Sentences with phrase «loan to value ratio raises»
A loan with a 100 % loan to value ratio raises risks to lenders.
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He lowered the loan - to - value ratios that govern what Canadians can borrow by refinancing their homes, and he raised the minimum downpayment.
Additionally, qualifying for a cash - out refinance will be more difficult because the larger loan amount will raise your loan - to - value ratio and put increased pressure on your debt - to - income ratio.
Raising the loan - to - value ratio reduces the gap between the existing loan balances and the new H4H loan and decrease losses to the existing primary lienholders.