Sentences with phrase «loan is in this case»

The loan is in this case approved based on equity of property presented as collateral.

Not exact matches

In most cases, debt consolidation loans are a delusion.

By comparison, a stress test on America's largest banks in 2009 found that in a worst - case scenario, losses at the 19 banks would hit 9.1 % of their loan portfolio, although, admittedly, many believe in reality it was far higher.

When unusual transfers of funds take place in either direction between you and your company, keep records that explain the transaction — whether it's a bonus that was voted upon by the board or a loan, in which case you'll want to document its terms.»

In any case, she suggests, the SBA's role in the American economy is statistically insignificant — less than 1 percent of all businesses receive SBA loans each year — yet constitutes unfair competition to businesses that don't need such help and a potentially huge liability to taxpayers should the economy tanIn any case, she suggests, the SBA's role in the American economy is statistically insignificant — less than 1 percent of all businesses receive SBA loans each year — yet constitutes unfair competition to businesses that don't need such help and a potentially huge liability to taxpayers should the economy tanin the American economy is statistically insignificant — less than 1 percent of all businesses receive SBA loans each year — yet constitutes unfair competition to businesses that don't need such help and a potentially huge liability to taxpayers should the economy tank.

The consensus, though, is now leaning toward scrapping that requirement and allowing issuers of mortgage - backed securities to retain no portion of the loans on their books even in the case of mortgages with very small downpayments.

While credit card debt is generally something you should avoid, loans are actually beneficial as long as you use them responsibly — especially when there's no interest for a set period, like in this case.

Dozens of other loan programs — including the 504 Certified Development Loan Program, which is accessed by small - business owners for loans to buy large fixed assets and real estate — and many mentorship programs, including the SCORE system and Veteran's Business Development offices, would be shuttered in the case of a government shutdloan programs — including the 504 Certified Development Loan Program, which is accessed by small - business owners for loans to buy large fixed assets and real estate — and many mentorship programs, including the SCORE system and Veteran's Business Development offices, would be shuttered in the case of a government shutdLoan Program, which is accessed by small - business owners for loans to buy large fixed assets and real estate — and many mentorship programs, including the SCORE system and Veteran's Business Development offices, would be shuttered in the case of a government shutdown.

Collateral is the security used to ensure your lender has a secondary source of repayment in case you are unable to make payments on your SBA loan.

If this is the case, you may also want to consider a small business loan alternative from a provider like Express Capital where they specialize in these specific types of financing.

In the case where your loan is investing in growth, the question will always be whether or not the growth will outpace (or at least eventually outweigh) the effective interest ratIn the case where your loan is investing in growth, the question will always be whether or not the growth will outpace (or at least eventually outweigh) the effective interest ratin growth, the question will always be whether or not the growth will outpace (or at least eventually outweigh) the effective interest rate.

If you are taking out the loan to invest in a growth opportunity, you need to calculate the best - and worst - case scenarios for that investment and compare that against the true cost of the loan.

As of Monday, the 282 applications still pending for stimulus funding worth $ 128.7 million, were put on a waiting list in case borrowers or lenders cancel previously approved loans.

In that case, the loan is structured so the entrepreneur pays interest only on the amounts expended to date.

For one thing, it appears possible that in at least some cases, the loans aren't just poorly documented, they're flat - out wrong.

Whether you've got student loans or a trust fund you never told your partner about, it's time to come completely clean and make sure your partner knows exactly what's in your name in case something happens to you.

Even though retail banking activity and loan growth are still weak at Wells Fargo, Sloan says, «In most of the cases, we're well ahead of where I thought we were going to do.»

In the latter case, what will be your plan for paying the loans off?

While student loan debt currently is difficult to discharge in bankruptcy — you must prove undue hardship — most other consumer debt is fair game for either eliminating or negotiating a lower payback amount, depending on the specifics of your case.

There is a case for people [needing loans] having access to credit, particularly in a world where earnings are more erratic,» Bailey told the Guardian.

In the case of a home office, the loan officer may visit to verify that a home office exists, and how it is organized.

The deposit is nonrefundable, unless the loan closes; in that case, the unused portion of the deposit (if any) will be returned or credited to you after closing.

(Unlike the homes and vehicles that are financed by mortgages and car loans that can be taken by the bank in case of default).

The deposit is nonrefundable, unless the loan closes or line of credit opens, in which case the unused portion of the deposit (if any) will be returned or credited to you after closing.

In many cases, it's to pay a lower interest rate on their home loan.

