Sentences with phrase «loan institutions in»

The borrower has more leeway with these loans, because he or she can research various banks and private loan institutions in order to decide which is most suitable for his or her budget.

Higher Ed Points hopes to partner with the Canada Student Loans program and other provincial student loan institutions in the future, says founder Suzanne Tyson.

It's a true savings and loan institution in the classical sense, borrowing funds inexpensively to lend to consumers through various mortgage offers, car loans, and personal lending operations.

Not exact matches

After the recession financial institutions have made the loan sanctioning procedures a little rigid and therefore the applicants are carefully scrutinized and even the slightest discrepancy in the credit worthiness could render the loan application rejected.

Generally, community banks have been key players in small business lending, Mills said, citing data that shows community banks approved 48 percent of small business loans, while larger institutions approved only 13 percent.

Similarly, in a fractional reserve requirement environment, when the depository institution system adds loans and securities to its assets, it «pays» for these asset acquisitions with funds created figuratively out of thin air.

The Fed's operations in the recent crisis have been loans to banks and other financial institutions and purchases of financial assets, not helicopter drops of cash into households» accounts.

Shares in Perth - based Kibaran Resources surged on news it had received an offer from an unnamed institution to co-finance the company's Epanko graphite project in Africa, with a loan of up to $ 28 million.

Soon after, concerns about liquidity and asset quality put many other institutions at risk, including Bank of America and Citigroup, which took billions in loans from the government to weather the chaos.

Many banks will take your business credit score into account, but if your small business still is in its early years, your chances of securing a loan from a traditional lending institution are notoriously slim.

Smaller loans can cost a financial institution as much money in transaction costs as larger loans do.

Despite more than paying for itself — by its own reckoning, Ex-Im Bank has returned $ 7 billion to the U.S. Treasury in the last two decades through interest on guaranteed loans and credit insurance — the 80 - year - old government - run financial institution is a sunset agency.

These cooperative financial institutions are among the most active in making smaller loans to entrepreneurs and have only gotten busier in recent years, according to the National Credit Union Administration (NCUA).

Loans outstanding at Monetary Financial Institutions (MFIs) in the Eurozone rose $ 3.75 trillion to a record $ 10.87 trillion from January 2004 through January 2009.

This past February, for example, Heller Financial announced it would not write any new Small Business Administration - backed loans, although the institution previously had been one of the top providers in that market.

In theory, that means financial institutions should have an incentive to make the loans, as they're free of much of the risk.

Lendio CEO and co-founder Brock Blake says 300 U.S. lending institutions and nearly 1,300 individual lenders participate in the automated web platform, from banks and credit unions offering traditional, long - term loans to fast - cash alternative financiers such as peer - to - peer lenders and merchant cash - advance providers.

Through a partnership with microlender Opportunity Finance Network, various community development financial institutions will provide small - business loans to U.S. entrepreneurs in underserved communities.

In the historically black neighborhood of Point Breeze in Philadelphia, financial institutions collectively put $ 154 million worth of home loans into the hands of white borrowers between 2012 and 201In the historically black neighborhood of Point Breeze in Philadelphia, financial institutions collectively put $ 154 million worth of home loans into the hands of white borrowers between 2012 and 201in Philadelphia, financial institutions collectively put $ 154 million worth of home loans into the hands of white borrowers between 2012 and 2016.

Collectively, financial institutions put $ 154 million worth of home loans into the hands of white borrowers there between 2012 and 2016, even as they denied nearly twice as many home loans to African Americans as they made in the neighborhood.

Warren also zeroed in on a popular industry proposal discussed by Blanton and others that would allow banks to count all loans held in portfolio as QM loans, noting that it would help financial institutions of all sizes.

Under the new changes, «small creditor» — now defined as institutions with less than $ 2 billion in assets originating fewer than 500 first - lien mortgages per calendar year — would now apply to a 2,000 - loan annual origination limit, effectively easing the path for more banks and credit unions to comply with the ability - to - repay rule.

This doesn't take into account postsecondary institutions, which have seen long - term building maintenance cuts, and whose students, paying some of the highest interest rates on student loans in the country, saw their grant program replaced with a loan - reduction program nine years ago.

