Sentences with phrase «loan makes financial sense»

When looking for a lender for your reverse mortgage, be sure to compare these costs to understand which loan makes financial sense for you.

-- it's also wise to consider whether or not a small business loan makes financial sense for your restaurant.

Not exact matches

«With the mini-bond program, for the first time since IDBs were created, I can show a potential borrower an IDB financial analysis that makes a lot more sense than a traditional commercial loan,» says Rick Palank, director of the St. Louis County Economic Authority in Missouri, one of the first offices to implement a mini-bond program.

However, if you have high interest rates and could benefit most from refinancing and saving money, a private loan might make more financial sense.

If you have low - interest debt and keep up with loan payments, investing in the stock market could make financial sense in the long run.

Refinancing student loans can make financial sense, but you want to look at all of your options before committing to refinancing.

Paying off your student loans as soon as possible makes a lot of financial sense, but be aware of how it may affect your credit score.

Before calling any mortgage lender, look at your own financial situation to determine what loan type makes the most sense.

In addition, ask these questions as well to see if the loan you're planning to take will make financial sense in your situation:

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Does it make better financial sense to default on this loan, or to pay it back with interest over the next (century?)?

For existing Citibank customers, a Citibank personal loan can make financial sense, especially if you have a Citigold or Citi Priority account and a high deposit account balance.

Keep in mind though that while it may make financial sense, you'll lose the perks that you get with your federal student loans.

If you're looking for lower monthly payments to ease cash flow, pay off other debt, or invest in other financial instruments, then refinancing into a new long - term loan makes sense.

But if you set aside the psychological benefits of paying off that debt, on a purely financial basis it might make sense to hold the home loan, Jennings said.

Finding a loan or credit card with the lowest interest rate (and combination of benefits that makes sense for your situation) will help you save money and improve your entire financial life.

You'll have to weigh your options and see if a personal loan makes sense with your financial situation, but with companies like Upstart and Earnest providing personal loans at competitive rates, it's definitely something to consider.

While it can be more difficult to save up a down payment and qualify for a mortgage if you have significant student loan debt, before you give up on your dream of owning a home sooner rather than later, sit down with a calculator or a financial planner to see if it makes financial sense to buy a home now.

«I tell my students: «If you're going to be a teacher or a social worker, or have one of these important jobs that doesn't really compensate very well — don't take out loans, because it doesn't make financial sense.»

Everyday I speak with homeowners with FHA loans, where I could easily lower their interest rate by 1 % — 1.5 %, but it makes no financial sense for them to do it.

It might also make good financial sense to use a home equity loan or line of credit to pay off your credit card debt.

Only you can determine whether or not refinancing your student loans makes sense for your unique financial situation.

Bridge loans make the best financial sense when home sales are brisk.

If you decide to refinance your private student loans, you should begin by examining your student loan servicing documents to determine if it makes financial sense to consolidate your loans.

I bring this up because in the midst of financial chaos an FHA loan makes a lot of sense.

Home Loan Refinance — With interest rates continuing to break records, it makes a lot of financial sense to refinance all loans that have interest rates over 4.5 %.

It may make sense to take out a personal loan and pay interest on relocation expenses if you have a brighter financial future following the relocation.

Monthly payments on a 15 - year will be significantly higher and many people feel that a 30 - year loan still makes financial sense.

Student loans and mortgages also offer tax deductions for borrowers, which is another reason to consider keeping them around if it makes good financial sense.

Bottom line, it just makes good financial sense to make as large a down payment as possible — especially since there are no jumbo loan limits on the down payment.

It is also a good idea to bear in mind the long - term cost and current mortgage refinance rates and fees, before deciding if home loan refinancing will make financial sense.

Working capital loans provide a sense of financial security when it comes to making healthy business decisions.

And be sure to get quotes from multiple lenders to find the loan that makes financial sense for you during your retirement.

When you factor in closing costs and fees, the new loan, even if it is a slightly lower rate than your current loan, may not make financial sense.

Refinancing your home loan can make sense in a variety of situations, including when home loan interest rates are lower than what you're currently paying, or if your personal financial situation has changed.

«The rule for when is it time to buy is always the same: given your household budget and where current interest rates are, if it makes good financial sense to take out a home loan today, then today is the day to do it.»

The only situation it really makes sense to refinance your Federal student loans is if you can make payments under the Standard 10 - Year Repayment Plan, don't plan on taking advantage of any forgiveness programs, and don't foresee any financial hardships occurring in the future that could lower your income.

And as with interest that you pay over the course of the loan, the amount you pay in points is generally tax - deductible (this assumes that it still makes financial sense for you to itemize your deductions rather than take the new higher standard deduction).

With the answers to all your top loan questions, you are now equipped to make the right decision, the decision that makes sense for you, your family, and your financial situation.

While it may make financial sense to walk away from a home loan, the fact is that anyone who borrowed money signed a promissory note to repay the loan.

When you are consolidating a large amount of money, these fees may only amount to a small percentage of your loan, but if you are taking out a small consolidation loan, these fees can be large enough that consolidating your bills doesn't make financial sense.

At some point a person's financial situation may have deteriorated to the point where it simply makes more sense to make a consumer proposal than to obtain a debt consolidation loan.

A personal loan can make good financial sense for a home renovation project if the renovation improves the financial value of your home (and the cost to borrow the personal loan is less than the expected appreciation of your home as a result of the renovation project).

A low - interest student loan is likely to make more financial sense to you and your family in the end.

Although you'll miss out on the return your money could be earning while in the account, a loan from your 401k can make sense if you want to buy a house or find yourself in financial difficulty without other sources of funds.

When making a financial decision about loans, investments, etc. it makes sense you might be a little uncertain and intimidated.

Keep in mind that taking out a personal loan isn't a cure - all for every financial hardship you encounter, but it may make sense in a variety of situations.

I strongly suggest never paying off student loan debt that has a 5 % or lower APR because it just doesn't make good financial sense.

Depending on what you are going to use the loan for and what your financial situation is, it may make more sense to utilize a longer term.

«We had a very low interest rate on our consolidated student loans, and paying a couple thousands dollars a month to that debt when we could be investing that money didn't make financial sense,» recalls Ron Schmedly, President of DefensiveDriving.org, after he and his wife consolidated their student loans.