Sentences with phrase «loan if the amount»

Not exact matches

Keep in mind: If you are pre-approved for the loan before you head to the dealership, you can concentrate on haggling for the lowest price for the car and highest amount for your trade - in without the added pressure of negotiating the interest rate and other details of your loan.

«If you don't, the IRS could deem loan amounts that exceed $ 14,000 a year a gift.

If you're fresh out of college and someone handed you a little reminder about your loans that are due after six months — and then you picked yourself off the floor after fainting when you looked at the total amount due — you know there's a problem.

If a friend or relative has co-signed on a debt for you — private student loans, for example, or a car loan or mortgage — they could be on the hook for the amount outstanding if you were to diIf a friend or relative has co-signed on a debt for you — private student loans, for example, or a car loan or mortgage — they could be on the hook for the amount outstanding if you were to diif you were to die.

If no payments are made during the deferment, that interest will capitalize, or be added to the total amount of the loan.

If these houses are ranked upon the amounts of foreign loans outstanding on March 1, 1935, J. P. Morgan with 19.87 per cent, National City Co. with 11.71, Dillon, Read with 11.44, Chase, Harris, Forbes with 8.45, Guaranty Co. with 6.68 per cent, Bancamerica - Blair with 6.18 per cent, and Lee, Higginson with 4.23 per cent all rank above the highest Jewish house, which is Kuhn, Loeb with 2.88 per cent.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, NMG will be required to eliminate such excess within a limited period of time.

If the amount available under the Asset - Based Revolving Credit Facility is less than the greater of (i) 12.5 % of the lesser of (A) the aggregate revolving commitments and (B) the borrowing base and (ii) $ 60 million, NMG will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of crediIf the amount available under the Asset - Based Revolving Credit Facility is less than the greater of (i) 12.5 % of the lesser of (A) the aggregate revolving commitments and (B) the borrowing base and (ii) $ 60 million, NMG will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of crediif an event of default has occurred, cash collateralize letters of credit.

If the total loan amount you receive over the course of your education reaches the aggregate loan limit, you are not eligible to receive additional loans.

If the amount available under the Asset - Based Revolving Credit Facility is less than the greater of 1) 12.5 % of the lesser of (a) the aggregate revolving commitments and (b) the borrowing base and 2) $ 60 million, we will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of crediIf the amount available under the Asset - Based Revolving Credit Facility is less than the greater of 1) 12.5 % of the lesser of (a) the aggregate revolving commitments and (b) the borrowing base and 2) $ 60 million, we will be required to repay outstanding loans and, if an event of default has occurred, cash collateralize letters of crediif an event of default has occurred, cash collateralize letters of credit.

If there are multiple loans with the same interest rate, please apply the additional amount to the loan with the lowest outstanding principal balance.

In California, for example, the disclosure must identify the dollar amount of the payments being sold, the present value of those payments based on a federally established interest rate, the amount being paid to the seller, and the interest rate calculated as if the transfer were a loan and not a sale of the payment rights.

There is no scheduled amortization under the Asset - Based Revolving Credit Facility; the principal amount of the revolving loans outstanding thereunder will be due and payable in full on May 17, 2016, unless extended, or if earlier, the maturity date of the Senior Secured Term Loan Facility and the Senior Subordinated Notes (subject to certain exceptions).

If the difference is closer to 3 %, then the variable - rate loan may be a better choice (depending on the borrower's unique circumstances and taking into consideration the factors discussed above such as term length and loan amount).

If you have several loans associated with the same loan servicer (the company that sends you a bill each month) and you don't provide instructions, your servicer will generally decide how to allocate your payments in excess of the amount due.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amounIf at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amounif applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, we will be required to eliminate such excess within a limited period of time.

If you want to lower your monthly payment amount but are concerned about the impact of loan consolidation, you might want to consider deferment or forbearance as options for short - term payment relief, or consider switching to an income - driven repayment plan.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amounIf at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amounif applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

So if you just started making student loan payments, you could be paying hundreds of dollars a month only to see your balance decrease by a fraction of that amount.

I mean, even if you're not taking out a loan, paying some of these ridiculous amounts for a wedding or vacation * at all * is ridiculous.

