Sentences with phrase «loan value does»

As long as sufficient premium payments are made on a timely basis (exactly as illustrated), no unscheduled loans or partial withdrawals are taken, no increase in face amount or changes in death benefit options are made, and policy loan value does not exceed the policy's cash surrender value, the insurance coverage will remain in effect.

A good margin loan value doesn't necessarily mean that an investment is of good quality, but its certainly a positive indication.

Not exact matches

To do so would sink the value of the underlying land, which was used as collateral for the developer's loans.

«How do you lend against a house that should in theory be $ 1 million, but someone overpaid in a bidding war at $ 1.4 million, and they want a loan for 75 per cent of the value?»

In my six months of being the founder of nonprofit MADE Microfinance, a program focused on providing financial services for people that don't qualify for bank loans, I have begun to realize the true value of a network.

As rent appreciates from renovation and inflation, so does the value of the asset, so often, as long as interest rates remain low, you can refi or take out a second loan and take out a chunk of your equity while keeping the same LTV — this is not a taxable event!

Some lenders, including many online lenders, don't require specific collateral, but rather require a general lien on your business assets (without valuing those business assets) and a personal guarantee to secure the loan.

The value of the student loan interest deduction will change if your tax bracket does.

Nevertheless, traditional lenders are likely to weight the value of your personal score more heavily than many online lenders do, so if you have an otherwise healthy business and can demonstrate that your business has the cash flow to make timely loan payments, it is possible to qualify for a loan with a less - than - perfect personal credit score.

This makes it important to weigh the value of access verses a lower interest rate in some circumstances — this is true even for very creditworthy borrowers who would otherwise qualify for a traditional commercial loan at the bank but their loan purpose doesn't give them the luxury of time required to wait for a traditional bank loan.

There are no taxes if you take out a policy loan, so long as the policy remains in effect (meaning the outstanding loan and interest don't exceed the cash value).

While the loan - to - value ratio is not the only determining factor in securing a mortgage or home equity loan or line of credit, the metric does play a substantial role in how much borrowing costs the homeowner.

The fact that your pet rock shares go from valuations of $ 1,000 on Friday to $ 1 on Monday rips the bandaid off in a way you don't get when banks can inflate for months on end their balance - sheet value of non-performing loans.

take a small amount of financing either through a government grant program, a loan, or by selling an ownership interest in the technology to a third party; do this in order to further develop the technology and increase the likelihood of a successful licensing outcome (or to maximize the value of a licensing deal)

As I wrote of few years ago, «The fact that your pet rock shares go from valuations of $ 1,000 on Friday to $ 1 on Monday rips the bandaid off in a way you don't get when banks can inflate for months on end their balance - sheet value of non-performing loans.»

In that sense their main concern is with rising land values — that is, the values that do not accrue as a result of earnings on capital (the rents that typically are pledged to lenders as interest payments on the loans taken out to by the properties) but are economy - wide asset - price appreciation in specific categories.

While government mortgage programs like FHA and VA don't add extra fees for condos, Fannie Mae and Freddie Mac charge a.75 percent fee for condo loans above 75 percent loan - to - value.

In many cases, they do not have to re-verify the home value or current income, making the HARP loan very close to a conventional streamline refinance.

Your fixed loan payment does not change for the duration of the loan, but the value of that payment decreases over time.

In addition, if you don't currently meet the equity requirements you'll also need to account for continued private mortgage insurance costs — that is until you've reached that magic number of 78 % in loan - to - value ratio.

In the case of a job loss or other unforeseen event, the bank can take your hard - earned equity, and will be more willing to do so if you have a very low loan balance compared to the home's value.

You can also take a tax - free loan from the insurer using the policy's cash value as collateral, so long as the loan doesn't exceed the cash value.

If your loan amount is 80 % or less of your current value, you do not incur new PMI.

But when it comes to our top choice among VA loan providers, Veterans United doesn't quite match the convenience and value we found in J.G. Wentworth.

