Sentences with phrase «loan on one's balance sheet»

Using default rates for loans on balance sheet for those that are sold to third parties?

As a result, investment banks were forced to keep tens of billions of dollars of loans on their balance sheets.

«They already do balance sheet business and they are capable of holding loans on their balance sheet.»

It's a far cry from the days — say 15 years ago — when less than a dozen banks held a corporate loan on their balance sheet, and companies could renegotiate the terms of their loan with a single creditor, or a small committee.

Firms hold more than $ 3 trillion of so - called noncore loans on their balance sheets, according to the PricewaterhouseCoopers consulting firm.

Because banks have to hold real estate loans on their balance sheets, they will never be able to lend as much money as Wall Street players, or to offer such easy terms.

``... banks were anxious to avoid holding loans on their balance sheets; they preferred to package them and sell them off to investors who were not subject to supervision and persuasion by the regulatory authorities» (George Soros, The Crash of 2008 and What it Means).

Banks lend us money, we loan it to a borrower, and we hold that loan on our balance sheet for the term of the loan.

The company disclosed approximately $ 1.9 billion worth of loans on its balance sheet were possibly obtained using falsified income documents.

Many community banks rely on balloon mortgages for the bulk of their profits, earning interest by holding the loans on their balance sheets.

This bundling and selling allows more people to obtain mortgages because the lenders don't have to hold the loans on their balance sheet, thus freeing up their capital to re-lend and make additional loans.

In CMBS, if the special servicer has no bias, or if a healthy insurer / bank holds the loan on balance sheet, you extend when you are optimistic that this is just a short - term difficulty with the property, and you think that the property owner just needs a little more time in order to refinance the loan.

Now the GSEs will continue to receive guarantee fees, and they still have embedded margins from the loans on their balance sheets.

Even though that rate is above the New York «host» state interest rate limit, the bank can legally apply its «home» state rate because it will keep the loan on its balance sheet.

Second, the originators didn't have to put up as much capital as they would if they had to hold the loans on a balance sheet.

Lala says he's seeing other lenders entering the jumbo space as well, but they're all large lenders that can afford to hold the loans on their balance sheet.

They have a huge market share in collecting deposits (checking accounts, savings accounts, CDs, etc.) from customers in Canada; so, they need to do something with that money and they lend it and rather than sell the loans to Fannie and Freddie... they keep the loans on their balance sheet (i.e. «portfolio lender»).