If the costs associated with underwriting a $ 50,000 loan are similar to those of a $ 500,000 loan, it's hard to blame the banker for preferring the larger loan amounts.

As long as you itemize your deductions (as opposed to claiming the standard deduction), you can deduct the mortgage interest you paid if your home loan amount is equal to $ 1 million or less.

With a FICO credit score of at least 760, the annual cost of PMI is 0.41 percent of your loan amount if you make a 5 percent down payment.

A collection agency, whether through the US government or private lender, won't usually settle a defaulted student loan debt if it's less than the amount that the lender is likely to receive over the life of the original loan — so negotiation is essential during settlement talks.

In most parts of the country, the maximum amount that homebuyers can borrow is $ 424,100 (if they're taking out loans backed by Fannie Mae or Freddie Mac).

However, the cosigner should be aware that he or she will be liable for the full amount of the loans if the applicant is unable to pay.

If you don't meet a traditional lender's underwriting requirements because of your personal credit, industry, or loan amount, they could help.

If you are fortunate enough to amass even more than the 20 % required for the best rates, the extra money can go toward decorating and fixing up your new place or to lowering your loan amount and the resulting monthly payments.

You also have the option to purchase an owner's policy if you'd like to be covered for the full home value, not just the loan amount.

If you've already started your hunt for a loan, you're well aware that there is a seemingly infinite amount of business financing options out there.

If your bank has exhausted all avenues for recovering the debt but still has not recovered the full amount of the loan, they can make a claim to the Small Business Administration against the guarantee the administration put on the loan.

We assumed that in each period a 30 - year bond is issued at prevailing interest rates (long - term government bond plus 1 %) and that amount is invested for the next 30 years in a portfolio of large - cap stocks while paying off the bond as an amortized loan (as if it were a mortgage).

Once you apply, and if you are approved for loan, look at the loan amount, maturity, APR, repayment schedule and total cost of capital.

If you need to borrow more than $ 150,000 or want a long - term loan, your choice between the two lenders is clear — LendingClub is the only one of the two that offers loan amounts higher than $ 150,000 and terms longer than one year.

If you're one of the millions eligible to deduct student loan interest from your taxes, you could save a significant amount of money — but you need to know how the deduction works so you can make sure to claim it properly.

Citizens Bank private student loans are subject to credit qualification, completion of a loan application / consumer credit agreement, verification of application information, and — if applicable — self - certification form, school certification of loan amount, and student's enrollment at a Citizens Bank - participating school.

That means the annual amount due on all of your eligible loans (and, if you are required to provide documentation of your spouse's income, the annual amount due on your spouse's eligible loans) exceeds what you would pay under IBR or PAYE.

However, even though interest rates on personal loans may be lower than some other options, a decent amount will go toward interest if your rate is 10 % or higher.

If you're looking for a short - term loan, Credibly offers affordable working capital loans with lower APRs and large loan amounts.

Finally, if you die before the loan is paid back, the loan amount will be deducted from the death benefit your beneficiaries receive.

However, keep in mind that the total amount of loan will increase and the repayment time will prolong if you opt for this method.

Your credit score will also go down if you apply for the same type of loan, but for different amounts.

This chart also shows how much you could have saved if you paid various amounts of student loan interest in 2016 and earned $ 40,456 annually (the median earnings for 25 to 34 - year - olds in the third quarter of 2017 according to the Bureau of Labor Statistics).

Alternative lenders are also a better choice if you need a smaller loan amount (i.e., $ 50,000 to $ 200,000), but need more than a microloan.

Simply enter your total loan amount and time period for the loan (if applicable), and you'll see your estimated monthly payment amount, total interest accrued and how much you'll end up paying over the duration of the loan.

If you have federal student loan debt, The U.S. Department of Education offers various repayment plans, including Income - Driven Repayment (IDR) Plans that set your monthly loan payments at an amount that factors in your income and family size.

Students who rack up a large amount of debt and begin their careers in an entry - level position can be particularly at risk, especially if they owe larger monthly payments on high - interest debt, such as private student loans.

They must supply information about the total amount of loans extended, the remaining balance, and the date of delinquency if you are past due on your payments or the date of default if you are in default.

If no specific loan is requested, then the extra amount paid is split evenly over all loans.