The loan doesn't even require an appraisal, and the current value of your home absolutely does not matter.

These loans do not require PMI and can be for 100 % + of the value of the property.

Note: Don't confuse a DTI ratio with the loan - to - value ratio.

For a 24 year old, a very good and versatile 24 year old, sell him if you don't like him, don't risk destroying his value and career by making him a yourney man who goes from team to team out on loan.

And for the striker problem, I think arsenal need this composition: A worldclass striker that bang in goals for fun (do nt hv) + an experienced PL striker with high teamwork value (giroud) + an unproven but hot prospect striker (we hv 2 in sanogo n campbell, which I think is too many, need to loan / sell one of them)..

Next year, however, he's out of contract so instead of offering market value, we offer peanuts with a Joel Campbell loan (coz we don't really know what to go with him either) and Sporting turn it down.

Campbell is on loan MAINLY because Wenger does not value him so highly.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

I think the plan is to loan Campbell with the hopes he does well and increases his value so we can sell him at a profit.

It could have gone either ways for Coquelin but fortunately for him, it looks like it's going well, if he comes back from loan and still is not adding any visible value to the team as is the case with Coquelin recently, he will leave, if he does well, we'll be talking a new contract.

In order to do that, the Development Squad will take on an ever - younger look whilst the 18 and 19 year - olds find those much - valued loan moves.

After his loan spell and injury record, He doesn't really hold any transfer value (he recently admitted he didn't have any interesting offers in the summer, when he was essentially transfer listed).

In light of last spring's passage of the historic Student Aid and Fiscal Responsibility Act — which enhances student loan forgiveness programs for those who enter public service, similar to what is already done for new doctors willing to work in urban hospitals — the recent study of California's teaching fellowship program could cast considerable light on the value - added benefits of utilizing bonus pay to attract new talent to troubled schools.

If you are also of the opinion that renovations are the best way to go to increase your home's value but don't have the funds required to make this happen, then you should consider applying for a personal loan from Auto & General.

Great people working there I was looking for a truck and they sure do have them, great quality trucks for good asking price, I was able to seek out my... own loan through USAA which they value the vehicle based off the Vin # Prestige was only $ 700 over what USAA deemed the value of the Truck I was purchasing.

Somehow, they managed to add an addition 5 - 10k to the loan, running me in circles because i was asking the same question «I do nt see the trade in value for the car» to which they consistently answered me back saying, «we paid the loan off, its here» that wasn't my question.

It's still a great benefit for your financial situation if you are able to purchase a home for less than the appraised value, but market guidelines do not allow us to use this «instant equity» when making our loan decision.

Those who don't have a big down payment will pay typically PMI every month until their loan - to - value ratio hits 80 percent.

Golden West Financial Corporation do not publish their COSI index values on the internet, however, they do make them available by brochure in their savings and loans offices.

Due to the federal insurance protection offered by the FHA, you do not have to pay more than the value of the home when it is sold, even if your loan balance surpasses your home's value.

Fact: With a HECM loan, you do not owe more than the value of your home when sold.

Now the private sector has figured out that if you're going to be a lender you really do need to know how much your borrower earns and whether or not the property has sufficient market value to justify the loan.

If your loan - to - value ratio drops lower than 80 percent, you don't have to pay for mortgage insurance.

FHA allows refinancing of up to 97.5 % loan - to - value (LTV) for a refinance mortgage, and does not have an upward limit for combined LTV (CLTV) if you also have home equity financing in place.

Remember just a few short years ago when the government through Fannie - Mae and Freddie - Mac allowed lenders and actually encouraged them to give a mortgage to someone even if they did not have the FICO score, loan to value, income, or assets that should all be part of a sound mortgage underwriting program to insure the smallest mortgage default rate possible.

There are no taxes if you take out a policy loan, so long as the policy remains in effect (meaning the outstanding loan and interest don't exceed the cash value).