Sentences with phrase «loan or credit account»

A possible con if you might need a new loan or credit account at that point (e.g., to cover expensive medical care, legal judgments, etc.).

Your credit report is accessed every time you apply for a rewards or cash back credit card, a loan or another credit account.

In most cases, you can expect to pay an actual rate slightly above the APR that is advertised for a loan or credit account.

A fraud alert on your credit report sends a red flag that requires creditors to verify that you are the person applying for a loan or credit account.

This tracks when you make (or miss) payments on bills, loans or credit accounts.

This doesn't mean, however, that you've got a debit card on your hands; the card needs to be treated as any credit card would, so borrowing modestly (no more than 30 percent of your credit limit) and paying your balance in full each month keeps you out of debt's way and improves your business credit score, increasing your chances of getting approved for other business loans or credit accounts.

This doesn't mean, however, that you've got a debit card on your hands; the card needs to be treated as any credit card would, so borrowing modestly (no more than 30 percent of your credit limit) and paying your balance in full each month keeps you out of debt's way and improves your business credit score, increasing your chances of getting approved for other business loans or credit accounts.

Not exact matches

If you've ever wondered whether you should close that old credit card account or apply for a business loan and a mortgage at the same time, then understanding these factors should help.

If the hackers who stole your credit information from Equifax drain your bank account or take out a loan in your name, it's your problem, not Equifax's.

If your business is doing well — you have accounts receivable, industry growth is strong and you have good credit — now is the time to consider a loan or a line of credit.

Alternative lenders rely more heavily on unsecured loans, but some lenders offer lines of credit backed by inventory, equipment, or even accounts receivable.

«However, when you open credit or loan accounts jointly, that information will be reflected on each of your credit reports, for better or for worse.»

Current liabilities include notes payable on lines of credit or other short - term loans, current maturities of long - term debt, accounts payable to trade creditors, accrued expenses and taxes (an accrual is an expense such as the payroll that is due to employees for hours worked but has not been paid), and amounts due to stockholders.

I asked the agent of the bank if we can re-open the account or apply for a business loan, but unfortunately, they declined because we had to short - sale a property and it was reflected on our credit report.

This includes, but is not limited to, the fraudulent use of your personal identity to establish credit accounts, secure loans, enter into contracts or commit crimes.

If you're considering a Chase credit card or a loan with Chase, having a bank account there can help you manage all your money in one place.

The most important feature of small business banking is the relationship you have with your bank or credit union manager, not the cost of your small business bank account, as sooner or later almost all small businesses need a business loan and / or a line of credit.

Anyone with a minimum of $ 50,000 in a rollable retirement account (such as an IRA, 401 (k) or 403 (b)-RRB- can obtain business financing using this method in a matter of weeks, regardless of their credit score, and because ROBS is not a loan, there are no monthly payments to make.

The researchers at myFICO say that consumers who open several credit accounts in a short period of time are a greater risk to default on their loans or miss credit card payments.

The following are qualifying accounts: any checking account, savings account, money market account, certificate of deposit, automobile loan, home equity loan, home equity line of credit, mortgage, credit card account, or other student loans owned by Citizens Bank, N.A. Please note, our checking and savings account options are only available in the following states: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT and some products may have an associated cost.

Borrowers who might be looking for a $ 3,000 or $ 5,000 loan might be pushed into a credit card account for these smaller loan amounts at the local bank, however that very small loan amount in the right hands has the potential to create jobs, build a business, and strengthen a community.

Any type of account that appears on your credit reports helps here, whether it's a mortgage, credit card or car loan.

Type of credit: how many and what kinds of credit accounts you have, such as credit cards, installment debt (such as mortgage and car loans) or a mix.

If you can get a loan or credit card using your U.S. - based address, that account can start your consumer credit history.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

If you don't have other types of installment loans accounts, such as a mortgage or a car loan, your credit mix will change.

If the business maintains a line of credit or has a commercial loan, the interest paid on these accounts is tax deductible.

You can receive a 0.25 % deduction on your interest rate if you have an existing account with the bank, including a checking account, savings account, money market account, CD, auto loan, home equity loan or line of credit, mortgage, credit card, student loan or personal loan.

