Sentences with phrase «living benefits if»

Care4Life (or Accelerated Death Benefit) Rider: provides living benefits if the insured is diagnosed as critically ill or terminally ill.

Yes, most term lfe insurance policies have living benefits if various riders are added to the policy at the time of purchase.

You may be entitled to living benefits if you're diagnosed with a terminal illness!

Care4Life (or Accelerated Death Benefit) Rider: provides living benefits if the insured is diagnosed as critically ill or terminally ill.

Not exact matches

But if you are married and are not expecting to live a long time, taking benefits early could reduce the survivor benefits your spouse receives.

If you plan to live in life and work, not just watch from the sidelines, and expect diversity in your teams, you'll benefit from Slam - Dunk Success.

If one member of the household makes a good enough living, a cost - benefit analysis will often conclude that it makes economic sense for the second earner to stay at home or work part - time.

If you can't offer salaries that are at or exceed your competition, then there may be other options such as providing better employee benefits and work - life balance programs than competitors.

Here are three questions that can greatly benefit the direction and quality of your life if you begin asking and answering them regularly.

«If it doesn't benefit their life in a way they can understand, they will simply go back to what they've done before.

Along with expected benefits like health and life insurance, employees enjoy three free meals every day during their shift and no - interest student loans for employees, their spouses and children — which the company forgives if the student does well in school.

As the name implies, term life insurance will provide a death benefit if an individual dies within the policy's term, up to 20 years typically.

If structured correctly, Simmonds explained, the life insurance policy can benefit both you and the recipient of your gift.

For instance, if your spouse died, you'll want to locate a will, if there is one, and obtain a death certificate so that you can begin the process of claiming any life - insurance death benefits and other possible benefits.

If fewer than 100 people are covered by a pension plan, benefits plan (including medical, dental, life - insurance, scholarship, and disability), or fringe benefit, file Form 5500 C / R annually, listing details on membership, assets, and so on.

After all, she said, Amazon won't benefit if its workers can't find places to live, or if they are viewed by existing residents as a hostile force.

If you feel more secure with a set monthly payment and death benefit that doesn't change, stick to traditional whole life.

The only scenario I can think of is if you are unemployed, have run out of unemployment benefits, have enough savings to live on for five years, and expect to be unemployed after five years but are still too young for a pension or Social Security.

If reading as a pathway to success isn't enough to get you motivated, consider these health benefits of reading: Reading has been shown to help prevent stress, depression, and dementia, while enhancing confidence, empathy, decision - making, and overall life satisfaction.

Do ask yourself: If today I gave you a check in the amount of the death benefit of the life insurance policy you're considering, would you quit your job and work free for me until you die?

If she waits until age 70, her benefits will increase another 40 %, to $ 2,587 a month.1 And if she were to live to age 89, her lifetime benefits would increase by $ 114,52If she waits until age 70, her benefits will increase another 40 %, to $ 2,587 a month.1 And if she were to live to age 89, her lifetime benefits would increase by $ 114,52if she were to live to age 89, her lifetime benefits would increase by $ 114,528.

For example, if your FRA is 66 and you claim your benefit at age 62, your monthly benefit will be cut by 25 percent for the rest of your life.

AIG is our favorite insurer for guaranteed acceptance life insurance because their prices are competitive and they let you accelerate death benefits if you become ill.

She could then switch to that higher amount, and increase her lifetime benefits by $ 40,000, or almost 10 %, if she lives to age 89.2

As you can see, if I live into my late 70s, I'll collect more in lifetime benefits if I claim at age 67 than if I claim at age 62.

* A 60 - year - old couple who earned at or above the payroll tax ceiling their entire lives would get $ 31,972 each or $ 63,944 a year collectively if they began taking benefits at 66, which is their Full Retirement Age (FRA).

Financially speaking, determining the best age to claim your benefits is helped by considering the various breakeven points associated with your life expectancy, and the lifetime benefits you could receive if you claim at various ages.

