Sentences with word «loanable»

When the free bank responds by lowering the market rate it charges to attract the marginal potential borrower on the demand for loanable funds curve, it is not inflating but maintaining the all - important Wicksellian coordination of the market and natural rates of interest.

This has a ripple effect on the demand for loanable funds everywhere, unless the market rate of interest is equally as high.

«Second, is to encourage higher private savings as a source of loanable funds to support domestic credit and capital market, and expand financial inclusion.

There is no reason why there can't be real - time data on loanable shares.

While its two founders originally came up with the idea for Loanable as a way for student borrowers to refinance overpriced loans through their network of friends and family, the loans don't have to be related to student loans.

Dirk Bezemer and Geoffrey Gardiner, «Quantitative Easing is Pushing on a String» (paper prepared for the Boeckler Conference, Berlin, October 29 - 30, 2010), make clear that «QE provides bank customers, not banks, with loanable funds.

Should the Fed taper its bond buying, rates will inevitably head higher as the supply of dollars chasing fixed - income investments will dwindle, forcing rates higher to lure more loanable funds.

All the private account information is maintained by Dwolla, not Loanable.

Finally, making e-books loanable will reduce incentives for piracy.

The real problem is that shorts don't have to get a positive locate at the time of the shorting; a mere indication from the broker enables the short for a few weeks, while search for loanable shares goes on.

The next step is to use Loanable's templates to create a set of personalized invitation emails for the members of your FFC network.

Loanable takes the awkward out of asking friends and family for money, by formalizing the process and enabling you to make smaller, specific requests from a group of supporters (i.e. Would you be willing to loan $ 500 with 25 other people, so that I can refinance my student debt?).

Loanable offers four annual plans to suit your needs.

OverDrive, one of the leading sources of loanable digital content for public and school libraries, was represented by Potash, who spoke about the statistics that show library patrons are more likely to purchase a title after having borrowed the ebook.

«As our users increasingly turn to digital media, public libraries need to be poised and ready to serve their needs with a range of digital materials including ebooks and loanable e-readers,» said Queens Library President and CEO Thomas W. Galante.

On the upside, where federal student loans only offer a limited borrowable amount, which usually falls short of the total academic expenses, private student loans offer higher loanable amounts which can augment the shortcoming of federal loans, federal aid or scholarship grants.

According to Bernard Worth, who created Loanable along with co-founder Justin Straight, there is a whopping $ 1.3 trillion in American student loan debt.

In addition, Loanable charges an annual service fee of $ 5.

Loanable then works with Dwolla to set up the automatic funds transfers with each lender who accepts your invitation.

Loanable helps you create friends and family loans online and repay them with auto - draft.

Loanable guides you during each step of the process and even provides a loan calculator to help inform your agreement's terms.

The founders pitch Loanable as a way for people to refinance student loan debt.

Loanable sends the emails and a welcoming video on your behalf to the members of your FFC network.

If you think about it, we are literally choking on loanable funds.

And neither is it a question of the lack of loanable funds.

Or loan it, unless it is one of a very few marked as loanable by the publisher and, if it is, you can't read it at the same time your friend is reading it.

Should the Fed taper its bond buying, rates will inevitably head higher as the supply of dollars chasing fixed - income investments will dwindle, forcing rates higher to lure more loanable funds.

Making e-books loanable will persuade a whole lot of people to read things they wouldn't have bothered with otherwise.

For example, if you want to raise $ 10,000 from your 20 closest friends and family members, you could use Loanable to create a $ 500 loan agreement for each of the 20 folks on your network.

Loanable takes the stress out of paying back and getting paid back.

Create a custom, legal friends and family loan agreement in just a few simple steps with Loanable.

Banks are not intermediaries of loanable funds — and why this matters.

But imagine a scenario where the demand for loanable funds leaves interest rates near zero, but the times are insecure and violent, leaving you uncertain that if you stored your cash privately, you would run too large of a risk of having it stolen.

Many economists believe that government spending «crowds out» private investment by forcing the private sector to compete for bonds in the mythical «loanable funds market».

There's also considerable slack in capital markets (lots of cheap, loanable funds), a global excess of savings over investment («sec stag»), investment deficits in public goods, and if anything, a deflationary bias in economies across the globe, including here and especially in Europe.

Interest rates are a function of the supply and demand for loanable funds.

But now, perhaps, we'll be seeing the first sign of demand for loanable funds.

Most printed books last for years in library collections and that didn't affect book sales when the economy was a bit more flush; those loanable titles just whetted the public's appetite to borrow and buy more.

As for the monthly payments, Loanable has teamed up with Dwolla so that regular loan payments are made automatically from the borrower's bank account to the lenders» accounts — that way late payments are more easily avoided.

The founders of Loanable were inspired by this very problem: what if people could save thousands of dollars on student loan interest rates by borrowing from friends and family instead of big banks?

The other information, including the final loan agreement, is stored by Loanable on an encrypted Amazon database.

The Loanable lending platform is the brainchild of two founders, Bernard Worthy and Justin Straight.

Their initial impetus was to give students and graduates a way to refinance high - interest student debt through a network composed of family and friends, although there is no restriction for the purpose of borrowing on Loanable.

The idea is straightforward: Create an FFC network on Loanable, draw up loan agreements with the rates and terms, and have a third - party agent, Dwolla, transfer repayments monthly from the borrower's account to the lenders.

Loanable's formal mechanisms (i.e., loan agreements, bank transfers) add legitimacy to the process.