If you take a loan from an institution that reports to the business credit bureaus, and if you make timely payments, then these payments should help build your business credit profile, which in turn should lead to better offers if you apply for a loan again in the future.

To receive loans, you need to enroll in an accredited institution and show academic progress.

Most private student loan lenders base their rates on LIBOR, which stands for the London Interbank Offered Rate, a rate estimated by leading financial institutions in London.

We partner with SBA lenders and other lending institutions to provide small business loans, SBA 504 Loans, and microloans in Texas and throughout the South Easternloans, SBA 504 Loans, and microloans in Texas and throughout the South EasternLoans, and microloans in Texas and throughout the South Eastern USA.

AlphaFlow buys residential bridge loans from crowdfunding companies and hard - money lenders and puts them on «an automated investment platform,» which allows institutions to invest in them.

If you take a loan from OnDeck, an institution that reports to the business credit bureaus, and if you make timely payments, then these payments should help build your business credit profile, which in turn may lead to better offers if you apply for a loan again in the future.

An investment that functions as a loan to a government or institution in return for regular interest payments.

«North Dakotans know it has become more difficult to get a mortgage or a loan because of the red tape small financial institutions face, especially in rural areas,» Heitkamp said.

If you've used the institution in the past for personal or business accounts and loans, your banker may be more motivated to push your application through the loan committee.

We obtained a $ 20 million term loan with the same financial institutions we borrowed from in prior years.

In June 2009, we obtained a second $ 10 million term loan with a financial institution, $ 4.0 million of which was borrowed in 200In June 2009, we obtained a second $ 10 million term loan with a financial institution, $ 4.0 million of which was borrowed in 200in 2009.

Short repayment course — Normal loans from banks and other institutions can give you a repayment plan that divides your debt payment in a long span of time.

The company is successfully changing the way people in need of loans interact with their community financial institutions by employing a unified online application process that enables borrowers to get low - interest loans directly from community banks and credit unions.

When you take out a loan, you're borrowing money from a bank or other institution with an agreement in place that dictates how you pay the money back.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

Thanks in part to falling interest rates and less stringent loan requirements by the country's major lending institutions, small business loans jumped from $ 584.1 billion in September 2012 to $ 586 billion by the end of the year.

Back in 2011 when we introduced Neon, our previous version of the core loan management solution, we were focused on providing flexibility to lending institutions.

The resulting deregulated and unregulated institutions have brought us one financial crises after another — the savings and loan scandal, the bubble and bust in Real Estate Investment Trusts, the collapse of the hedge fund, Long Term Capital Management, which threatened to set off a daisy chain of bond defaults, and more.

In general, structural reform has been more advanced in the financial sector, where financial institutions are being recapitalised and problem loans are being stripped from their balance sheetIn general, structural reform has been more advanced in the financial sector, where financial institutions are being recapitalised and problem loans are being stripped from their balance sheetin the financial sector, where financial institutions are being recapitalised and problem loans are being stripped from their balance sheets.

Most financial institutions advise that, unless you are set on training to become one specific kind of loan officer, you should try to get certified in everything lender business banking, financial management, and anything else to diversify your skill set in order to make yourself more attractive to employers.

Kapahi added that in recent months he's met with banking institutions that are rolling out inventory - loan product and looking for investment opportunities.

Such banks are lending to an array of institutions, including funds, trust firms and securities companies, which in turn reconstitute the loans into asset - management products to be resold to investors.

OPIC can testify to such a phenomenon in the West Bank, which witnessed an economic turn - around at many levels following the US development - finance institution's loan guaranty to a small - business - lending facility Middle East Investment Initiative.

These professionals act as the arbitrator between the loaning institution and the individual or business in need of a loan.

The toxic securitized mortgage assets were not in the Main Street banks and savings and loans; these institutions owned mostly prime quality whole loans and could have bled down the modest bad debt they did have over time from enhanced loan loss reserves.

This is in contrast to the US where sub-prime loans were provided by a wide range of financial institutions.

Aside from oil pipelines, the NDP - Green agreement commits to holding a referendum on proportional representation in fall 2018 (though it is not clear what form of proportional representation will be proposed) and reforming BC's wild - west election finance laws (banning corporate and union donations, placing limits on individual donations, and limiting party loans to banks and financial institutions).