that's $ 15,000 more than the 2016 estimate.

Even if you have never worked in your life, you can claim your spouse's retirement benefits if you are at least 62 years of age and your spouse is eligible to receive benefits.

For example, a $ 50,000 whole life plan could grow to provide a death benefit of over $ 100,000 over the course of 30 or 40 years if it is allowed to keep growing in value.

For example, if you have a 30 - year mortgage for $ 300,000, you can purchase a term life insurance policy with a matching death benefit and term length.

Allianz Life paid out more than $ 2.7 billion in benefits to its policyholders and contract owners via life insurance and annuity payments, up 4 percent from the prior yLife paid out more than $ 2.7 billion in benefits to its policyholders and contract owners via life insurance and annuity payments, up 4 percent from the prior ylife insurance and annuity payments, up 4 percent from the prior year.

Alpha seeks this relief while at the same time seeking to cut off the health and life insurance benefits to some 1,200 rank - and - file retirees because it claims it desperately needs to save $ 3 Million a year.

The most promising growth opportunities for life insurers this year rest with group benefits, retail life insurance, pension risk transfer and some international markets, according to analyst Ryan Krueger.

Example assumes a joint life annuity, 66 - year - old person, 3 % inflation rate and the 2016 average benefit level from the Social Security Administration.

If, for example, you received a significant promotion and raise 5 years after purchasing term coverage, you might want to convert to a permanent life insurance policy to take advantage of the tax benefits and receive dividends.

«Though we already pay # 11 billion a year to subsidise a low - wage economy because employers are not paying people enough to live on, volunteers up and down the country are providing a further # 30 million a year in «free» labour to ensure that our fellow citizens in low paid work, on zero hour contracts, or relying on a broken benefits system have enough to eat.

During times of wrestling with God and in rereading the teachings of Jesus, I uncomfortably came to see that for ten years I had failed to challenge the American assumption that affluent Christians can enjoy the benefits of a life with God without seriously compromising their lifestyles.

was granted for life the use of a Manhattan apartment (including food, wine and laundry), access to corporate jets and a variety of other in - kind benefits, worth at least $ 2 million a year.

Perhaps even more significant than the increase in fringe benefits is the changing time span of people's working lives and the ratio of working to non-working years during the life cycle.

Thus we support a reduction in the speed limit because it will «save 7,466 lives every year,» though we would not do so if we recognized that such a law merely reduces the probability that an individual will die in a car accident from.0005 to.0004, a benefit too trivial to be noticed and, for any individual faced with the choice, far below the value of the additional driving time it entails.

Hold off on giving 70 year old benefits based on Judeo Christian family model that does not exist in a godless union (i.e. the little women stays home for life and daddy is the head of the family and the bread winner) to both new forms of marriage.

Whatever legal and public policy solutions are reached in the coming years, Christians need to find a social, political and religious way to secure the well - being of women and children, involve fathers in the lives of their children, and support gays and lesbians who want to establish committed relationships and receive the benefits and blessings that go with this commitment.

«Well beyond the monastic cloister, numerous faithful have benefited from his project,» wrote Pope John Paul II, «becoming aware that the unfolding of the «mystical seasons» of the liturgical year» can help them «to relive the different stages of the Mystery of Christ... It is by their participation in liturgical life in the heart of the ecclesial community that the faithful are to affirm their faith, because they are put in permanent contact with the sources of revelation and the whole of the Christian mystery.»

If a gain of fifty years of life expectancy during the past thousand years — and a thirty - year jump in the twentieth century alone — has immeasurably improved the quality and security of our lives, why shouldn't we envision similar benefits from much longer lives?

Singer Matthew West, whose «The Story of Your Life» album was compiled from letters written by his fans, will close the year by performing a benefit concert for St. Jude's hospital.