If you don't know the annual percentage rate, or APR, you're paying on each loan or credit card, you will need to look on your monthly statement, check your online account management page, or call your loan provider to inquire.

In today's fast paced business world more partners, lenders, and potential accounts need to make quick decisions as to which suppliers, borrowers, and partners they want to work with; decision - makers use a variety of business credit scores, indexes, and reports to discard unqualified candidates from being considered for a partnership or a loan.

Qualifying products include: any U.S. Bank - issued Credit Card, U.S. Bank Checking or Savings Account, U.S. Bank Mortgage, U.S. Bank Home Equity Line of Credit, U.S. Bank Student Loan, or a U.S. Bank Retirement Account.

However, anyone that cosigned a loan, is a joint credit card account holder or that wants to retain certain property may be held liable for your debt.

New credit measures how often you apply for credit products or loans and what percentage of your credit is related to recently opened accounts.

Margin is a loan or credit extended by your broker, that allows you to leverage the funds in your account to enter larger trades.

Normally, it's the people who don't have access to credit or savings accounts that use this type of loan.

Personal loan or credit card: Both of these options only take into account your personal credit history and financial situation, so they are frequently used when business credentials are lacking.

-- Loans of allowances, or the proceeds from the sale of allowances, may be provided, interest on commercial loans may be subsidized at an interest rate as low as zero, and other credit support may be provided to support programs authorized to use SEED Account allowance value or any other renewable energy or energy efficiency purpose authorized or approved by the Federal GovernLoans of allowances, or the proceeds from the sale of allowances, may be provided, interest on commercial loans may be subsidized at an interest rate as low as zero, and other credit support may be provided to support programs authorized to use SEED Account allowance value or any other renewable energy or energy efficiency purpose authorized or approved by the Federal Governloans may be subsidized at an interest rate as low as zero, and other credit support may be provided to support programs authorized to use SEED Account allowance value or any other renewable energy or energy efficiency purpose authorized or approved by the Federal Government.

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A credit report is a record of every credit card, retail account, student and personal loan, and other credit accounts made or established in your name.

Calculating simple interest in an essential skill for anyone who maintains a bank account, carries a credit card balance, or applies for a loan.

Whether you need a loan, credit card or supplement to your savings account, we can help you.

Loyalty Discount Disclosure: You will be eligible for a 0.25 percentage point interest rate reduction on an Education Refinance Loan if you have a qualifying account in existence with Citizens One or Citizens Bank at the time you and your co-signer (if applicable) have submitted a completed application authorizing us to review your credit request for the Education Refinance Loan.

In fact, your credit score and history, income and overall outstanding debt will be the only things taken into account when the lender has to decide whether to approve your loan or not.

(5) Make payments on an installment loan or on any Visa or MasterCard credit card account you have with us by enclosing a check or cash at most of our ATMs.

Most banks will offer term loans and lines of credit, but many alternative lenders offer these products in addition to specialty financing — such as accounts receivable financing, merchant cash advances or invoice factoring.

The following are qualifying accounts: any checking account, savings account, money market account, certificate of deposit, automobile loan, home equity loan, home equity line of credit, mortgage, credit card account, Citizens One Student Loan or Education Refinance Lloan, home equity loan, home equity line of credit, mortgage, credit card account, Citizens One Student Loan or Education Refinance Lloan, home equity line of credit, mortgage, credit card account, Citizens One Student Loan or Education Refinance LLoan or Education Refinance LoanLoan.

New credit measures how often you apply for credit products or loans and what percentage of your credit is related to recently opened accounts.

Any period of forbearance will reset the repayment clock; (2) The account can not be in delinquent status; (3) The borrower must provide proof of income indicating that he / she meets the income requirements and pass a credit review demonstrating that he / she has a satisfactory credit history and the ability to assume full responsibility of loan repayment; (4) No bankruptcies or foreclosures in the last sixty months; and (5) No loan defaults.

In addition, you can not itemize deductions; you can only apply common adjustments, such as student loan interest or an individual retirement account deduction; and you can only claim common tax credits such as the childcare credit or earned income credit.

8 percent of reports simply didn't list major credit, loan, mortgage or other accounts that could be used to demonstrate the creditworthiness of a consumer.