Sentences with phrase «loan impairment»

For most banks, loan impairment charges as a percentage of total loans have been falling, which again means lower loan losses.

Of course, that excludes any kind of tax charge, or underlying (i.e. normalised) level of loan impairment.

Last year was a difficult one, with net interest margins declining and higher loan impairment charges, says Fitch.

But conditions have improved markedly since then and the big four banks» agricultural loan impairments — and land ownership makes up most farm loans — have been trending lower and lower each year.

, and I suspect continued P&L improvement will prove a reasonable offset to any underlying loan impairment.

Optimists will discount further P&L improvement, a reducing loan impairment problem, and an expanding market multiple — while pessimists will focus on B / I's total equity / total assets ratio of 6.0 %, and also worry about potential economic reversal in Ireland and / or Europe.

Not surprisingly, the bottom line's still negative, with loan impairments of almost EUR 1.7 billion swamping operating profit.

The root cause was the bank's balance sheet, which was not able to withstand significant loan impairments caused by a delayed aftershock of the financial crisis.

Loan impairment charges were down 5 %.

For their part, financial institutions remain profitable, even though they are absorbing higher loan impairments.

And that means we need to ponder loans & loan impairments... Here too, we may finally have reached an inflection point — impaired & past due (but not impaired) loans now total 19.8 B, vs. 21.0 B at end - 2012.

It said that commercial property loans came to $ 3.1 billion and accounted for most of its loan impairment charges.