(ii) Any bank or savings and
loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation;
(B) «Credit repair services organization» does not include: (i) Any person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States; (ii) Any bank or savings and
loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - 1681t).
Not exact matches
This doesn't take into account postsecondary
institutions, which have seen long - term building maintenance cuts, and
whose students, paying some of the highest interest rates on student
loans in the country, saw their grant program replaced with a
loan - reduction program nine years ago.
They argue the bill, passed in the waning days of this year's legislative session and now on Cuomo's desk, doesn't weed out the significant number of for - profit colleges that are on a federal watch list of
institutions whose graduates are struggling to pay back their
loans.
European funding The European Investment Bank (EIB), the lending
institution of the European Union owned by its Member States, is supporting England's plans to improve its school estate by giving long - term
loans to schools
whose buildings are in a bad state.
To that end, if the Department of Education wishes to punish schools
whose students fail to meet some
loan - repayment benchmark, it should apply this mandate to every type of higher - education
institution.
LoanMe caters to borrowers with poor credit histories and can provide
loans to people
whose credit problems prevent them from getting credit from more mainstream financial
institutions and retail banks.
They cite Secretary Duncan's letter stating that 95 % of students
whose parents were initially denied a PLUS
loan to enroll in an HBCU ended up still attending an
institution of higher education.
Among the undergraduate students
whose parents did not borrow from the PLUS
loan program, 12.9 % did not apply for federal student aid (11.6 % at 4 - year
institutions).
Of the 29,179 applicants for PLUS
loans to pay for attendance at private for - profit
institutions whose applications were denied, our data show that there were 10,984 graduate and professional students who received a
loan after the initial denial of a PLUS
loan request using the extenuating circumstances process review or after obtaining an endorser who does not have an adverse credit history.
Alabama but having a resident employee in Alabama
whose employment includes making consumer
loans or taking assignments of consumer credit contracts shall obtain a license for the location where the creditor maintains its records regarding Alabama
loans or Alabama consumer credit contracts; and provided further, that, banks chartered by this state or any other state, banks chartered by the United States, trust companies, savings or building and
loan associations, savings banks and other thrift
institutions, credit unions, life insurance companies, and federally constituted agencies shall be exempt from licensing.
Of the 687 applicants for parent PLUS
loans to pay for attendance at foreign
institutions whose applications were denied, our data show that there were 308 parent borrowers who received a
loan after the initial denial of a PLUS
loan using the extenuating circumstances process review or after obtaining an endorser who does not have an adverse credit history.
Of the 83,432 applicants for parent PLUS
loans to pay for attendance at private for - profit
institutions whose applications were denied, our data show that there were 10,480 parent borrowers who received a
loan after the initial denial of a PLUS
loan using the extenuating circumstances review process or after obtaining an endorser who did not have an adverse credit history.
Other depository
institutions, such as savings and
loans and credit unions,
whose deposits are also part of the money supply, were not subject to the Fed's reserve requirements.
Mortgage companies, banks, and other lending
institutions offer FHA
loans,
whose guidelines state the mortgage payment may consume 31 % of the applicant's income or more.
Excluded from the calculations are students
whose loans were in military deferment or who were enrolled at an
institution of higher education for any amount of time in the earnings calendar year, as defined below, or
whose loans were discharged because of disability or death.
Marianne Boesky Gallery and Marlborough Chelsea would like to express their gratitude to the many individuals and
institutions whose generous
loans made this exhibition possible, including Cranbrook Academy of Art, Detroit Historical Society, Detroit Institute of Arts, The Henry Ford Museum, Mike Kelley Foundation for the Arts, New York Historical Society, Pewabic Society, and Wayne State University.
As they are currently written, the rules unfairly prevent consumers from obtaining QM
loans through certain affiliated lenders
whose joint venture services are collectively counted against the cap, while individual services from large retail financial
institutions are each capped separately.