Not exact matches
For instance, if you are already working full time, then it may be wise to choose a part time study
load so you can
still keep you job, keep making money, cover your expenses and
fees, and
still study.
There are no monthly
fees or transaction charges for the basic wireless connectivity and users
still have the option to side
load personal documents or content from other compatible sites via USB.
If you pay on a private student
load while going to school and some time after without ever once getting a statement, then when one is requested and they say they are in the process of transferring the accounts, so they can get me one after that is done, but
still never provide one, is it legal to stop making payments until you get a statement without accruing interest and
fees?
However, funds referring to themselves as «no -
load» may
still charge a variety of other
fees, including purchase
fees, account maintenance
fees, and redemption
fees (similar to back - end
loads but paid to the mutual fund rather than a selling broker).
As for people in the comments that point out you don't like mutual funds (I assume especially mutual funds with
loads and / or high expense ratios)-- to that I say, as long as your employer is matching contributions (let's say 1:1) you start out with a 100 % gain on your money so even a miserable fund that only returns enough to cover
fees — you
still DOUBLE YOUR MONEY.
They
still can't get it through their thick heads that front
loaded fees hurt consumers, not just because of the fact that they are paying for a service they aren't getting, but mainly because front
loaded fees mean it will take longer to settle their debts and they will be more likely to get sued.
But
still, it's best to limit them to the five that belong to one of the model groups you'll know you'll be using (overall modes of investing -
Fee - Based, all
Load Mutual Funds, all No - load Mutual Funds, and Index / E
Load Mutual Funds, all No -
load Mutual Funds, and Index / E
load Mutual Funds, and Index / ETF).
While I would always recommend against A shares (front - end
load), if the fund's
fees are set up so that back - end
loads are waived if you hold for a certain period of time, you'd be better off going with the lower expense ratio and
still not having to ever pay the
load.
My problem with all those «help work exchange» sites is that I'd have to pay each and every one of their membership
fees and even then I'd probably not get my money's worth; as I remember from back before ErasmusU started charging membership, I could send
loads and
loads of requests and
still hear CRICKETS.
It also allows you to budget for your trip, being that you can only spend the amount
loaded onto the card (though you can continue to
load the card as needed), and you can
still withdraw cash from an ATM as you would with a debit card — just be mindful of ATM
fees.
Based on my understanding, just
loading with, say and Ink Bold or CSP, the
fees would amount to 0.8 %, which is
still less than the 1.0 or 1.07 you'd receive from the chase cards.