Sentences with phrase «loan to value of»

The loan - to - value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased.
The 15 - year loan carries a rate of 9.32 percent and amortizes over 25 years with a loan to value of 71 percent.
The loan - to - value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of the asset.
In most cases, lenders will use the property as collateral for the loan, and underwrite the project by comparing the size of the loan to the value of the property after repair (i.e, «After Repair Value» or «ARV»).
In a recent transaction, we were seeing 30 % on a funded debt yield basis and a loan to value of 50 %.
The program requires a minimum loan amount of $ 250,000 and a maximum loan to value of 75 %.
The proposed changes will require that all borrowers qualify at a rate 2 % above the contract rate to access financing regardless of the loan to value of the mortgage.
The year of the manufactured home determines the maximum LTV or loan to value of the manufactured home in question.
3 The APR shown for Home Equity Lines of Credit is valid with a loan to value of 85 % or less.
Our rates vary depending on credit, term of mortgage, and loan to value of your manufactured home, but all of our rates are fixed.
Using a Chapter 13 bankruptcy, you may be able to catch up on car payments or restructure and possibly cram - down the loan to the value of the car.
Maximum loan to value of 75 percent on all chattels.
Displayed «As low as» rate assumes a line amount of $ 100,000, a credit score of 740 or greater and a combined loan to value of 80 % or less and includes the following discounts:
The year of the mobile home determines the maximum LTV or loan to value of the mobile home in question.
The year of the mobile or manufactured home determines the maximum LTV or loan to value of the manufactured home in question.
Displayed «As low as» rate assumes a loan amount of $ 50,000, a 10 year term, a credit score of 740 or greater and a combined loan to value of 80 % or less and includes the following discounts:
The most important condition for these lenders is loan to value of a property.
For instance, homeowners with terms of 15 years or less and a loan to value of 90 percent or less don't pay an annual MIP.
Second mortgages are slightly higher risk for the lender and most lenders are only willing to entertain a combined loan to value of between 75 to 80 %.
Our rates vary depending on credit, term of loan, and loan to value of your mobile home, but all of our rates are fixed.
The rate featured is based on a loan - to - value ratio up to 80 % for loans of $ 50,000 and above, a maximum loan to value of up to 80 %, terms between 121 - 180 months, and ESL listed as the first lien holder on the property.
APR is determined at the time of your application, based on creditworthiness and the loan to value of the vehicle.
Maximum loan to value of 75 % on all chattels.
Interest Rate, APR Calculations, and Monthly Payment based on following assumptions: $ 200,000 loan with loan to value of 75 % or less and a Credit Score of 740
Interest Rate, APR Calculations and Monthly Payment are based on a $ 200,000 loan with a loan to value of 75 % or less.
Terms greater than 15 years will have a maximum loan to value of 75 %.
15 - year terms and below have a maximum loan to value of 80 %.
June, 2012: Another round of rule changes introduced a stress test reducing the maximum amortization period down to 25 years for high - ratio insured mortgages; a maximum debt load of 44 per cent of income on all mortgages regardless of loan to value; a new maximum loan to value of 80 per cent for refinances; limiting government - backed insured high - ratio mortgages to homes valued at less than $ 1 - million and and creating a maximum 65 % loan to value on lines of credit unless combined with a mortgage component.
Interest rates will depend on a number of different factors such as the loan to value of the property.
Our rates vary depending on credit, term of loan, and loan to value of your Minnesota manufactured home, but all of our rates are fixed.
Our rates vary depending on credit, term of loan, and the loan to value of your manufactured home, but all of our rates are fixed.
A conventional mortgage is usually one where the down payment is equal to 25 % or more of the purchase price, a loan to value of or less than 75 %, and does not normally require mortgage loan insurance.
The LTV is the ratio of your loan to the value of the property.
Using the debts and a property's market value, private lenders calculate the loan to value of a property.
Introductory variable rate offer requires a maximum loan to value of 85 %.
Private lenders instead calculate ethe loan to value of a property to know whether it is deserving of credit.
The only debt I have is a mortgage which has a loan to value of 20 %.

Not exact matches

Washington's priority should have been organizing a mass rewriting of home loans to align the principals with the reduced value of the assets.
Previously, the rule only applied to high - ratio loans, in which down payments are less than 10 % of the home's value.
You can borrow against this equity — lenders often loan up to 75 or 80 percent of a property's appraised value.
If you have any valuable assets (i.e. inventory, equipment, vehicles, electronics, property, contracts, pending invoice payments, etc.) you may be able to sell some of these at market value to generate quick cash, or use them as collateral in obtaining a secured loan.
To do so would sink the value of the underlying land, which was used as collateral for the developer's loans.
«The rational response would be to lower the rental asking price, but that would mean the value of the collateral would be lowered and the bank would be forced to write down the loan,» he says.
Still, Al Goldstein, chief executive and founder of Avant, which has made 300,000 loans to consumers in the past three - and - a-half years, with an average value of $ 8,000, says the portrayal of the industry as recklessly making too many loans is flawed.
In my six months of being the founder of nonprofit MADE Microfinance, a program focused on providing financial services for people that don't qualify for bank loans, I have begun to realize the true value of a network.
And if you take a loan that is equal to the cash value of the policy, the insurance company will force the policy to lapse and you will be hit with a large tax bill.
About 59 percent of millennials said they value student loan repayment assistance over other perks, including flexible schedules, which is a departure from previous surveys that found flexibility to be the most desired workplace benefit, according to ORC.
You are also able to take money out of your cash value as a tax - free loan.
Remember, however, that although the mini-bond program is geared to entrepreneurs, you're still expected to present the traditional touchstones of creditworthiness: a strong balance sheet, adequate collateral and acceptable loan - to - value ratios.
With factoring, a company sells its accounts receivable to receive a short - term loan of up to 80 percent of its value.
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