Sentences with phrase «loan is in effect»

If you pursue this type of life insurance, you'll need to sign a loan collateral assignment form to assign the bank as the recipient of the policy's death benefit as long as the loan is in effect.

For example, some will not pay dividends or will adjust the payment of dividends while the loan is in effect.

Other things that will be taken up would be the total value of the vehicles that you want to use for a car title loan and the repayment scheme that will be followed when the loan is in effect.

Then, a change in FHA policy decreed that, for certain 30 - year loans, mortgage insurance must be paid for as long as the loan is in effect.

Another positive thing worth noting is that borrowers are not required to surrender their vehicles during the period that the loan is in effect.

For borrowers using a fixed - rate mortgage, you can plug the above three figures into a mortgage calculator to calculate your monthly payment; and, you'll know that the payment will be unchanged so long as the loan is in effect.

The FHA requires some homeowners to pay mortgage insurance for as long as their loan is in effect.

For borrowers using a fixed - rate mortgage, you can plug the above three figures into a mortgage calculator to calculate your monthly payment; and, you'll know that the payment will be unchanged so long as the loan is in effect.

Not exact matches

Due to sequestration, the forced federal budget cuts that took effect Friday, the SBA is expected to lose the ability to guarantee 1,928 fewer loans totaling $ 902 million in capital in the hands of entrepreneurs.

«If there are any negative effects of low rates on net interest income in the future, they should be largely offset by the positive effects of monetary stimulus on the other main components of profitability, such as the quality of loans and therefore on loan - loss provisions,» Draghi added.

«But given the financing opportunities that exist for us in the private - equity arena and our growth rate this year of 25 % per month, we were able to win a loan commitment from a bank that would come into effect as soon as we carried out a private placement,» notes CEO Brad Galle.

In that case, if he can deliver the shares to the lender when prices have fallen, and retain no other contractual obligation (either because it is a non-recourse loan, or because he has no other attachable wealth), he has in effect a put option from the lender that substantially matches the put option he has transferred to employees who buy shares under the prograIn that case, if he can deliver the shares to the lender when prices have fallen, and retain no other contractual obligation (either because it is a non-recourse loan, or because he has no other attachable wealth), he has in effect a put option from the lender that substantially matches the put option he has transferred to employees who buy shares under the prograin effect a put option from the lender that substantially matches the put option he has transferred to employees who buy shares under the program.

Since a larger share of deposit rates are fixed than are loan rates, this will overstate the effect on cash flows over longer time horizons, though the extent of this bias has not necessarily changed over time in an obvious way.

The loan guarantee is in effect, credit insurance for the SBA lender.

«Noninterest revenue was $ 1.8 billion, down by $ 394 million, or 18 %, due to lower performance fees, lower loan - related revenue, the effect of lower market levels and lower valuations of seed capital investments,» according to JPMorgan in its Q4 2011 earnings release.

(As shown in the graph, the interest rate applied to the loan is expected to be lower when it switches to P&I (by around 40 basis points) but this effect is more than offset by the principal repayments.)

There are no taxes if you take out a policy loan, so long as the policy remains in effect (meaning the outstanding loan and interest don't exceed the cash value).

That means a business owner can't use the same invoices as collateral for a different loan unless a subordination agreement is in effect.

The Annual Percentage Rate (APR) shown for each MBA loan product reflects the accruing interest, the effect of one - time capitalization of interest at the end of a deferment period, a 2 % origination fee, the full deferment payment plan option (in which there is a 21 - month in - school deferment and a six - month grace period).

Hence, Cohen's payment was in effect a loan to Trump personally, which Trump would later repay.

Doing a detailed budget is essential in order to determine if you can afford the cost of a loan, as it will indicate the effects of the new expense on your other bills.

Fannie Mae and Freddie Mac are already insolvent, and face «significant negative impact» on their net worth resulting from the required consolidation of «off balance sheet» loans into their financial reporting, which will take effect in financial statements for periods beginning January 1, 2010.

The rise in short - term market interest rates ahead of the move in monetary policy had very limited effect on the interest rates that intermediaries charge for variable - rate loans, notwithstanding the fact that the marginal cost of banks» funding of such loans is related to bill yields.

The rate you receive on your loan will be the rate in effect at the time of loan disbursal.

These seniors will soon be joining the 43 million Americans working to repay an estimated $ 1.3 trillion in student debt.The student loan debt problem has a lasting effect on the lives of graduates long after «Pomp and Circumstance» signals the end of their college careers.

Even though the program is not yet in effect, banks seem increasingly willing to make mortgage loans, as reflected in the double - digit year - over-year increase in mortgage approvals in May and June.

However the company argued that at a comparable operating level (ie without the effect of the volatile exchange rate) operating profit was up 15 % to # 851,000, but it was non-operating exchange losses on long term loans and new hedging contracts taken out shortly before the end year that had hit this figures, after resulting in charges of over # 450k.

