Sentences with phrase «loans have made»

Thanks to the improving luxury housing market, jumbo loans have made a rebound.
Traditionally, the fees associated with mezzanine loans have made smaller loans cost - prohibitive.
Nearly two thirds of respondents said their current loans have made it harder to save for retirement, and over 50 % said that the debt has made starting a small business more difficult.
As this About.com article discusses, the root of risk inherent in many mortgage products is in how these loans have made things too easy; too easy for anyone to qualify for or afford homes that are * much * bigger than one's budget, allowing people to pretty much dig their own money pit, thereby enabling the fermentation of housing bubbles that subsequently turn into explosive busts.
Since 1944, these flexible, no - down payment loans have made it possible for more than 18 million service members to become homeowners.
Thanks to the improving luxury housing market, jumbo loans have made a rebound.
Zero down home loans have made a huge comeback in recent years as millions of first time home buyers are finding loans with little or no down - payment.
Things like credit cards, mortgages and other personal loans have made it super easy to spend more than you earn.
The reason that these types of loans have made a huge hit in the financial industry is because as markets were not at their best, people started to slip up on paying their bills.
Their review shows that since 2012, student and auto loans have made up 90 percent of the increase in consumer debt.
Considering the headlines student loans have made over the past years, this is completely understandable.But if you want to reassess why student loans are a must for valuable... [Read more...] about Why Student Loans Are Important
Considering the headlines student loans have made over the past years, this is completely understandable... Click to read more
The Fannie Mae refinance loans have made a positive impact on reducing foreclosures, but the Obama administration wanted to go a step further.
Such loans have made sense for a long time, they were surely a better deal than the «affordability» loan products offered during the past few years.
Loans have made it possible to purchase items that you couldn't otherwise pay for in cold hard cash.
So banks now want a central bank to create the money to bail them out for the bad loans they have made.
MANY small businesses will be forced to pay tax on loans they have made to their own businesses under the new tax system.
Faulkner's most recent filing with the city's campaign finance board showed his account more than $ 50,000 in the red, and with most of the $ 217,641 raised coming from loans he has made himself.
Mr. Spies said Mr. Trump should also forgive the loans he had made to his campaign, to reassure contributors that he would not use their money to repay himself.
A co-signor on the loan has made payments for at least the past 12 consecutive months.
I was reading a book explaining Special Purpose Entities (SPEs) and an example is used in the book: a firm could sell loans it has made to customers to an SPE that issues bonds to purchase the...
The complication of managing multiple loans has made loan consolidation an appealing service to many cash - strapped graduates.
a firm could sell loans it has made to customers to an SPE that issues bonds to purchase the loans.
(or see the MHN exec sum here) The paper highlights the role of the GSEs (Government Sponsored Enterprises, i.e. FNMA «Fannie Mae» and FHLMC «Freddie Mac») in today's multifamily finance market and presents five recommendations for the future making their points with a set of charts that demonstrate the size of their role in multifamily as well as the very low amount of bad loans they've made in the sector.
This month, at least three Wall Street firms — JPMorgan Chase, Citigroup and Merrill Lynch — began demanding more cash as collateral for the loans they had made.
Allowing students of shuttered schools to both keep their credits and discharge their loans would make a big difference to students who are left stranded by these school closures.
After I got my notice of the pending transfer from Direct Loan around 2 - 3 weeks ago, I was a bit paranoid from the posts here, so I compulsively checked the FedLoan website every day to see if the loan had made finally it over to them.
Next you will see balance information for each loan you have made, interest paid, the amount available to pay on the debt, the actual amount paid on the debt, and the new balance after the payment is made.
Prosper likes to promote the fact that every investor since 2009 (Prosper 2.0) that has invested in at least 100 loans has made a positive return.
At such a time taking a personal loan would make more sense.
The interest - only loan would make her repayments much lower in the short - term but she was worried she might not be able to make the increased loan repayments when the interest - only period ended.
Farr had argued the spending was repayment of a loan she had made to the organization, but the court said Farr's evidence supporting the claim was insufficient.
That's why a loan would make sense in these cases.
The combination of historically low interest rates and tighter underwriting standards on senior loans has made mezzanine debt highly attractive to borrowers.
Paying off student loans has made us somewhat house poor but we'll get through.

Not exact matches

And even the Federal Reserve's modest rate hikes have had an outsized impact on the bottom line of Bank of America, which pockets the extra interest it collects on loans while paying out much less on consumers» deposits (making money on the so - called spread).
In March Boston - based Eastern Bank said it would make online loans available for amounts up to $ 100,000 in a streamlined digital process that takes minutes, also allowing some applicants to get money the same day.
Politics aside, Bernie Sanders has at least made Americans think about crushing student - loan debt and more.
If you've determined that extra funds can take you to the next level, make sure you can afford the loan you're seeking for the life of the loan.
After the recession financial institutions have made the loan sanctioning procedures a little rigid and therefore the applicants are carefully scrutinized and even the slightest discrepancy in the credit worthiness could render the loan application rejected.
Sen. Cory Booker, D - N.J., makes his way through a crowd into the main entrance of the Quicken Loans Arena.
At the same time, higher loan interest and rising prices in India have made it harder for people to buy property in their country.
But rising delinquencies have made it harder to raise funds for fresh loans, prompting the sector to review its business model, which tends to attract borrowers with low credit quality.
It may mean the deal becomes something else, like «I have to secure myself, so let me make it just a loan or a convertible note, or whatever, because I don't know what this person's going to do.»
Stamler says the SBA estimates the ARC program will be able to make 10,000 loans with the funding it has.
But sometimes this support hasn't turned out so well, making these federal loan programs quite controversial.
Instead, senior loan officers have authority over whether to make loans, and the company uses proprietary algorithms that look at applicants» credit history to determine their credit worthiness, SoFi said.
Though many community banks in this program have, controversially, used this money to pay off TARP rather than lend to small business, Hall says the money will help Team Capital make $ 200 million in loans to local small businesses, and it has enabled it to loan out $ 40 million in the past year.
The skin - in - the - game rule would still apply to interest - only (also called zero - down) mortgages and loans made to borrowers who don't meet certain other standards meant to ensure their ability to repay.
«Explain that you've been making the payments on time and it doesn't make sense to treat this as a default because that will turn a good loan into a bad loan
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