In his recent book, Life, Liberty, and the Defense of Dignity, he offers «four benefits» of mortality: interest and engagement, suggesting that adding, say, twenty years to the human life span would not proportionately increase the pleasures of life; seriousness and aspiration, proposing that the knowledge that our life is limited is what leads us to take life seriously and passionately; beauty and love, presenting the idea that it is precisely their perishability that makes, for instance, flowers beautiful to us, just as the coming and going of spring makes that season all the more meaningful; and, finally, virtue and moral excellence, by which he means the virtuous and noble deeds that mortality makes possible, including the sacrifice of our own life for a worthy caLife, Liberty, and the Defense of Dignity, he offers «four benefits» of mortality: interest and engagement, suggesting that adding, say, twenty years to the human life span would not proportionately increase the pleasures of life; seriousness and aspiration, proposing that the knowledge that our life is limited is what leads us to take life seriously and passionately; beauty and love, presenting the idea that it is precisely their perishability that makes, for instance, flowers beautiful to us, just as the coming and going of spring makes that season all the more meaningful; and, finally, virtue and moral excellence, by which he means the virtuous and noble deeds that mortality makes possible, including the sacrifice of our own life for a worthy calife span would not proportionately increase the pleasures of life; seriousness and aspiration, proposing that the knowledge that our life is limited is what leads us to take life seriously and passionately; beauty and love, presenting the idea that it is precisely their perishability that makes, for instance, flowers beautiful to us, just as the coming and going of spring makes that season all the more meaningful; and, finally, virtue and moral excellence, by which he means the virtuous and noble deeds that mortality makes possible, including the sacrifice of our own life for a worthy calife; seriousness and aspiration, proposing that the knowledge that our life is limited is what leads us to take life seriously and passionately; beauty and love, presenting the idea that it is precisely their perishability that makes, for instance, flowers beautiful to us, just as the coming and going of spring makes that season all the more meaningful; and, finally, virtue and moral excellence, by which he means the virtuous and noble deeds that mortality makes possible, including the sacrifice of our own life for a worthy calife is limited is what leads us to take life seriously and passionately; beauty and love, presenting the idea that it is precisely their perishability that makes, for instance, flowers beautiful to us, just as the coming and going of spring makes that season all the more meaningful; and, finally, virtue and moral excellence, by which he means the virtuous and noble deeds that mortality makes possible, including the sacrifice of our own life for a worthy calife seriously and passionately; beauty and love, presenting the idea that it is precisely their perishability that makes, for instance, flowers beautiful to us, just as the coming and going of spring makes that season all the more meaningful; and, finally, virtue and moral excellence, by which he means the virtuous and noble deeds that mortality makes possible, including the sacrifice of our own life for a worthy calife for a worthy cause.

«Ann gave her life to the College and Catholic education, and thousands of young people have benefited from her kindness and hard work over many years.

«They have the right to live at home, where they've lived for 1,700 years, since before the arrival of Islam, so that they can continue not only because it is their natural right, but also because they are a presence that is a benefit to the Islamic community and which helps diversify the social context which can slowly favour a democracy that respects the identity of every person and each group.»

Becuase of their tax exempt status, solid figures are hard to come by — but in 1984 the Quorum Of the Twelve were paid in the range of $ 80 thousand a year for living expenses, excluding benefits.

I have had ENJO in my life for 5 years & woukdnt have anything else, not only on my home & round the kids is chemical free but on my skin too the range of products is fabulous huge benefit to my excema ~ defiantly the future of cleaning Lynne ❤️

«We expect that the trend towards high - end products, especially those touting wellness benefits, will be the life force in this market for the next several years,» said Tatjana Meerman, publisher of the report «The US Market for Chocolate».

I think the biggest benefit of me cooking all these years and my kids being in the kitchen with me is that I am teaching them such a great life skill.

«We expect that the trend towards high - end products, especially those touting wellness benefits, will be the life force in this market for the next several years,» said Tatjana Meerman, publisher of the report «The U.S. Market for Chocolate».

Benefits: 401K, after one year employment, group life, and group health Insurance.