Sentences with phrase «loan at maturity»

If you refinance the loan at maturity you need not be requalified, nor the property reapproved.

If you take out a 30 - year fixed - rate loan of $ 200,000 with an interest rate of 3.96 percent, you'll pay $ 142,080 in interest alone if you pay off the loan at maturity.

Not exact matches

The average rate paid on short maturity loans was up 40 basis points at 6.1 percent.

With debt financing, a company is required to pay interest throughout the term of the loan with principal repaid at maturity.

For its term loans, you can choose a maturity between one to five years, and the term for its line of credit is fixed at 25 months.

Once you apply, and if you are approved for loan, look at the loan amount, maturity, APR, repayment schedule and total cost of capital.

While each property and project varies, Patch of Land's investments start to accrue interest immediately, which is paid back to investors monthly or quarterly, with a balloon payment of remaining principal and interest at loan maturity.

Debt deals typically offer a fixed rate of return throughout the loan's term and a return of principal at maturity of the loan.

Their opinions of that creditworthiness — in other words, the issuer's financial ability to make interest payments and repay the loan in full at maturity — is what determines the bond's rating and also affects the yield the issuer must pay to entice investors.

At LendingClub, you won't be required to put up collateral for loans under $ 100,000, and the lender has better terms than many other alternative lenders, with maturities up to 5 years and APRs starting at 7 At LendingClub, you won't be required to put up collateral for loans under $ 100,000, and the lender has better terms than many other alternative lenders, with maturities up to 5 years and APRs starting at 7 at 7 %.

His loan spell at Ural almost single - handedly dragged the struggling side out of the automatic relegation places, but it wasn't just his eight goals that were significant; his maturity and determination to prove himself thrust him firmly back into the sporting limelight, and earned him a move to Krasnodar.

Collection and accounting of all amounts due and received under the terms of the loan, including release of liens for pay - off at maturity and prepayments;

Along with the senior bonds issued at loan closing, CTRMA issued $ 66 million of low interest BANs, which reached maturity in January 2008.

At the current term to maturity of seven years and with a size of $ 1 billion, it's expected that the loan could yield investors between 5.28 - 5.47 % to maturity.

The issuing company promises to pay a fixed rate of interest («coupon») for a fixed period at regular intervals until maturity, upon which it will repay the original loan or capital back to you, the investors.

If a loans meets the following tests, it is covered under the law: 1) For a first - lien loan otherwise referred to as the original mortgage on the property - the Annual Percentage Rate (APR) exceeds by more than 8 percentage points compared against the rates on Treasury securities of comparable maturity; 2) For a second - lien loan otherwise referred to as a 2nd mortgage - the APR (Annual Percentage Rate) exceeds by more than 10 percentage points compared to the rates in Treasury securities of comparable maturity; or the total points and fees payable by the borrower at or before closing exceed the larger of $ 561 or 8 % of the total loan amount.

Deposits are instantaneous in that they can be called upon at any time, whereas assets (typically loans) have long - term maturities.

However, many borrowers choose to enjoy the benefits of having no monthly mortgage payments with the understanding that, at loan maturity, proceeds from the sale of the home will be put towards repayment of the loan balance in full.

All principal is due at maturity, and can be paid with a mortgage loan.

The bank even permits non-U.S. citizens to apply at physical branch locations, which is rare amongst most institutions in the U.S. Finally, we liked the flexibility Regions Bank offered on both its range of loan amounts and maturity terms, especially for small - dollar loans.

The government promises to pay a fixed rate of interest («coupon») for a fixed period at regular intervals until maturity, upon which it will repay the original loan or capital back to you, the investors.

I mean of course individual bonds rather than bond funds since we are talking about a specific loan with specific interest rate and the promise to return the debt at maturity.

A mortgage loan with initially low - interest payments, but that requires one large payment due upon maturity (for example, at the end of seven years).

The interest rate for the same could be in the range of 9 - 10 % and you have the choice either to pay this loan amount at maturity or pay it half yearly.

The amount due at loan maturity is the principal borrowed plus any accrued interest and mortgage insurance premium.

At the maturity of a reverse mortgage loan, the lender will have a claim against your property and you or your heir (s) may need to sell the property to repay the loan, or repay the loan from other assets in order to retain the property.

Once the loan is due, the borrower will also return the principal amount at maturity or at call.

Age — Capital first offers Personal Loans to applicants above the age of 21 years up to the age of 60 years at the time of maturity of the Personal Loan.

Bank cards, often called revolving credit, are loans without a fixed maturity which can be paid off at any time.

Since a HECM is insured by HUD, you are guaranteed that you and your heirs will never have to pay more than the property is worth in a bona - fide sale at time of maturity on the loan.

Their opinions of that creditworthiness — in other words, the issuer's financial ability to make interest payments and repay the loan in full at maturity — is what determines the bond's rating and also affects the yield the issuer must pay to entice investors.

At LendingClub, you won't be required to put up collateral for loans under $ 100,000, and the lender has better terms than many other alternative lenders, with maturities up to 5 years and APRs starting at 7 At LendingClub, you won't be required to put up collateral for loans under $ 100,000, and the lender has better terms than many other alternative lenders, with maturities up to 5 years and APRs starting at 7 at 7 %.

B.) the difference between the balance of the principal owing at the time of prepayment, and the present value of all monthly loan payments to the date of maturity together with the present value of the principal outstanding at the date of maturity.

A Share Certificate Loan lets you lend money to yourself at a great rate for a term not to exceed the maturity or renewal date of the certificate.

What this did was prevent the heirs from having the option of refinancing the Reverse Mortgage with a new loan, or coming up with the required funds to pay off the Reverse Mortgage based on the value of the home at maturity.

Once you apply, and if you are approved for loan, look at the loan amount, maturity, APR, repayment schedule and total cost of capital.

Another benefit is indexed loans continue to earn interest credited at the segment maturity.

Processing fee would be 2.5 % plus tax and the applicant should be at least 25 years old at loan approval time and 60 years old at maturity time.

Since you're technically loaning your money, not investing it, you also receive the promise of having your capital returned at maturity.

Make sure that they fully understand the possible outcomes at loan maturity.

Later on at loan maturity, the home is typically sold and proceeds from the sale are used to pay off the loan balance.

This short - term loan option allows you access to cash with one payment due at maturity.

no If your heirs are not interested in keeping your home, at loan maturity they can sell the home and the proceeds will pay your loan off in full.

In case of HDFC bank the age of the car at loan maturity should not cross 10 years subject to maximum loan tenure of 60 months.

Citing continued improvement in financial market conditions, the Federal Reserve Board approves a reduction in the maximum maturity of primary credit loans at the discount window for depository institutions to 28 days from 90 days effective January 14, 2010.

If you invest in a loan, it's at maturity.

The term is frequently shorter for conventional business loans with a note due at maturity (balloon payment loan).

Both have been characterized by: (1) high prices, in excess of usury restrictions where such restrictions have applied, and (2) short - term, nonamortizing loans made to people who have a decent likelihood of being able to pay the interest amount due at maturity but a low likelihood of being able to pay off the principal balance, resulting in a steady stream of interest income to the lender as the loans roll over and over.

I was a work study at a college and tripping over credit card «pushers» handing out water bottles for student loan holders without counselling or the maturity or ability to pay it off each month.

In return for the loan of your funds, the issuer agrees to pay you interest and ultimately to return the face value (principal) when the bond matures or is called, at a specified date in the future known as the «maturity date» or «call date.»