Sentences with phrase «loan in one's portfolio»

As distinguished from a portfolio lender, who retains loans in its portfolio.

To help manage the risk on larger loans in portfolio, they share the risk.

Ginnie Mae, does not hold loans in portfolio, they pool and make securities.

You might try a Credit Union or regional bank that holds mortgage loans in their portfolio (as opposed to selling them in the secondary market (eg, FNMA or FHLMC) as they might even look at an additional year to comprise a longer term history to average to get a better feel what you make with your flipping business.

But bank loans can not... The worry is that investors will stampede out of loan ETFs, which account for about $ 10 billion of the $ 156 billion in loan fund investments, faster than the ETF managers can sell the underlying loans in their portfolio.

The firm's mortgage investment corporation has about 2,400 such loans in its portfolio, with an average size of $ 85,000, and says it maintained a $ 4.3 - million loan loss provision on a $ 214 - million portfolio last year.

BXMT's loan portfolio remains 100 % performing with an average origination LTV of 61 % and risk rating is largely unchanged at an average of 2.7 on a scale of one - to - five with only one $ 21 million four rated loan in the portfolio.

You have to appreciate the certainty here, and, well, the company should be certain with approximately half of the one - to four - family loans in its portfolio carrying a current loan - to - value ratio of greater than 100 %.

One of the key issues at play is what happens to junior lien - holders (JP Morgan Chase alone has over $ 130 billion worth of secondary loans in its portfolio) in the event of modifications.

The funds that hold bank loans in a portfolio have become popular in the low rate environment especially since most of the loans are variable - rate so will not lose as much when rates do rise.

VA Home Loan Centers comprehends that the intention of the short - term regulation reform was to allow loan servicers direct authority to modify VA loans in their portfolios.

And banks are keeping more mortgage loans in their portfolios, in part because they think that the Fannie Mae / Freddie Mac guarantee fee is no longer a bargain:

But bank loans can not... The worry is that investors will stampede out of loan ETFs, which account for about $ 10 billion of the $ 156 billion in loan fund investments, faster than the ETF managers can sell the underlying loans in their portfolio.

Ron Haynie, vice president of mortgage finance policy at the Independent Community Bankers of America, said if a bank is willing put up private capital and hold a loan in portfolio, then it has a vested interest in making sure a borrower can repay.

The rate of return depends on the performance of the loans in your portfolio.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio.

The agencies continue to tweak their programs with the goal of improving the performance of the loans in their portfolio.

By current estimates, the government agency has more than 700,000 of these bad loans, representing 9 % of all loans in its portfolio (source: Reuters).

The legislation carves out protections for smaller banks to offer abusive loans to borrowers under the «qualified mortgage» standard, as long as they hold those loans in portfolio.

As a depository with a national reach, it has the ability to hold some loans in portfolio to accommodate a wider range of borrowers.

Once the mortgage is issued, the originator has the option of keeping that loan in its portfolio or selling it on the secondary market.

Fed economists are suggesting a new mortgage product that would allow home buyers to build equity faster and give banks incentive to profitably hold the loans in portfolio.

The market value - weighted average maturity of the bonds and loans in a portfolio, where maturity is defined as the stated final for bullet maturity bonds and loans.

This time we aim to find variances and covariances at the individual loan level, which allows us to calculate the variance of a portfolio by treating each loan in the portfolio as an asset.

Portfolio Loans: A portfolio lender loans their own money and keeps the loan in their portfolio.

The yields received by investors from private mortgage funds are typically based upon the terms of the loans in their portfolio.

That's a huge advantage to the investor because if for some reason their loan doesn't fall within the «box» of conventional guidelines, these Lenders can still approve the loan and keep the loan in their portfolio.