Sentences with phrase «loans borrowed by»

Not exact matches

He lowered the loan - to - value ratios that govern what Canadians can borrow by refinancing their homes, and he raised the minimum downpayment.

Its net interest income, the «spread» between what it charges on loans and pays for the deposits that fund those borrowings, jumped from by $ 900 million or 9 % to $ 11.2 billion, compared with Q2 of last year.

The agency commissioned a survey that found 720,000 families would struggle to make payments on their home - equity loans if interest rates rose by a mere 0.25 percent, and almost one million would be in trouble if borrowing costs rose a full percentage point.

Credit cards, personal loans and borrowing from family or friends were among the most popular alternatives, according to a first - quarter survey by Pepperdine University's Graziadio School of Business and Management and Dun & Bradstreet.

Alternatively, the trust can borrow money to buy shares, with the company repaying the loan by making contributions to the trust.

Auto loans are the main reason total balances continue to expand: TransUnion, the credit bureau, recently reported that auto borrowing by Canadians rose nearly 9 % last year.

Some economists believe that rising student loan levels are keeping young people from launching companies by soaking up their borrowing capacity.

One way to improve that balance of power is by learning to recognize when loan officers may believe it's the right time for your company to borrow funds.

A 2014 report from the New American Foundation estimated that 40 % of loan debt was held by the 14 % of students seeking graduate degrees and the College Board found that graduate students borrow an average of nearly three times more per year than undergraduates.

The amendment provided for (i) an immediate reduction in the interest rate margin applicable to the loans outstanding under the Senior Secured Term Loan Facility from (a) 3.50 % to 3.00 % for LIBOR borrowings and (b) 2.50 % to 2.00 % for base rate borrowings, (ii) an immediate lowering of the LIBOR floor for loans outstanding under the Senior Secured Term Loan Facility from 1.25 % to 1.00 % and (iii) the borrowing of incremental term loans, the proceeds of which were used to repay the outstanding loans of lenders that did not consent to the repricing amendment (the Non-Consenting Lenders) in an aggregate principal amount of approximately $ 99.6 million, which is the amount of loans held by such Non-Consenting Lenders on February 8, 2013.

First - year undergraduate students may borrow up to $ 5,500, with no more than $ 3,500 in subsidized loans if they are claimed as a dependent by their parents.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

In most parts of the country, the maximum amount that homebuyers can borrow is $ 424,100 (if they're taking out loans backed by Fannie Mae or Freddie Mac).

Those who borrowed $ 100 in 1932 earned $ 901 by 1962 after investing in stocks and paying off the loan.

However, it's possible to increase the amount of money you're qualified to borrow by combining a business loan with 401 (k) business financing.

And you may be able to borrow more, depending on what you have in your savings or CD account (the loan value is determined by what's in your account).

The CAPLines program allows you to borrow money working capital needs and other purposes, with up to 85 % of the loan guaranteed by the SBA.

One example of this process, confusingly, might even be the United States in the 1920s, as Marriner Eccles (the brilliant Federal Reserve chairman under then - president Franklin D. Roosevelt) explained endlessly to an uncomprehending elite: if all the chips at the poker table are held by the same few players, the only way the rest can keep playing with them is to borrow chips, even though in the end they will not be able to repay the loans.

So if you borrow to buy property, your loan payments will eventually be justified by the increased value, while business loan charges can be paid from operational revenue.

A September study published by the Brookings Institution found that a large share of the growth in the number of students struggling to pay off their loans over the past several years is tied to students borrowing to go to for - profit schools and to a smaller extent two - year community college.

Loan limits also play a role here, but it's possible to borrow above those amounts by using a jumbo mortgage or by making a larger down payment.

For example, there's a cap on how much you can borrow when using a Federal Housing Administration (FHA) loan, and a different cap if you plan to use a conventional mortgage product that's not insured by the government.

Adair Turner, former chief regulator of the British banks, argues that we need to reign in the growth of unproductive private debt by imposing tighter controls on banks through much higher capital requirements and by imposing limits on borrowing, such as maximum loan to value mortgage rules.

This reflects borrowers switching from loan products with higher interest rates, such as traditional fixed - term personal loans, to products which attract lower rates of interest, such as home - equity lines of credit and other borrowing secured by residential property.

The details of the new mortgage loan can be customized by the homeowner, include the new loan's mortgage rate, loan length in years, and amount borrowed.

