Sentences with phrase «loan fall in value»

Not exact matches

The value of housing loan approvals peaked at around $ 15 billion a month in October 2003 and has now fallen in each of the four months to February, to an amount currently around $ 12 billion a month.

Collateral Maintenance - A fall in the value of your portfolio may result in a situation where the value of your collateral no longer covers the outstanding loan.

If the property value has fallen below the loan balance, though, you are in a much worse situation.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

In the new universe of shudders on Wall Street, falling home values in most markets and federal printing presses that are overheating, borrowers want loan programs that have sane terms, little down, no surprises and no prepayment penaltieIn the new universe of shudders on Wall Street, falling home values in most markets and federal printing presses that are overheating, borrowers want loan programs that have sane terms, little down, no surprises and no prepayment penaltiein most markets and federal printing presses that are overheating, borrowers want loan programs that have sane terms, little down, no surprises and no prepayment penalties.

Given falling property values in much of the nation, this year's loan limits are likely to be lower in many areas as last year's formula for calculating maximum FHA loan amounts was based on «real estate bubble» prices that are expected to be significantly lower this year.

A house with a market value of $ 1,000,000 and debts totalling $ 800,000 will have an LTV of 80 % and most of the private lenders in Niagara Falls will not lend to the property with a loan to value greater than 85 %.

But after putting the $ 50,000 loan into mutual funds, they watched in horror as the funds fell in value to about $ 32,000.

In a rising market, the value of your house will be higher, but since the value of your loan is constant, your loan - to - value will fall, which just might improve your LTV ratio.

That means monthly MIP payments for two years — about $ 3,400 in this example — can be lopped off borrower costs if property values rise and loan balances fall.

This is usually the case when home values have fallen in your area and the bank or lender does not feel comfortable with altering your loan or refinancing a mortgage that is underwater.

Should the VA appraisal value fall below the desired loan amount, buyers must either make up the difference in cash, renegotiate the purchase price or walk away from the purchase.

This Cash FIREhose is a more risky investment, because if the real estate market turns south, these investors may be unable to pay these loans, and property values could fall to a point where it is not possible to recover all of the principal in a foreclosure sale.

Since a reverse mortgage is a negatively amortizing loan, in time the size of the mortgage debt would likely pass the value of the home — especially during the past few years as home values have generally fallen.

The first is a mechanism for helping troubled home owners refinance their mortgages, as long as their lenders were willing to write down part of the loan balance on houses that have fallen significantly in value.

As home values have fallen in many areas, such borrowers have less than 3 percent equity and many have loan balances that are larger than property values.

Historically, the FHFA had correlated loan limits to home values, but after the housing crash it froze the limit at $ 417,000 — despite falling prices — in an attempt to keep the real estate market from further seizing up.

Our home equity lenders in Niagara Falls are only willing to offer loans if they get a loan to value ratio of 85 % or less.

So even if the home falls in value, or if you stay there long enough that the accumulated loan principle, interest and fees exceed what the home is worth, you or your heirs can never be required to repay more than what the home can sell for when you vacate it.

Howard Shapiro, an analyst at Fox - Pitt, an investment bank, says the pair's average loan - to - value ratio at the end of 2007 was 68 %; in other words, they could survive a 30 % fall in house prices.

This loan can include all of your closing costs and prepaid items in the loan amount, as long as the amount falls within the appraised value; up to 97.75 percent loan - to - value.

If the value of the securities and other assets in your Account falls, you may be required to deposit additional assets to secure your loan.

The insured can borrow against the cash value of his or her insurance policy, but the amount that will be extended as a loan is restricted to account for the fact that investments rise and fall in value.

Appraiser opinions regarding home value kept falling short of homeowner expectations in March, coming in 1.77 percent lower, according to the latest Quicken Loans» National Home Price Perception Index (HPPI).

The continued increase in HARP volume is attributed to record - low mortgage rates and program enhancements announced last fall, including removal of the loan - to - value (LTV) ceiling for borrowers who refinance into fixed - rate loans and the elimination or lowering of fees for certain borrowers.

The weighted average loan - to - value ratio fell from 63.7 % in June to 54.6 % in August.

While REALTORS ® were meeting in Washington, D.C., Fannie Mae announced that it will no longer reduce by five percentage points the maximum loan - to - value ratio on loans in markets with falling home prices.