Sentences with phrase «living on reduced income»

Managing your finances in today's economy can seem impossible, especially if you are living on a reduced income.

And, finally, you might need to contemplate how such a catastrophe would impact you if you are in retirement and living on a reduced income.

There are some great tools available to help you properly align your expectations of life on a reduced income, such as the Retirement Living Expenses Calculator available on the Indexed Annuity Leadership Council website.

By setting aside 30 minutes a day to devote to each of these steps, it will only take a week to have a good idea if it is feasible to live a good life on a reduced income.

Are you prepared to live on reduced income until your retirement claim is processed?

Things to consider before settling on this option: Determine how much time you have left on unemployment compensation, if applicable, and how long you can live on the reduced income.

Not exact matches

The Guaranteed Income Supplement was meant to be in place only long enough to help the people who reached 65 before the full Canada Pension Plan pensions became available and who would have little or nothing other than Old Age Security, and perhaps a reduced Canada Pension Plan pension, to live on.

Although we're always happy if we find something that saves us money without reducing our living standards, we are more focused on growing that rental income.

We raise much of our food, burn wood for heat, water is gravity spring (no pump), private septic system, solar power I installed feeds grid back, no electric bill, wireless internet tower income pays our property taxes, so basically we can live on a vastly reduced income should it be needed, Much of our savings is in precious metals.

Had the individual purchased permanent life insurance, he or she could have access to a potentially significant source of supplemental retirement income in the future (depending on the policy type), while preserving the death benefit in perpetuity (note, however, that the death benefit and cash value of a policy is reduced in the event of a loan or partial surrender, and the chance of lapsing the policy increases).

Since that pastor has to pay the full 15.3 % for social security with no help from the church on not only the $ 25K but also on the value of living in the house his cash income was just reduced to less than $ 18K.

Hence the destruction of rural communities does not count against the gain in per capita income achieved by reducing the number of persons living on the land while producing the same quantity of agricultural products.

These studies showing the direct positive effects of raising household income — even by small amounts — on student achievement make it plain that reducing poverty through stable, living wage jobs for all working families would also help improve educational outcomes.

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Debt Protection will cancel or reduce repayment of your loan debt — helping to lessen your worries, and your family's worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging.

If the account value reduces to zero due to market performance or an allowable withdrawal, you can elect to receive income for 1 or 2 lives based on the applicable Lifetime Guarantee Rate.

This rapid change came through reducing my expenses, living on a monthly zero - based budget with my wife and spending well below our income each month.

I have a compounded problem in that I have a handicapped child (I am alone) that I want to preserve my capital for when I die, so I plan on reducing all my expenditures to live on an income of about $ 40,000.

Based on your overall credit score and income, private student loan consolidation can be an excellent way to reduce the burden of student debt repayment — and achieve savings of thousands of dollars over the life of your loan.

By withdrawing over a sufficient number of years you can reduce your rate of tax on income and match to your personal life expectancy.

Although we're always happy if we find something that saves us money without reducing our living standards, we are more focused on growing that rental income.

Worse, because your life insurance premiums aren't deductible, which means no reducing your taxable income on Tax Day.

By reducing student loan interest rates and decreasing the impact that debt will have on their lives, the federal government would encourage more low - income students to complete their degrees.

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Payment Protection will cancel or waive your loan payment (s), up to the contract maximums — helping to lessen your worries, and your family's worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging.

Considering the fact that she was living on a recently reduced income, she still couldn't let go of the prestige of a Japanese car.

Not only does it reduce your living expenses once you're on a fixed income, but it provides flexibility.

Today's insolvent senior is struggling with rising food and energy costs, medical costs, and other living expenses, all while living on a fixed, and often reduced, income.

While he fought through the legalities, he was subsisting on his greatly reduced income, and didn't have much to live for.

A Charitable Gift Annuity (CGA) can provide guaranteed income for life by providing the mature donor with lifetime payments through better yield on fixed income assets, such as CDs and bonds, and reduce portfolio risk.

Until pet overpopulation is reduced to a point where animal shelters and rescue groups can handle the number of homeless, incoming animals without having to euthanize for space, we believe it is more humane to spay the pregnant pet than it is to contribute to pet overpopulation where that future litter could potentially live life on the streets as homeless pets, and will displace another pet who is waiting for a hone.

Community Cycling Center, the Portland Bureau of Transportation, the Better Bike Share Partnership and affordable housing providers, social service agencies and nonprofits to launch BIKETOWN for All, a reduced - cost program to provide Portlanders living on low incomes BIKETOWN membership for just $ 3 per month, including bike safety education and a free helmet.

A carbon tax on coal destined to be burned will increase the price of electricity, but income tax, GST, or other taxes could be reduced so that the cost of living, and the total tax take, would remain the same.

Moreover, CDR techniques can affect temperatures via SRM mechanisms too: afforestation — at least in higher latitudes — reduces albedo, producing offsetting warming, while OIF releases dimethyl sulphides which could have a significant impact on temperatures by reflecting incoming sunlight (analogous to, if more short - lived, than the effect of sulphates in the stratosphere).

Motivate is proud to join the Community Cycling Center, the Portland Bureau of Transportation, the Better Bike Share Partnership and affordable housing providers, social service agencies and nonprofits to launch BIKETOWN for All, a reduced - cost program to provide Portlanders living on low incomes BIKETOWN membership for just $ 3 per month, including bike safety education and -LSB-...]

Construction injuries can negatively impact your life in many ways, including medical bills, a reduced ability to earn income and support your family, and lasting emotional impact on you and your loved ones.

You can also reduce this amount even further on your imputed income life insurance by contributing money to the policy that has already been taxed.

By providing income replacement and covering end - of - life expenses, life insurance can step in to reduce the burden placed on families grieving a loss.

Had the individual purchased permanent life insurance, he or she could have access to a potentially significant source of supplemental retirement income in the future (depending on the policy type), while preserving the death benefit in perpetuity (note, however, that the death benefit and cash value of a policy is reduced in the event of a loan or partial surrender, and the chance of lapsing the policy increases).

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If you deducted life insurance premiums in your business from your tax return and now receive life insurance dividends you should reduce your current tax years life insurance premium tax deduction on your tax return by the amount of the life insurance dividends, or claim them as taxable income on your tax return.

If your salary was reduced or you are currently looking for a new job, you might be living on a much smaller income than you are used to.

Here we first established the relationship between the predictor (income - to - needs ratio) and the potential mediators (caregiver education, parenting, and life events), and then examined the relationships of the mediators to the outcome (brain volume) and, when significant, whether they reduced the direct effect of income - to - needs ratio on brain volumes.