Looking at your business this way allows us to say «Yes» more often than the bank — and your loan application, in many cases, could be approved within an hour and often have your funds delivered in 24 to 48 hours.

In this case, if you have a $ 10,000 personal loan with a four percent origination fee, your final balance with the fee added in is $ 10,40In this case, if you have a $ 10,000 personal loan with a four percent origination fee, your final balance with the fee added in is $ 10,40in is $ 10,400.

Regardless of whether you're a recent graduate or a seasoned loan payer, it's good to know some options just in case you you need them.

In that case, if he can deliver the shares to the lender when prices have fallen, and retain no other contractual obligation (either because it is a non-recourse loan, or because he has no other attachable wealth), he has in effect a put option from the lender that substantially matches the put option he has transferred to employees who buy shares under the prograIn that case, if he can deliver the shares to the lender when prices have fallen, and retain no other contractual obligation (either because it is a non-recourse loan, or because he has no other attachable wealth), he has in effect a put option from the lender that substantially matches the put option he has transferred to employees who buy shares under the prograin effect a put option from the lender that substantially matches the put option he has transferred to employees who buy shares under the program.

Cosigners are responsible for paying back the loan if the student can't, but in some New Jersey cases, the student has passed away or faced severe medical problems.

Procedures were in place to discount bills for immediate payment, and to evaluate the borrowing capacity of enterprises whose assets could be quickly liquidated, or well attested income streams that could be capitalized to carry bank loans, as in the case with real property.

That loan must be approved by the judge in the case.

In this case, it is beneficial to pay off your high interest student loans first as they are «more expensive» in a waIn this case, it is beneficial to pay off your high interest student loans first as they are «more expensive» in a wain a way.

As has been the case in recent quarters, the greatest deterioration in credit quality occurred in commercial and industrial (C&I) loan portfolios at larger banks.

There is no appraisal necessary in most cases, and loans do not need to be underwritten.

In some cases, the loan may be broken into tranches, one for the property purchase and one or more for the rehab.

The problem that has occurred is that no one's doing home equity loans, especially on marginal cases where the owner's business is in trouble.»

Although, in rare cases private student loans can offer a better interest rate than those available through the federal government, in most cases the interest rates and loan repayment terms available through federal loans are better for borrowers.

This form of lending is concerning for three main reasons: Like storefront payday lending, auto - title lending carries a triple digit APR, has a short payback schedule, and relies on few underwriting standards; the loans are often for larger amounts than traditional storefront payday loans; and auto - title lending is inherently problematic because borrowers are using the titles to their automobiles as collateral, risking repossession in the case of default.

Federal loans are discharged upon the borrower's death (or permanent disability, in some cases).

In the case of a loan, even though you end up with new cash in your account, the money is technically not yours because you have to pay it back eventuallIn the case of a loan, even though you end up with new cash in your account, the money is technically not yours because you have to pay it back eventuallin your account, the money is technically not yours because you have to pay it back eventually.

Case in point: When now - defunct investment bank Bear Stearns was headed for failure 10 years ago this week, the Fed arranged an emergency loan of nearly $ 13 billion routed through JPMorgan.

Federal loans that the government distributes to students are eligible in most cases, but there are a few exceptions.

Refinancing isn't always the best answer for everyone, but in many cases, it is a powerful tool that can put you in better control of your home loan.

In most cases, loans are considered in default when borrowers have not made a payment for 270 days if they pay monthly or 330 days if they pay less than once a montIn most cases, loans are considered in default when borrowers have not made a payment for 270 days if they pay monthly or 330 days if they pay less than once a montin default when borrowers have not made a payment for 270 days if they pay monthly or 330 days if they pay less than once a month.

Most personal loans come with fixed interest rates, but in certain cases, a variable rate can be a better choice.

In either case, employees should look to their employers for student loan repayment benefits and take advantage of what is offered.

You can also use the funds from a 529 [college savings] plan for tuition and fees; room and board (whether it be on - or off - campus); a «reasonable amount» for books, supplies (in some cases, a computer), transportation and miscellaneous expenses; dependent care; study - abroad expenses; loan fees; and employment expenses for co-op study.

If you're repaying federal loans through Great Lakes, on the other hand, you'll have access to federal income - based repayment options including Revised Pay As You Earn (REPAYE), Pay As You Earn (PAYE), Income - Based Repayment (IBR), Income - Contingent Repayment (ICR), as well as federal loan consolidation, deferment, and forbearance in certain cases.

These rates are comparable to the rates on traditional business loans, and in some cases are even lower than the rates for online business loans.