Sentences with phrase «loan assets by»

Banks initially tried to avoid a fire sale of their loan assets by issuing billions of dollars in new equity to strengthen balance sheets.

Navient from time to time securitizes some of its student loan assets by selling student loans to Navient Student Loan Trusts.

Not exact matches

Remember though, if you default on a secured loan then the assets or asset class you used as a security could be seized by the creditor in a Court procedure that could also put your company out of business, so there is some element of risk to consider with asset - based financing.

The incident highlights what the Journal says is a steady rise in so - called «wealth loans» — large loans to wealthy individuals that are sometimes secured by assets like art, boats, and wine collections.

«Funded in large part by the asset - backed securities market, many lenders made money by originating and then selling private student loans with less regard for borrowers» creditworthiness.

Dozens of other loan programs — including the 504 Certified Development Loan Program, which is accessed by small - business owners for loans to buy large fixed assets and real estate — and many mentorship programs, including the SCORE system and Veteran's Business Development offices, would be shuttered in the case of a government shutdloan programs — including the 504 Certified Development Loan Program, which is accessed by small - business owners for loans to buy large fixed assets and real estate — and many mentorship programs, including the SCORE system and Veteran's Business Development offices, would be shuttered in the case of a government shutdLoan Program, which is accessed by small - business owners for loans to buy large fixed assets and real estate — and many mentorship programs, including the SCORE system and Veteran's Business Development offices, would be shuttered in the case of a government shutdown.

CASPERSEN told potential investors that the loan was risk - free, as it was collateralized by the assets of Firm - 1.

«In soliciting investments in the Fake Funds, CASPERSEN made the following false representations to investors, among others: in recognition for his prior work with Park Hill Group, CASPERSEN had been offered a «friends and family» investment allocation in a security that was allegedly offered by a private equity firm; CASPERSEN was personally investing in the security, and offering it to his family and a limited number of friends; the investment was a credit facility secured by a portfolio of assets owned by one of the Legitimate Funds; the investor would receive quarterly interest payments, ranging from 15 to 20 percent; the investment was practically risk - free, as the loaned funds would remain in a bank account; the investor could withdraw the principal at any time with 90 days» notice; and investor funds should be wired to one of the Fake Fund Accounts.

RadioShack, with 21,000 employees, $ 1.2 billion of assets and $ 1.39 billion of debts according to court papers, said it also has an agreement with a lender group led by DW Partners for a $ 285 million loan to operate in bankruptcy.

Insolvent German airline Air Berlin aims to strike deals to sell assets to two or more buyers by the end of September, before a government loan keeping its planes in the air runs out, its chief executive said.

Fixed Asset Financing: The conference bill establishes a new SBA guaranty for the portion of the 504 loan that's made by a commercial bank.

SBA loans are secured by both business and personal assets until the recovery value equals the amount of the loan.

The assets come over unencumbered by outstanding liabilities, so the new debt on these and the accompanying interest payments on this new loan could be a very good fit with the overall financial picture of the post-deal enterprise.

The $ 5.2 billion financing deal put together by Icahn was shown to a mix of U.S. and foreign banks, asset managers, hedge funds and collateralized loan obligation (CLO) managers.

These loans are generally secured, on a first - priority status, by a company's assets.

A banker is likely to waive the valuation requirement only when a company's loan is fully collateralized by personal or corporate assets.

February 10: The U.S. Fed expands the Term Asset - Backed Securities Loan Facility (TALF), which lends money to investors to buy securities backed by loans, thereby allowing banks to provide more loans.

From growing at double - digit rates in the earlier part of this decade, growth of bank assets (loans advanced by banks) shrunk to 4.4 percent in the first half of 2017 for the top 16 banks, according to Moodys.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, NMG will be required to eliminate such excess within a limited period of time.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, we will be required to eliminate such excess within a limited period of time.

If your business is in difficulty and is unable to make the loan payments, whatever personal assets you have posted as collateral (house, car, investment accounts, etc.) can be seized by the bank.

A lender will normally require that long - term loans be secured by the assets to be purchased.

The HRC considered the fact that, despite credit write - downs in its home equity loan portfolio and a Visa - related litigation expense accrual, the Company's business performance for 2007 was strong, as exemplified by one of the highest returns on equity and returns on assets in our Peer Group.

