Sentences with phrase «loan rates if»

And banks often give commercial clients better loan rates if they bring their deposits over.

And what good are low auto loan rates if you follow sound advice by paying cash?â $

In fact, with good credit, you'll even qualify for better personal loan rates if you want to borrow money.

You can also receive preferential Personal Loan rates if you are an HSBC Premier2 or HSBC Advance3 customer.

My score will still get me the best possible loan rates if I decide to get a new car loan or buy a new home.

If it is fair, this may be more affordable than a traditional 72 - month used car loan, as you can get a good auto loan rate if you opt for an early buyout.

You may also get a good auto loan rate if you opt for an early buyout.

Not exact matches

If they fear that a retreat from free trade will harm future growth, and our ability to pay them back without resorting to inflation, they'll demand higher «real» rates on their loans.

If anyone was waiting for lower interest rates to take a loan or purchase some derivatives, he or she probably should go ahead and do it now.

The flexibility of interest rates on a business credit card is something that you would not deal with if you had a loan or fixed line of credit.

If everything stacks up — your plan, forecasting, credit rating, they'll offer you a loan.

The benefits to your employees are threefold: Most likely they'll increase their savings rates (especially if you offer automatic payroll deduction), they'll have access to lower loan rates, and they'll pay lower fees — if any — for services.

Keep in mind: If you are pre-approved for the loan before you head to the dealership, you can concentrate on haggling for the lowest price for the car and highest amount for your trade - in without the added pressure of negotiating the interest rate and other details of your loan.

If these business owners would have taken initiative much earlier, when the need wasn't as desperate, they may have had better loan options with lower interest - rates.

If that hypothetical student borrowed using a federal direct loan for graduate school, which had a rate of 5.84 percent last academic year, she would have accrued $ 1,682 in interest during the grace period.

The interest rates you'll be offered — if you can get a loan at all — will be based on your score.

If you've got bad credit, you may discover you don't qualify for a lender's larger loan products, low annual percentage rates (APRs) or certain repayment schedules.

The agency commissioned a survey that found 720,000 families would struggle to make payments on their home - equity loans if interest rates rose by a mere 0.25 percent, and almost one million would be in trouble if borrowing costs rose a full percentage point.

If you want the payment applied to a particular loan — say, the one with the highest interest rate — specify that loan number in your request, he said.

But if your cosigner has a low or middling credit score, you may get stuck with a higher interest rate on your loans.

If you cosigner has a great credit score, you could land a great, low interest rate on your loans.

Your choices are going to vary, and you may find out that you already have a good interest rate, but talk to several loan officers at a number of banks to find out if you can save by finally making the big loan consolidation move.

If the maturity of the loan is seven years or more, however, the rate can be boosted to the prime rate plus 2.75 percent.

According to the SBA, fixed rate loans are not allowed to exceed the prime rate plus 2.25 percent if the loan matures in less than seven years.

If you're a private student loan borrower, petition your lender for a lower rate.

True, farmland prices could fall if interest rates rise and if crop prices decline in big ways, making it difficult for farmers to repay loans.

I wouldn't have taken out a loan with high interest without knowing that I can repay it, because if you're paying that interest rate for six years, yes, it's ridiculous.

«If there are any negative effects of low rates on net interest income in the future, they should be largely offset by the positive effects of monetary stimulus on the other main components of profitability, such as the quality of loans and therefore on loan - loss provisions,» Draghi added.

But if you have a private loan, those loans may be fixed or have a variable rate tied to the Libor, prime or T - bill rates — which means that as the Fed raises rates, borrowers will likely pay more in interest, although how much more will vary by the benchmark.

That makes this a particularly good time identify the loans you've got and see if refinancing into a fixed rate makes sense, Dash said.

If your provider gives only an interest rate and doesn't accurately disclose other fees, you won't be able to calculate the APR and determine whether the loan is a good deal.

If you apply, expect barter companies to check your Dun & Bradstreet credit rating and vendor references, although the application and approval process should be easier than with a bank loan; on credit lines worth more than $ 10,000, owners may also have to sign personal guarantees.

These firms allow consumers quick, easy access to credit, but in return offer extremely high interest rates, which if not managed properly can cause big problems for the people taking the loans.

If there isn't much money in RRSPs to begin with, many couples with contribution room find ways to scrape up the money (for example, a zero - or low - rate loan from a relative).

Banks and credit unions may offer small short - term loans with more competitive rates, yet many payday loan customers don't comparison shop to see if they might qualify, he said.

Having a poor credit score will either keep you from obtaining credit altogether or place you in a high - risk category, which means that if you're approved for credit or loans, the interest rates you'll be offered will be significantly higher than someone with excellent credit.

If you direct any extra money to your highest interest rate loan first, you may save hundreds of dollars or more in extra interest payments and you may be able to get out of debt faster.

«If you take out federal loans for four years, the rates on all four years can be different,» said Asher of the Institute for College Access & Success.

Most borrowers surveyed by Credible (69 percent) were aware that student loan debt can be refinanced, and most (61 percent) said they'd consider refinancing if interest rates headed up.

The CEO told us about a bridge loan being negotiated, and was honest that if it came in we would all get paid at a half - rate.

If there are multiple loans with the same interest rate, please apply the additional amount to the loan with the lowest outstanding principal balance.

In California, for example, the disclosure must identify the dollar amount of the payments being sold, the present value of those payments based on a federally established interest rate, the amount being paid to the seller, and the interest rate calculated as if the transfer were a loan and not a sale of the payment rights.

If the difference is closer to 3 %, then the variable - rate loan may be a better choice (depending on the borrower's unique circumstances and taking into consideration the factors discussed above such as term length and loan amount).

Fixed - rate loans provide a measure of certainty, although your monthly payments on a federal loan can still go up over time if you choose an income - driven repayment plan.

If the Banks would call in all the home loans made in the last 2 - 3 years offer to refinance them at the lower currant interest rate 4.5.

This means that if you buy a home anywhere in the state other than Jefferson County, and you get a loan for $ 417,000 or less, you will have a conforming loan which is eligible for normal interest rates.

If you shop around and are able to prove your ability to repay the loan in time, you may be able to find low - interest rates from private lenders.

The House Committee on Banking, Finance, and Urban Affairs defined this risk as «the difference between the rate that the guaranteed loans carry and the rate that Chrysler would be required to pay if the loans were obtained without the federal guarantees.»

If rates stay elevated into May, rates on new government loans will be about eight - tenths of a percentage point higher than they are today.

If you manage to get a business loan with an outstanding lien, chances are good that the lender will charge a high interest rate.