Sentences with phrase «loan growth as»

He probably feels the same way about loan growth as well as bank earnings for that matter (which have also risen steadily and unlike airlines, the US banking industry has been profitable in 78 of the past 80 years).

Improving consumer confidence tends to support loan growth as well as overall economic stability.

Not exact matches

As a result, the firm hasn't seen much change in the overall size of its loan book, despite overall growth in the non-bank residential mortgage industry.

Our full suite of funding options includes 401 (k) business financing, SBA small business loans and unsecured loans, as well as growth capital and other business services.

· Deal Trends: Average deal size is up nearly 140 % since 2011, as lenders gravitate to the companies that have an appetite for loans: private equity backed companies and larger private companies seeking growth through industry consolidation, international expansion, or both.

China's banks extended a record 2.9 trillion yuan ($ 458.3 billion) in new yuan loans in January, blowing past expectations and nearly five times the previous month as policymakers aim to sustain solid economic growth while reining in debt risks.

Profits at international bank Standard Chartered grew by a fifth, as it hit $ 1.26 billion before tax thanks to a growth in loan demand.

While strict mortgage - lending laws were in place before he took office and they came at a cost — less home ownership and slower economic growth — the state's conservative rules, as WSJ notes, «largely prevented the state's residents from signing the types of dubious home loans written in other markets across the country.»

Net new loans surpassed the previous record of 2.51 trillion yuan in January 2016, which is likely to support growth not only in China but may underpin liquidity globally as major Western central banks begin to withdraw stimulus.

Since 2008 auto loans from the Canadian banks have grown at an annual compound growth rate of 21 %, hitting $ 72 billion as of the end of last year.

The banks demonstrated that their personal and commercial loans businesses are still solid, even as expectations point to consumer lending growth slowing in the coming quarters amid persistent economic weakness.

«But given the financing opportunities that exist for us in the private - equity arena and our growth rate this year of 25 % per month, we were able to win a loan commitment from a bank that would come into effect as soon as we carried out a private placement,» notes CEO Brad Galle.

Aug 7 (Reuters)-- Shares of OnDeck Capital Inc rose as much as 17 percent on Monday after the online lender said it had made progress on a plan to cut costs and improve the credit profile of its borrowers, and expects to reach double - digit loan growth again by next year.

NEW YORK, December 28, 2017 — OnDeck ® (NYSE: ONDK), the leader in online lending for small business, announced today that a fund managed by an investment advisor subsidiary of BlackRock has joined OnDeck's platform of financing partners as another committed source of capital to fund small business loan growth.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

Rob previously served as Chief Credit Officer of GreenSky, where he developed credit policy, pricing and portfolio management strategies to enable significant growth in the company's loan portfolio.

As banks back off risky lending, Pepper's Australian loan book jumped 36 percent in 2016, far outpacing the banking sector's 6.5 percent credit growth.

Indeed, the strong growth of investor housing loans has driven the growth in household debt (as a share of disposable incomes) over recent years and contributed to a rise in both housing prices and dwelling construction.

The Carlyle Group («Carlyle») is one of the world's largest global alternative asset management firms that originates, structures and acts as lead equity investor in management - led buyouts, strategic minority equity investments, equity private placements, consolidations and buildups, growth capital financings, real estate opportunities, bank loans, high - yield debt, distressed assets, mezzanine debt and other investment opportunities.

College loans may be swapped for home loans and life insurance as this new generation takes on the responsibility of economic growth.

Those interest rates had been 0 % from 2006 through the end of 2015 as the Fed tried to stimulate economic growth by making it easier to receive a loan.

Chart 2 highlights the growth in securitization across many different asset categories besides residential mortgages, such as commercial real estate loans, auto loans, credit card loans and student loans.

«We saw total average deposit growth; loan growth in our residential mortgage, credit card and subscription finance portfolios; as well as higher assets under management in Wealth and Investment Management.»

In 2010, demand for business loans declined as firms were less optimistic with their growth projections and ability to qualify for a loan.

China's bank loans as a share of funding in the economy may have fallen to a record low, highlighting the growth of alternative financing channels that have prompted warnings of rising credit risks.

I'm very pleased with our total loan growth of 9 % over the prior year, which reflects another quarter of nearly 4 % growth in card loans as we continue to focus on profitable revolver sales through cash rewards leadership, promotional offers, partnerships and advertising.

In both cases, this is typical «control fraud» from the banking sector as it allowed exponential growth in profit in the short term through higher loan volumes (for a given level of bank capital).