Britain's FTSE 100 index is seen opening up 20 points on Wednesday, according to financial bookmakers * STANDARD CHARTERED: Standard Chartered Plc posted a better - than - expected 20 percent rise in pretax profit for the first three months of the year, helped by a surge in loan demand and improvement in asset quality.

May 2 Britain's FTSE 100 index is seen opening up 20 points on Wednesday, according to financial bookmakers * STANDARD CHARTERED: Standard Chartered Plc posted a better - than - expected 20 percent rise in pretax profit for the first three months of the year, helped by a surge in loan demand and improvement in asset quality.

Al - Fulaij: The banking system asset base in Kuwait is dominated by loans — mostly corporate or retail.

Rather, they apply a general lien to business assets during the loan term and require a personal guarantee (a common practice also used by many banks).

Collateralizing your small business loan with assets (such as real estate, equipment, or other valuable asset), that can be sold by your lender should your small business default on a loan, is frequently required by traditional lenders like the bank.

Businesses owned by developers and landlords that do not actively occupy the assets acquired or improved with the loan proceeds (except when the property is leased to the business at zero profit for the property's owners)

Other Revenue was $ 3.5 million, up from $ 3.4 million in the prior quarter, primarily reflecting increased revenues from the company's OnDeck - as - a-Service (ODaaS) business, offset by a $ 0.7 millionreduction in the fair value of the Company's loan servicing asset.

Loans backed by specific collateral or backed by general corporate assets aren't the perfect option for every financing situation, but are tools business owners can use to access capital, provided they are a good fit for the loan purpose and the economics make sense.

By looking at the loan process differently, many lenders, like OnDeck, are making more capital available to small businesses that don't have the required assets needed to collateralize a loan at the local bank.

These are much easier to obtain when backed by assets (home equity or an IRA) or third - party guarantors (e.g., government - sponsored SBA loans or a cosigner).

The exact repayment term is usually determined by the useful life of the underlying asset or business purpose for which the loan is used.

Because most SBA loans are secured by collateral and a personal guarantee, the bank will have the right to seize the business and personal assets you pledged.

The latter is often practically impossible to do at short notice, or even if it is possible, may only be able to be carried out by selling the assets (such as loan portfolios) at fire - sale prices.

Most of the asset - backed securities in the dataset are underpinned by residential mortgages, covering around $ 400 billion of mortgages or about one - quarter of the total value of housing loans in Australia.

Businesses owned by developers and landlords that do not occupy the assets acquired or improved with the loan proceeds (except when the property is leased to the business at zero profit for the property owners)

If your business fails and is unable to make the loan payments, whatever personal assets posted by the owners as collateral can be seized by the bank, including houses, vehicles, investment accounts, etc..

For example, UniCredit sold its bad loan unit UCCMB — with a gross book value of $ 2.4 billion — to a consortium led by US asset management group Fortress for about $ 500 million.

Banks «earned their way out of debt» by lending to global speculators who used the yen loans to convert into foreign currency and buy higher - yielding assets abroad — capped by Icelandic government bonds paying 15 %, and pocketing the arbitrage difference.

Another way to qualify for a conforming loan with a lower credit score is to save money: Fannie Mae's eligibility matrix drops the minimum credit score by 20 points if you can show that you have enough assets to cover 2 to 6 months of monthly mortgage payments.

It's assets were not considered to be of good enough quality to lever a buyout — or a loan by the Federal Reserve.

Assets: Within the context of a small business loan an asset is something of value, owned by the borrower, which can be used as collateral by a lender.

By «clean exit» the EU means that Greece must sell off enough of its assets to pay the ECB for the money it used to bail out bad loans of French and German banks and bondholders who financed tax evasion and capital flight to Switzerland and elsewhere for over 25 years.

An asset - backed security (ABS) is a financial security collateralized by a pool of assets such as loans, leases, credit card debt, royalties or receivables.

In that sense their main concern is with rising land values — that is, the values that do not accrue as a result of earnings on capital (the rents that typically are pledged to lenders as interest payments on the loans taken out to by the properties) but are economy - wide asset - price appreciation in specific categories.

The rates and fees provided by CommonBond evaluation are estimates and the rates actually provided by CommonBond may be higher or lower depending on your complete credit profile, and income / asset considerations including but not limited to loan to value and debt to income ratios.

Unlike other business loans that a require 20 — 30 percent down payments and must be secured by personal collateral, Working Capital loans only need 10 percent down and are secured by your business assets.

The loan is secured by a charge over the book debts and other assets of the company.