Sentences with phrase «loan quality»

Loans are still expensive, but not as pricey as in the early fall, and there's been a boost in loan quality.
However, in light of such rapid growth, it expressed reservations about loan quality.
In general, the respondents expect the quality of household debt to strengthen with residential mortgages continuing to report the greatest improvements in loan quality.
COMPARE credit score comparison reports are designed to help lenders comply with LQI standards (the suggestions and requirements in the Fannie Mae Loan Quality Initiative).
The HAWK program is designed to make homes more affordable for FHA home buyers, and to improve the overall loan quality of the FHA's portfolio.
The HAWK program is designed to make homes more affordable for FHA home buyers, and to improve the overall loan quality of the FHA's portfolio.
Thailand is coping with a period of financial stress associated with falling asset prices and declining loan quality in the banking system.
Maintain loan quality Keep adequate cash flow Preserve equity In a borrower with a known weakness in its capital structure as a measure to improve this weakness Keep an updated picture of the borrower s financial performance and condition
Capsilon builds enterprise technology specifically for the mortgage industry, enabling lenders to improve loan quality while reducing production costs and turnaround times.
Moreover, Goldman «[u] ndertook a significant marketing effort» to tell investors about what Goldman called Fremont's «commitment to loan quality over volume» and «significant enhancements to Fremont underwriting guidelines.»
Non-Agency securities, on the other hand, are generally considered to be of lower loan quality and, therefore, pose higher risk for mortgage investors.
If they take on riskier loans, their RBC goes up even more rapidly, because loan quality is reflected (or, should be reflected) in RBC formulas prior to adjustment for bank size.
Lending Club's better loan quality and lower default rate don't mean its investors come off better.
As borrowers swarmed to FHA - loans, defaults on its loans jumped and many observers worried about lax underwriting and poor loan quality.
On June 1, 2010, Fannie Mae's new Loan Quality Initiative (LQI) becomes effective.
In 2006, the Fed made a few theoretical noises about residential real estate loan quality, but took no action that would make the lesser regulators do anything.
On a practical level, risk was «off the radar screen» because many gauges of mortgage loan quality available at the time were based on prime, rather than new, mortgage products.
An inspection of the property will need to be set up to ensure the home is safe and meets the USDA home loan quality standards.
Delivered two successful releases within six months on Freddie Mac's $ 5M Web - Based Loan Quality Advisor, Credit Risk Assessment, and Purchase Eligibility assessment tool
CMBS B - piece buyers are taking a close look at those loans, and either pricing risk or even pushing back on loan quality by kicking some bad loans out of the pools.
FHA released its Single Family Loan Quality Assessment Methodology or «Defect Taxonomy.»
However, there is some concern regarding the increase of office assets in CMBS transactions, as it also signals a higher risk of potential deterioration in loan quality down the road, says Natalka Chevance, director in the CMBS group at S&P.
Fannie Mae's Loan Quality Initiative guidelines «recommends that lenders have processes in place to facilitate borrower disclosure of changes in financial circumstances throughout the origination process.»
New policies have improved loan quality, strengthened lender enforcement, and improved premium revenues.
«But a shutdown could also seriously impact FHA's ability to police lenders and loan quality
Strong underwriting standards are import for a few reasons, the most important of which is loan quality.
From an investor standpoint, Upstart's loan quality is providing solid returns.
Regulators should have looked at indicators of loan quality, and raised red flags when they saw standards deteriorating.
If one lets borrowers or agents fuddle with income, should we be surprised that loan quality declines?
However, loan quality might be a lot better than that of their predecessors so a straight up comparison isn't entirely fair.
Are there any analytic tools on the analysis web sites you cited that build a yield curve that show the tradeoffs between interest rate and loan quality?
This includes Fannie Mae's Loan Quality Initiative (LQI) suggestions and requirements, which focus on capturing and verifying critical loan data earlier in the process to reduce repurchase requests to lenders.
Developed to help lenders meet Fannie Mae's Loan Quality Initiative recommendations and check borrower credit activity during the processing of a mortgage, it offers users continuous monitoring and daily proactive alerts on potential risks.
Strategically troubleshot and maintained the Loan Quality Assurance Software program.
Currently lending standards are decent, and loan quality is excellent...
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