Sentences with phrase «loan performance»

One of the findings of this study is a positive correlation between school certification and private student loan performance.

Improving loan performance doesn't make headlines any longer, but worth noting that the improvement is still good news.

The hope is that these regulations improve communication and loan performance for the borrower which in turn improves part of the overall issue.

These issues extended repayment period for some borrowers, but it generated confusion on both ends which affected loan performance overall.

Follow - up analysis shows that rational herding beats irrational herding in predicting loan performance.

This report predicts consumer balances and delinquency rates in the upcoming year; the news follows concerns over auto loan performance from the average consumer.

In addition, home loan performance remains higher than for other types of consumer lending, and well above mortgage performance throughout the 1980s and 1990s.

While backward underwriting is proven to accurately assess loan performance capability, it has its flaws.

The defining metrics of this study are most likely going to be the differences in debt and loan performance between these groups.

That's 10 percentage points higher than the period just prior to the boom, 2001 — 2004, when loan performance was generally solid.

Investors can study both pool and individual loan performance and quickly identify the strengths and weaknesses of any given portfolio.

Instead, it uses payment history as a gauge for future loan performance.

If you stick to borrowers with strong operations, competitive physical plants and locations that are viable for the long term, then loan performance tends to be excellent.

A write - off is a failed loan which is taken as a loss, so this means that private loan performance overall has improved.

DriverUp: Drawing from a universe of over 1,200 available variables, the credit model incorporates those having the greatest impact on loan performance based on an extensive back testing process.

«We need to clarify which circumstances we'll require indemnification and the level of loan performance we expect lenders to maintain.»

The mortgage delinquency rate is down, according to the most recent Loan Performance Insights Report from CoreLogic.

Better loan performance and rising home values pushed the group's Mutual Mortgage Insurance fund to an expected balance of + $ 7.8 billion, which was its largest reserve balance in several years, and which made the move possible.

On Thursday May 31, 2012, the Consumer Financial Protection Bureau (CFPB) announced that it would be seeking additional information on loan performance with regard to Debt to Income (DTI) ratios and a few other factors.

This is considerably better than federal loan performance at a delinquency rate of 5.41 %.

Retail CMBS loan delinquencies have fallen to their lowest level since 2009, but experts worry that store closings, along with e-commerce, could negatively impact loan performance in the future, especially when borrowers try to refinance.

This week, NAR President Ron Phipps sent a letter to FHA Commissioner Dave Stevens commending the agency for recent program enhancements, including hiring FHA's first Credit Risk Officer, which resulted in great improvements to loan performance in the Mutual Mortgage Insurance Fund (MMIF).

Under this risk - sharing proposal, institutions with poor loan performance reimburse the federal loan program for a fraction of unrepaid loan dollars.

As loan performance continues to improve, problem loans that have lingered in the shadows are slowly vanishing, according to a new report.

In fact, a recent Urban Institute study examining loan performance shows that single borrowers, particularly women, are more likely to be minorities: about 34.1 percent of female - only borrowers are minorities, compared with 32.1 percent of male - only borrowers, 22.4 percent of male - female borrowers and 27.5 percent of female - male borrowers.

«Any deterioration in loan performance during the fourth quarter is still well below the 10 - 15 percent levels of non-performing loans that the industry experienced during the last downturn 6 - 7 years ago,» said Lawrence J. Horan, Ph.D., financial research and analysis director for NIC.

More traditional banks like Wells Fargo have started to reduce their auto loan business amid deteriorating loan performance.

The rating process considers such metrics as the percentage of students receiving Pell Grants, percentage of students who are first generation college attendees, net price by family income, transfer and completion rates, and loan performance outcomes.

Then at the end of the year, they analyze all the data collected and release their annual consumer credit forecast.This report predicts consumer balances and delinquency rates in the upcoming year; the news follows concerns over auto loan performance -LSB-...]

This is beneficial to plenty of people because it helps create a much more personalized and tailored loan based off of current earning potential, future earning potential, credit history, education, and loan performance history.

Using the S&P Experian Consumer Credit Default Index as a measure of peer loan performance, we see a big increase in diversification when added to a stock and bond portfolio.

As S&P and the other rating agencies evaluate loan performance, they will downgrade the deals with bad performance, and leave the good ones alone.

Our own experience with CRA over more than 30 years and recent analysis of available data, including data on subprime loan performance, runs counter to the charge that CRA was at the root of, or otherwise contributed in any substantive way to, the current mortgage difficulties.

«In today's more regulated environment, our suite of verification products gives lenders the assurance they need to stay compliant, make informed decisions, forecast long - term loan performance, and have greater confidence funding both QM and non-QM loans.»

Although mortgage market volumes continue to decline, Lenders One is confident that making consumers aware of available loan products and refinancing options is key to increasing loan performance.

FHA loan performance has been far superior to that of the subprimes, with a default rate three times lower than that of subprime adjustable - rate mortgages.

The results of the report's analysis show the percentage of female single borrowers who are 90 or more days delinquent is lower than that of male single borrowers — evidence that lesser credit profiles do not predicate lesser loan performance.

Digital technologies provide greater transparency and actionable intelligence to the marketplace, allowing investors to better understand loan performance and, in many cases, to research potential loan transactions directly and thoroughly from the convenience of their desktop or mobile device.

There are two major takeaways from the student loan performance data that are related to income - driven repayment plans and default / delinquency rates.

«The good news is that the steps that FHA has taken to better manage its risk in recent years have succeeded in vastly improving loan performance on more recent vintages.

While the company does deal with crypto assets, it otherwise functions as any other lender would: clients» cryptoassets are held by a registered custodian and loan performance data is reported to the major credit bureaus to update borrowers» credit scores.

Nearly 5 percent of mortgages were in some stage of delinquency (30 days or more past due) in January, a slight decline from a year ago, according to CoreLogic's Loan Performance Insights Report, released Tuesday.

Overall loan performance for the seniors housing sector held steady at 94.3 %.

The similarity to a mortgage originator whose compensation is not dependent on loan performance is quite striking.

A credit score is a number that ranks a consumer's credit risk based on a statistical evaluation of information in the consumer's credit file, information that has been proven to predict loan performance.

«As commercial property incomes and values continue to climb, and financing remains plentiful, loan performance continues to improve as well,» says MBA Vice President of Commercial Real Estate Research Jamie Woodwell.

Survey findings and an analysis of historic credit scores and loan performance show that a return to safe and sound lending standards would boost home sales and add jobs.

Annapolis, Md. — Loan volume and loan performance remained strong during the second quarter of 2008 for the seniors housing and care industry, according to data tracked by the National Investment Center for the Seniors Housing & Care Industry (NIC).