Sentences with phrase «loan policy as»

Not exact matches

As recently as 2015, the IMF arbitrarily changed a long - standing policy on loan requirements so it could help UkrainAs recently as 2015, the IMF arbitrarily changed a long - standing policy on loan requirements so it could help Ukrainas 2015, the IMF arbitrarily changed a long - standing policy on loan requirements so it could help Ukraine.

It achieves that by raising or lowering its policy interest rate, which influences other interest rates such as what you'll pay on your mortgage or auto loan, and the return you'll get on the balance in your savings account.

Widely panned as «bizarre», «misguided», and a «horrendous piece of policy», the BCHPoffers loans to first time home buyers to assist with down payments.

Rob previously served as Chief Credit Officer of GreenSky, where he developed credit policy, pricing and portfolio management strategies to enable significant growth in the company's loan portfolio.

But you need to either pay interest out - of - pocket annually or carefully monitor the size of the loan as compared to the policy's cash value.

A life insurance policy loan is just a loan from the insurer in which the cash value of your policy is used as collateral.

The cash value behaves like an investment as it grows tax - deferred with interest, as determined by the type of policy, and can be used as collateral for a loan.

Prentice cited the federal loan guarantee for Newfoundland's Lower Churchill River hydroelectric project as «a wise instrument of industrial policy,» and called for governments to «expedite the regulatory and environmental approval processes for megaprojects.»

The monetarist policies laid down by the IMF, duly subsidized by U.S. loans (euphemized as «foreign aid»), served to dismantle Russian industry and make the economy dependent on imports.

There are no taxes if you take out a policy loan, so long as the policy remains in effect (meaning the outstanding loan and interest don't exceed the cash value).

The policies are categorised as loan insurance products and are designed to protect policyholders who lose their jobs from credit card repayments, for example.

Life expectancy and retirement aside, if you're purchasing a life insurance policy to protect a specific interest — such as a business loan or mortgage — you may also need to think about the potential duration of that need when considering your options.

We believe that our pledging policy effectively mitigates the risk that forced sales of pledged shares could prompt a broader sell - off or further depress a declining stock price, while providing our officers and directors with reasonable flexibility to use their FedEx shares as collateral for loans for needed liquidity and encouraging them to retain substantial ownership of their shares.

The SBA requires that all approved SBA loan applicants must designate lender's loss payable on their insurance policy when their business property is used as collateral for the loan.

In terms of taxation, the excess of the cash surrender value of the policy (plus any outstanding loans) over your basis in the contract is treated as taxable income.

Most economists expect home loan interest rates to rise gradually in 2016, partly as a result of the Fed's policy shift.

Rises in other indicator rates on loans to small businesses have, on average, tended to be larger than this as some banks have raised some rates independent of monetary policy moves (including by some banks to recoup the costs of the GST).

As for private student loan deferment, the exact policy is up to the discretion of the lender.

[7] This reflects both the discount in the initial period of the loan as well as the fact that as the Fed tightened monetary policy, the rate to which the mortgage reset rose.

This acts as an insurance policy in the event that you're not able to pay the loan back.

Today's FHA MIP policy is that mortgage insurance must be paid for as long as the loan exists.

You can also take a tax - free loan from the insurer using the policy's cash value as collateral, so long as the loan doesn't exceed the cash value.

The second reason why FHA loan closings are up is the new FHA policy on FHA mortgage insurance premiums (FHA MIP), the insurance payment FHA - backed homeowners pay as part of their monthly mortgage.

Policies that spur more efficient corporate restructuring can revive productivity growth by targeting three inter-related sources of labour productivity weakness: the survival of «zombie» firms (low productivity firms that would typically exit in a competitive market), capital misallocation and stalling technological diffusion... As the zombie firm problem may partly stem from bank forbearance, complementary reforms to insolvency regimes are essential to ensure that a more aggressive policy to resolve non-performing loans is effective.

Term policies are the cheapest form of life insurance coverage and can be tailored to the size of your debts, such as mortgages or auto loans.

As the policyowner accumulates cash value inside the policy, the person can access the cash value, through loans or partial surrenders, which can be used for a variety of personal needs, such as quick cash for an emergency or to help supplement retirement incomAs the policyowner accumulates cash value inside the policy, the person can access the cash value, through loans or partial surrenders, which can be used for a variety of personal needs, such as quick cash for an emergency or to help supplement retirement incomas quick cash for an emergency or to help supplement retirement income.

As cash values accumulate in the policy, you also have the option to use these funds to pay the premiums; however, this is still considered a loan and the same factors exist.

This policy can be particularly useful if you have a particular outstanding expense or loan, such as a mortgage loan which would be reduced over time, that your family couldn't cover payments for without your income.

Before joining DFAIT, he worked at the Department of Finance, including from 1983 - 1990 with the Financial Sector Policy Branch where he served as Project Director, Financial Institutions Reform Project, and chaired the Inter-Departmental Legislative Review Committee, which guided the development of the 1992 reforms that overhauled the federal financial institutions statutes (the Bank Act, the Insurance Companies Act, the Trust and Loan Companies Act and the Cooperative Credit Associations Act).

The Definition of Mortgage Insurance Mortgage Insurance (also known as mortgage guarantee and home - loan insurance) is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan.