When it was revealed that Arsenal's on - loan midfielder Jack Wilshere had sustained another fractured bone in his fibula against Tottenham last week, we all thought he would be due for another long extended period in the treatment room, but the latest news, according to Arsene Wenger, is that the Englishman will not need surgery to repair it and it will have no effect on

It's not like he's returning on the back of a very successful loan spell or is it eating up a significant portion of our wage bill, so loaning him out for another season really doesn't effect our squad or transfer plans in the slightest.

When it was revealed that Arsenal's on - loan midfielder Jack Wilshere had sustained another fractured bone in his fibula against Tottenham last week, we all thought he would be due for another long extended period in the treatment room, but the latest news, according to Arsene Wenger, is that the Englishman will not need surgery to repair it and it will have no effect on... Read the full article here

The unprecedented move had its desired effect and last summer's transfer window fizzled out in China, the only major arrival to the CSL being the striker Anthony Modeste on a two - year loan deal to Tianjin Quanjian from Cologne.

Now that Mourinho has in effect confirmed that Tuanzebe will be allowed to leave the Old Trafford club this month, albeit on loan, Villa may find themselves with some competition for the 20 - year - old who is highly rated at the Theatre of Dreams.

And if you factor in the student loan, the housing ladder and so forth then the fees hike may well have the effect (since the NPV of a degree isn't all that impressive as it is, as far as I'm aware) of disadvantaging some groups relative to, say, plumbers or junior bankers in a way that won't be helpful to society as a whole.

Thus money is loaned to, in effect, charismatic politicians half a world away that are accustomed to, and skilled at, promising everything to everyone.

Either way, it suggests that baring major new developments in the «loans for peerages» affair, such as criminal charges being brought or Blair himself being interviewed, it doesn't look as though it is going to have a huge effect.

In another example, attorney Kevin Keating of Garden City, who represents Edward Mangano, challenged one government theory that his client had been, in effect, an official of the Town of Oyster Bay and, therefore, involved in the loan schemIn another example, attorney Kevin Keating of Garden City, who represents Edward Mangano, challenged one government theory that his client had been, in effect, an official of the Town of Oyster Bay and, therefore, involved in the loan schemin effect, an official of the Town of Oyster Bay and, therefore, involved in the loan schemin the loan scheme.

We found that carrying student loan debt is almost as important as income in predicting financial worry and life satisfaction,» said Louis Tay, an assistant professor of psychological sciences, who studies the effects of income and money on happiness.

Though the issue has been raised in hearings on the reauthorization of the Higher Education Act, concerns have been raised about the strain it would put on the IRS, the negative effect it could have on loan servicers, and potential unintended consequences for some borrowers.

The effect of the planned changes is expected to grow direct funding to universities for teaching, learning and research from $ 10.7 billion in 2017 by 8 per cent to $ 11.5 billion in 2021, and taxpayer - backed student loans paid to universities from $ 6.4 billion to $ 7.4 billion, meaning a total funding increase of 11 per cent, if universities maintained their current enrolment patterns.

Another surprising side effect of loan forgiveness and income - based repayment programs is an explosion in teachers pursuing expensive graduate degrees — for free.

Dearden, Fitzsimons & Wyness (2014) look at the effect of reinstating means - tested grants in 2004, using a difference - in - difference strategy that compares enrollment before and after the 2004 reinstatement (during a period when tuition fees and loan limits were stable), for students from low - and high - income families.

In other words, the effect of the Grad PLUS loan program has been to replace private loan borrowing dollar - for - dollar.

Allowing for variation in the size of payments, we find that the effects were more pronounced when loan - forgiveness payments were more generous.

In addition, there is no existing study that investigates the labor market effect of need - based loan financing policies.

The agreement was finalized in May 2014 and the original terms of TIFIA loan agreement remain in effect.

The rush to beat the Oct. 1 deadline is that in order to avoid the attribution rules from applying to a spousal loan such as this one, you need only use the prescribed rate in effect at the time the loan was originally extended.

While your exemptions allow you to keep property even in a chapter 7 case, your exemptions do not effect the right of a mortgage holder or car loan creditor to take the property to cover the debt if you are behind or do not make future payments.

While most people's reasons for refinancing are financial in nature, the effect it will have on your finances is highly dependent on your current situation and the terms of your new home loan.

There are no taxes if you take out a policy loan, so long as the policy remains in effect (meaning the outstanding loan and interest don't exceed the cash value).

(A) The term and principal amount of the loan; (B) An explanation of the type of mortgage loan being offered; (C) The rate of interest that will apply to the loan and, if the rate is subject to change, or is a variable rate, or is subject to final determination at a future date based on some objective standard, a specific statement of those facts; (D) The points and all fees, if any, to be paid by the borrower or the seller, or both; and (E) The term during which the financing agreement remains in effect.