Kerstin Braun, executive vice president of Coface North America, says the global market for trade credit insurance has steadily improved over the past year as an economic uptick has increased corporates» access to bank loans and let them focus on their growth.

As was explained in «Box C» in the February 2004 Statement, the level of loan approvals is a leading indicator of the growth rate of credit, though the relationship from month to month is not very precise.

Adair Turner, former chief regulator of the British banks, argues that we need to reign in the growth of unproductive private debt by imposing tighter controls on banks through much higher capital requirements and by imposing limits on borrowing, such as maximum loan to value mortgage rules.

Year - to - date PTPP earnings of $ 165.9 million increased 6 % as the positive impact of very strong 9 % loan growth was partially offset by an 11 basis point decrease in net interest margin, an 8 % increase in non-interest expenses and 6 % lower non-interest income.

As with our Growth ISA, your investment automatically diversifies across all the loans available on our Loan Market

Compared to last quarter, net income available to common shareholders increased 8 % ($ 3.7 million) as positive contributions from $ 9.3 million higher net insurance revenues, 2 % quarterly loan growth and a stable net interest margin were partially offset by a $ 4.7 million decline in net gains on securities and a $ 2.5 million reduction in the «other» component of other income.

Prospa has been rapidly building its small business loan portfolio over the past few years and in recent months has experienced strong growth, highlighted this week with nomination as a Finalist for the Telstra Australian Business Awards 2015.

However, as noted in the chapter on «Domestic Economic Conditions», housing loan approvals remain at a high level, which suggests that further falls in approvals would be required for housing credit growth to fall to a sustainable pace.

True, restrictions on what counts as assets have (temporarily) been effective, but deleveraging is then * reducing * loan growth

When determining if your business is right for an unsecured business loan, our underwriters analyze a variety of metrics such as big data, historical risk models, and trade line distribution to determine its unique growth potential instead of just looking at your credit score.

The growth in delinquencies on prime variable loans is also noteworthy in Graph 7 but this predominantly reflects higher arrears on Alt - A loans, which are categorised as prime loans in the Mortgage Bankers Association data used here.

Part of the strong growth in offset balances up to 2015 appears to have been related to the rise in the share of interest - only loans, with the two being offered as a package.

The 1986 U.S. tax reforms, which are credited with boosting productivity and growth in the 1990s, are also viewed by some as having precipitated the U.S. savings and loan crisis.

Interestingly, we saw a significant slowing in growth in offset balances around the same time as growth in interest - only housing loans started to decline.

Policies that spur more efficient corporate restructuring can revive productivity growth by targeting three inter-related sources of labour productivity weakness: the survival of «zombie» firms (low productivity firms that would typically exit in a competitive market), capital misallocation and stalling technological diffusion... As the zombie firm problem may partly stem from bank forbearance, complementary reforms to insolvency regimes are essential to ensure that a more aggressive policy to resolve non-performing loans is effective.

Accompanying that growth has been innovation and broader usage of a range of investment vehicles such as exchange - traded funds (ETFs), credit default swaps (CDS), collateralized loan obligations (CLO) and total return swaps (TRS).

However, optimism abounds as loan growth accelerates, and recent data revealed the banking sector experienced the highest rate of loan growth in 2014 since the economic downturn.

In recent months, as discussed in the section on Domestic Economic Activity above, housing loan approvals have stabilised after the strong growth recorded earlier, but they remain at a high enough level to generate continued strong growth in the value of loans outstanding.

Another factor fueling earnings growth is a dramatic reduction in the reserves banks have set aside for future loan losses, as fewer U.S. borrowers default.

And as local institutions, they reinvest in their communities and channel loans to their depositors» neighborhoods — promoting localized growth that radiates out to the broader global economy.

The growth of student loans has been twice as steep — and it's showing no signs of slowing.

The mechanisms of this international capitalist recession, the latest of which, to date, some would like to see as the first crisis of world capitalism, are well known: contraction in production and trade; deflationary trends; massive growth in the volume of loans accumulated by international banks on countries or on the major industrial and banking groups, loans which become transformed into irrecoverable debts; brutal capital withdrawals from countries by the major financial operators, which live from the revenue from parasitical investments in bonds, shares and other derivatives.

Truth is if Wilshere stayed behind he will get ample gametime in any case if he stays fit but would not necessarilly mean he'll grow as a player or bring anything special to the team, a loan move allowsf for fresh perspective from all parties and provides a platform growth.