It guarantees that the UL policy won't lapse, even if policy values drop to zero, as long as the policy meets premium payment, loan and other conditions.

The regulator adds that Ameriprise fired Mata in March 2009 for violating company policies by recommending that clients «take out risky loans to finance investments, presenting unapproved seminars, employing individuals without conducting proper background checks and operating SCI as a competing investment company.»

Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...

U.S. - controlled agencies such as the International Monetary Fund set the financial policy, which must be strictly adhered to by countries that wish to receive its low - interest loans.

OT: My wishes: — Wenger to stop playing Mert ahead of Gab... this is a must — Wenger being ruthless and stop being stubbornness «big wish» — Wenger to change his transfer policy «big wish as well» — Not count on very injury prone players (Wilshere, Walcott, Ox, Welbeck), take them only as a bounce because they would never stay fit... It is a dilemma because they are all quality home grown players, so I can not say «get rid of them all» — Give our smart attacking players (Sanchez, Cazorla, Ozil) what they need, a striker... that is a must — Strengthen the flank with another quality because all the sights now on Sanchez — Get rid of useless team players (Campbell, Flamini, yes they are useless) and replace them with better players (promote or buy good ones)-- Loan Chamber... 16M is too much to ruin

Employer who can provide breast pumps as part of their breastfeeding policy often loan this pump to mom who need to express at work.

As a result of this policy, we now see people struggling to make ends meet, forced into the ever - willing arms of payday loan companies who, on the face of it appear to be offering help and financial security.

He released on Thursday a 2018 budget agenda that addresses policy matters ranging from making it easier to register to vote and addressing the capping of state and local tax deductions as well reviving student loan provisions and funding mass transit.

Throne - Holst and Calone mentioned Zeldin's votes against funding for the Department of Homeland Security and student loans and Pell grants as signs that he is out of touch with the district, and Democrats have indicated they will attempt to paint the foreign policy hawk and only Jewish Republican in Congress as too extreme for the moderate swing district.

Democrats beware of Trojan Rinos The Italian Prince of Darkness will keep his former enemies closer than his friends and not only take their contribution but will errantly take their Finklestinian failed advice — Andrew the Mechanic's quest for Gov is doomed not only by his arrogant incumbent taint that he so shamelessly tries to deny but more so by the trail of totally inept Clinton borne Freddy Mac & Fannie Mae 0 % down loan policies he embraced and promoted as HUD Secretary that propelled the country into the Great Recession we now endure as described by the Village Voice and other publications.

Instead of producing a series of measures in a panic - stricken way, as the Government have done in recent months, would it not have been better if they had speedily adopted our policy of a # 50 billion loan guarantee scheme for businesses of all sizes, and had shown some competence in getting it into practice at the speed required?

The model produces different jobs and growth projections for a business - as - usual scenario with no technology breakthroughs or major new policies, and then generates different outcomes by factoring in new policies such as a national clean energy standards such as proposed by President Obama; increases in corporate average fuel economy standards; tougher environmental controls on coal - fired power generators; extended investment and production tax credits for clean energy sources and an expanded federal energy loan guarantee program.

Other issues, such as getting a campus e-mail account or using interlibrary loan services, seem simple but often must be dealt with by postdoc offices simply because of gaps in policies or procedures.

Policies imposed by the International Monetary Fund, whose loans most nations seek as a last resort, are designed to accumulate foreign exchange with which to repay debt.

--(1) The Administration shall not provide direct support as defined under this section or indirect support as defined under section 188 to an individual clean energy technology project that obtained a loan guarantee under title XVII of the Energy Policy Act of 2005.

Although much of country is familiar with the late Senator Edward «Ted» Kennedy's efforts in healthcare reform, he was also a leading force behind such education policies as Goals 2000, No Child Left Behind (NCLB), and the Direct Loan Program.

If a country finds a way to meet the basic needs of women by taking loans that the whole society must pay, but the national constitution, and the various policies and services do not show the timely commitment for equity and equality, the chance to eradicate poverty and hunger will only be about the alleviation of these two major indicators of real development and sustainability It is then urgent and important not to fall in such a trap, which only comes to add to the financial and economic indebtedness of the society, and nations, to say the least, and to maintain the system of inequality and impoverishment as it basically exist..

• The Business, Innovation and Skills (BIS) Select Committee in the House of Commons should monitor and report on higher education funding and provision each year, assessing the impact of changes on disadvantaged students, as well as mature and part - timers; • Better co-ordination between higher education ministers from England, Scotland, Wales and Northern Ireland to rationalise student funding policies across the UK; • An investigation by the Office for Budget Responsibility (OBR) into the impact of the latest changes to grants and loans, to ensure value for money for students and taxpayers; • Stronger evaluation of university spending of # 750m a year on outreach and access programmes to maximise their impact.

We decided to take a look at student debt among teachers specifically, because we see it as a crossroads of several big trends: chronic concerns over teacher pay amid calls to improve teacher quality; the rising cost of higher ed; the increasing reliance on loans to pay for it; and changing policies from the Trump administration.

They describe policy interventions that target these conditions, such as teacher residencies, loan forgiveness, mentoring and induction, and principal training programs.