The reports also contain cash flow, outstanding balance information, and
loan characteristics for the underlying student loans, as well as the distributions being made to note holders and certificate holders.
The authors considered these specific issues in their analysis, the balance between low down payments and
other loan characteristics, the risk inherent in different loan types and the other factors that also impact overall risk that are not so easily observed.
The most
important loan characteristics are the terms flexibility and the easiness on the requirements that are essential for those that have gone through a bankruptcy process and need to make a fresh start.
Loans available to borrowers who require unique financing due to
loan characteristics such as higher LTV's, occupancy and property types or questionable credit issues.
The APR quoted is offered depending on the individual's excellent and substantial credit and
key loan characteristics, including amount, term, vehicle age, and selecting auto payment from a qualified checking account.
Consideration of
certain loan characteristics in the underwriting process, such as high debt - to - income ratios and a lack of financial reserves that can result in high rates of default and foreclosure.
We can control for some of these differences
between loan characteristics (such as loan size, loan - to - valuation ratio (LVR) and documentation type).
«Policymakers should note
the loan characteristics offered by the program and consider policies that increase the number of quality affordable loan products on the market, particularly in low - and moderate - income communities,» Grinstein - Weiss says.
«Policymakers should note
the loan characteristics offered by the program and consider policies that increase the number of quality affordable loan products on the market, particularly in low - and moderate - income communities,» Grinstein - Weiss says.