This relief is mainly for students who borrowed loans made by for - profit schools, such as Corinthian school Genesis loans.

Growth in investment slowed further, borrowing costs rose and the share of firms applying for and getting bank loans remained at «rock bottom levels,» according to the China Beige Book, a report published quarterly by New York - based China Beige Book International.

MI has helped millions become homeowners by enhancing their ability to borrow in an affordable way by reducing the risk of their loans.

* Besides funding loans with retail deposits banks can and do fund them by borrowing on wholesale markets.

Bill 15: An Act to End Predatory Lending introduced by Service Alberta Minister Stephanie McLean targeted the payday loan industry, bringing down the amounts paid on payday loans from $ 23 per $ 100 borrowed down to $ 15 per $ 100.

As part of the terms of the partnerships crafted by China's government, if the nations that borrow the money can't pay back those loans, China assumes control of those projects.

With collateral loans secured by your home, it's especially important to borrow wisely.

A payday loan is a small short - term loan used by people who urgently need to borrow money until their next payday.

The margin loans lowered the borrowing costs incurred to hedge these swap trades and reduced the U.S. broker - dealer's customer reserve account deposit requirements by tens to hundreds of millions of dollars per day.

The glaziers purchased manu by borrowing money and using the club as security for the loan.

«This $ 2 billion loan is part of the N1.84 trillion the Federal Government of Nigeria has proposed to borrow to finance the 2016 budget, which is yet to be signed by the President, Mohammadu Buhari owing to unending controversies between the Executive and Legislative arms of government.

Olawore also said that a problem in the oil sector invariably affects the banking sector, because of the unpaid loans collected by marketers borrowed.

Speaking at a public lecture titled, «The State of the Ghanaian Economy — A Foundation of Concrete or Straw», chaired by Former President John Agyekum Kufuor, Dr. Bawumia revealed that, the total cost of infrastructure from loans, grants and taxes from 2009 to date, is around 7 billion dollars, whereas government has borrowed in excess of 39 billion dollars.

You are allowed to borrow $ 18,500 a year in subsidized and unsubsidized Stafford loans up to the cost of attendance calculated by your financial aid office.

George ends with some observations that are often forgotten: Third World debt has been largely or entirely repaid; those who borrowed were rarely elected by their peoples (who now suffer the terrible consequences); those who loaned were irresponsible or intent on making debtors subservient to their interests and, finally, there are no checks on international funding agencies.

Even if we exclude the mortgage borrowing, which has a more ambiguous affect on long - term wealth given that house prices may appreciate by more than interest and depreciation, even just the auto loan increases exceeded the amount by which employees increased their savings.

The finance regulations for school funding make no mention of loans to schools, only prudential borrowing by the LA to modernise the school estate.

Of course, you can always borrow ANY title in print FOR FREE by requesting it from your local library, usually via Inter-Library Loan.

Interlibrary Loan is a service that allows valid Brooklyn Public Library cardholders to request to borrow books not owned by BPL from other libraries in the United States.

It wasn't long before ebook lending libraries appeared, followed closely by libraries that actually loan out the e-reader device to patrons who don't own compatible hardware that will enable them to borrow ebooks.

Meanwhile, Amazon has reinstated the database connections needed by Lendle, a startup company that allows Kindle ebook users to loan books to one another, indicating that Amazon is opening up the Kindle on multiple fronts to be an e-reader that can borrow and share ebooks.

With physical books, access to books can be impeded by three barriers: archiving (physical books are expensive to preserve); indexing / search (even where catalogues are available online, searching for relevant books on a given topic can be difficult, and many books are not yet indexed); and obtaining books (once you find a book you think you want, you may need to buy it, borrow it or, if you have access to a library with the right relationships, attempt to order it via interlibrary loan).

This is only a ballpark figure as it's difficult to ascertain exactly how Amazon allocates the various funds for the Kindle Unlimited payout, but the October total borrowing figure is a big rise, on the same basis, of 24 % from 3,311,258 loans in September, which was up by 27 % from 2.6 million in August, and shows a continuing strong uptake for Kindle Unlimited from readers.

If the KDP fund is considered to be $ 5 million paid on borrows only and not including bonuses, then there would have been around 3,311,258 loans in September, up substantially by 27 % from 2.6 million in August.

A home equity loan turns the equity in your home into money for grad school by allowing you to borrow funds against your home's fair market value and the money you've put into it.