Ann would earn more than $ 174,000 in extra payments if she lived to age 89, boosting her lifetime benefits by about 44 %.2 These rules are complex, however, and you should consider speaking with a Social Security representative.

AD&D insurance is similar to a life insurance policy in that both offer a death benefit, but your beneficiary wouldn't receive a payout if you died due to an illness.

A: They're doing a not - bad job of it if that's your goal, to find that big mushy middle where the Liberal party likes to live, where most Canadians or at least a lot of Canadians see themselves: we see the benefits of this industry and want it do continue to prop up our economic success, while we also see that we need to move away from fossil fuels.

A generation that's been stereotyped as urban, single and aghast at the idea of a car - based life in the suburbs is starting to age, prompting fund managers to bet on companies that should benefit if the U.S. birth rate reverses a six - year slump.

If flexibility is important to you, you may want to consider a combination of whole life insurance with LTC benefits to provide the options you are looking for.

While this makes term life insurance significantly less expensive than permanent life insurance, it also means that you will not receive any benefit if you outlive the policy.

Consult your investment professional to find out if this whole life insurance policy, which features a death benefit, is the right product for your financial situation.

If you have ever benefited from the wisdom and guidance of a mentor in your career or personal life, you can attest to how helpful and valuable they can be.

A mortgage with PNC may provide some unique benefits if you happen to live within the bank's service area.

If you are open to trying new experiences in life, these are some of the benefits you can anticipate based on my own experiences and several scientific studies when taking cold showers:

If you wait, your monthly benefits will be higher for the rest of your life.

In exchange for the ability to fund these early - retirement adventures, many retirees are willing to accept a potentially smaller lifetime benefit, even if it also means accepting a declining standard of living in their later years.

As Selena points out, your lifetime benefits are a factor of when you claim Social Security and how long you live, so if you anticipate living to your life expectancy, it's rational to front - load your Social Security, so long as you're comfortable with the future consequences.

There is another benefit if you live after this definition.

If you work for a company that does not offer a qualified retirement plan (or does not offer a life insurance option in an existing plan) or if you have already contributed the maximum amount to your qualified retirement plan, a cash value insurance policy can offer some of the tax benefits of a qualified retirement plaIf you work for a company that does not offer a qualified retirement plan (or does not offer a life insurance option in an existing plan) or if you have already contributed the maximum amount to your qualified retirement plan, a cash value insurance policy can offer some of the tax benefits of a qualified retirement plaif you have already contributed the maximum amount to your qualified retirement plan, a cash value insurance policy can offer some of the tax benefits of a qualified retirement plan.

On the other hand, if you have severe enough health problems to not qualify for term life insurance, mortgage life insurance will offer larger death benefits than many alternatives.

But if they live to be ages 88 and 90, respectively, deferring to age 70 would mean about $ 250,000 in additional benefits.

It gives you access to a portion of your policy's death benefit, if you are diagnosed with a terminal illness resulting in 12 - 24 months or less to live.

If you need a large amount of coverage, simplified issue life insurance isn't ideal for you because most life insurance companies cap the death benefit at $ 100,000 (some companies offer as high as $ 500,000.)

With a guaranteed issue life insurance policy, if you die because of an accident (e.g. a car crash) within the first two years, the full death benefit will be paid to your beneficiaries.

So, even if you consider yourself an average Joe, you may benefit from solid advice on how to build savings, to figure out how to pay for your kid's college, and to create a retirement fund that will last until the end of your (and your partner's) life.

According to Morningstar Annuity Research Center, variable annuity annual fees range widely, from 0.10 % to 2.25 %, with an industry average of 1.25 %.4, 5 Of course, you will pay more if you need to address a specific risk with a guarantee, such as a guaranteed living benefit, which provides income or asset protection from down markets.

You can consider reducing the monthly benefit amount, shortening the benefit period (the amount of time you receive benefits if disabled), eliminating cost of living adjustments, lengthening the elimination period (the amount of time you must be disabled before benefits are paid), and so on.