Sentences with phrase «loan consolidation program depends»
Selecting the right student loan consolidation program depends on a number of factors, not least the type of the original loans.
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However, if you consolidate a FFEL Program Loan or Federal Perkins Loan into a Direct Consolidation Loan, you may then be able to repay the Direct Consolidation Loan under the REPAYE, PAYE, and ICR Plan (depending on the type of loan that you consolidaLoan or Federal Perkins Loan into a Direct Consolidation Loan, you may then be able to repay the Direct Consolidation Loan under the REPAYE, PAYE, and ICR Plan (depending on the type of loan that you consolidaLoan into a Direct Consolidation Loan, you may then be able to repay the Direct Consolidation Loan under the REPAYE, PAYE, and ICR Plan (depending on the type of loan that you consolidaLoan, you may then be able to repay the Direct Consolidation Loan under the REPAYE, PAYE, and ICR Plan (depending on the type of loan that you consolidaLoan under the REPAYE, PAYE, and ICR Plan (depending on the type of loan that you consolidaloan that you consolidate).
However, the consolidation program chosen depends on the type of loans the student took out.
It could happen through a debt management program, a debt consolidation loan, or a plan to settle your debts — depending on the amount of debt and amount of income you have available.
Managing college debt effectively depends on which loans were taken out and which consolidation program is required.
As far as the timing of all of this it will really depend on how quickly you get moving with this and what the Federal Direct Consolidation Loan program establishes as your first payment.
The downside is that, depending on which Direct Consolidation Loan program you choose, you could end up stretching payments over a longer period and paying more in interest on the debt.
Depending on your overall financial status you can consolidate debt by transferring balance to a lower interest credit card, getting a home equity debt consolidation loan, enrolling a credit card debt consolidation program, or getting retirement funds.
In order to take advantage of any possible student loan forgiveness programs, be sure to use either the Direct Consolidation Loans Website or the StudentLoans.gov website, depending on your applicability.