Sentences with phrase «loan amounts exceeding»

Solutions for loan amounts exceeding today's conforming loan limits.

Jumbo Loans - Jumbo rates are for loan amounts exceeding $ 453,100 ($ 679,650 in AK and HI).

Most banks and mortgage lenders only allow loan - to - value ratios (LTVs) up to 80 % because loan amounts exceeding 80 % LTV aren't eligible to be purchased or securitized by Fannie Mae and Freddie Mac, which makes them less liquid on the secondary market.

We offer highly competitive pricing and closing costs for loan amounts exceeding conforming loan limits in various areas of California.

«Jumbo» loans are any loan amounts exceeding these thresholds.

However, if the loan amount exceeds the cash value, the policy might lapse and you would have to pay taxes on the loan.

In the event that the loan amount exceeds the value of the home, your estate or heirs will only be responsible for paying off the loan up to 95 % of the home value.

If the FHA case is assigned on or after 06/11/2012 AND the base loan amount exceeds $ 625,500 Mortgagee Letter 2012 - 4: • > 15 yr Term: > 95 % LTV = 1.50 % < = 95 % LTV = 1.45 % • < = 15 yr Term: > 90 % LTV =.85 % > = 79 % LTV =.60 % • Single Family forward mortgages with amortization terms of 15 years or less, and a loan - to - value (LTV) ratio of 78 percent or less, remain exempt from the Annual MIP (see Mortgagee Letter 2011 - 35).

If the loan amount exceeds the loan limits, the borrowers will have to contribute additional money or they will have to look for other types of loans.

This is somewhat misleading because if the loan amount exceeds the value of the home the difference will pass to your heirs.

When the loan amounts exceed these limits, you may need a Jumbo loan.

The VA has now guaranteed home loans for 18.7 million borrowers since 1944 with a total loan amount exceeding $ 1 trillion

In the United States a Jumbo Loan is one in which the loan amounts exceeds a set value.

In the event that the loan amount exceeds the county loan limit, the borrower is required to place a down payment equal to 25 % of the excess.

Your loan amount exceeds the conforming limit of $ 453,100 and the property is located in King, Snohomish, Pierce, or Island counties.

A refinance transaction in which the new loan amount exceeds the total of the principal balance of the existing first mortgage and any secondary mortgages or liens, together with closing costs and points for the new loan.

However, if the loan amount exceeds the cash value, the policy might lapse and you would have to pay taxes on the loan.

This increases the risk of the loan amount exceeding the policy's cash value, which can cause for the policy to lapse.

In instances where the new loan amount exceeds that price, the VA will allow the new loan amount to go up to $ 333,700 — if the veteran either puts down 25 percent of any amount over the $ 240,000 or has sufficient equity in the property to cover that amount.

In the event that the loan amount exceeds the value of the home, your estate or heirs will only be responsible for paying off the loan up to 95 % of the home value.

When the loan amount exceeds the purchase price of the property (other than a construction loan), the amount of $ 0 is disclosed under § 1026.37 (h)(1)(iii).

Not exact matches

«If you don't, the IRS could deem loan amounts that exceed $ 14,000 a year a gift.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, NMG will be required to eliminate such excess within a limited period of time.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

The Asset - Based Revolving Credit Facility provides that we have the right at any time to request up to $ 300 million of additional revolving facility commitments and / or incremental term loans, provided that the aggregate amount of loan commitments under the Asset - Based Revolving Credit Facility may not exceed $ 1,000 million.

The Asset - Based Revolving Credit Facility provides that NMG has the right at any time to request up to $ 300 million of additional revolving facility commitments and / or incremental term loans, provided that the aggregate amount of loan commitments under the Asset - Based Revolving Credit Facility may not exceed $ 1,000 million.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, we will be required to eliminate such excess within a limited period of time.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

That means the annual amount due on all of your eligible loans (and, if you are required to provide documentation of your spouse's income, the annual amount due on your spouse's eligible loans) exceeds what you would pay under IBR or PAYE.

Because the loan is secured, the loan value can not exceed the amount of money in your account.

While credit score and other factors also count as requirements for a conforming loan, the most common rule is that a conforming loan must not exceed a certain amount.

Likewise, for loans in the income contingent repayment program, where the interest is not capitalized after it exceeds ten percent of the original principal amount.3 It is always better to have prepayments used to reduce the loan balance, since this will cost you less over the lifetime of the loan.

Adding those balances may extend the repayment term on your Direct Consolidation Loan, as long as the total amount of the loans not being consolidated doesn't exceed the total amount that is being consolidated.

But the maximum VA loan size in Californian that you can actually borrow might exceed this limit, as long as your income supports the higher amount.

Currently, any loan amount that exceeds Fannie Mae county loan limits is considered jumbo, or a non-conforming mortgage.

In general, most mortgage lenders don't like to offer loan amounts where the borrowers exceed over 44 percent of their monthly allowance towards the mortgage.

Most of the time, these loans are most advantageous for those with many debts or a large debt with a high total dollar amount (one that exceeds $ 10,000).

For borrowers in Massachusetts, Ohio and Georgia, loans must exceed a certain amount: $ 6,000, $ 5,000 and $ 3,000 respectively.

Under the ICR plan, outstanding interest is capitalized annually, but the amount of interest that is capitalized can never exceed 10 % of the original principal balance of your loan at the time that it entered the ICR plan.

If you take out a loan that exceeds that amount it is what's considered a «non-conforming» or «jumbo loan.»

If you have a federal student loan, your monthly repayments may depend on your discretionary income, which is defined as the amount by which your adjusted gross income exceeds the poverty line.

These loans exceed the $ 417,000 conforming loan amount.

Therefore he contends some gain is owed him beyond that which he loaned, but any gain which exceeds the amount he gave is illicit and usurious.

Even if we exclude the mortgage borrowing, which has a more ambiguous affect on long - term wealth given that house prices may appreciate by more than interest and depreciation, even just the auto loan increases exceeded the amount by which employees increased their savings.

(hh) If the unencumbered amount of cumulative surplus revenue from tuition held by a charter school at the end of a fiscal year, less (i) the amount of the fourth quarter tuition payment, (ii) the amount held in reserve for the purchase or renovation of an academic facility pursuant to a capital plan, and (iii) any reserve funds held as security for bank loans, exceeds 20 per cent of its operating budget and its budgeted capital costs for the succeeding fiscal year as is reported in a capital plan to be submitted in the school's most recent annual report, the amount in excess of said 20 per cent shall be returned by the charter school to the sending district or districts and the state in proportion to their share of tuition paid during the fiscal year.

Note also that the principal amount of a TIFIA direct loan to capitalize a rural projects fund within a SIB may not exceed $ 100 million.

* The amount cancelled could be limited if the amount of the loan or lease exceeds a certain percentage of the actual value of the covered vehicle.

Streamline refinances can also be done without appraisals, but the new loan amount can not exceed the original loan amount.

That means the annual amount due on all of your eligible loans (and, if you are required to provide documentation of your spouse's income, the annual amount due on your spouse's eligible loans) exceeds what you would pay under IBR or PAYE.

For borrowers in Massachusetts, Ohio and Georgia, loans must exceed a certain amount: $ 6,000, $ 5,000 and $ 3,000 respectively.