Sentences with phrase «loans offer high»

Option ARM home loans offer high degree of flexibility programs which permit minimum payments in the initial years.

Wells Fargo's personal loans offer high limits and flexible repayment terms.

In exchange for their credit risk, these loans offer high interest payments that typically float above a common short - term benchmark such as the London Interbank Offered Rate, or LIBOR.

Therefore, while floating - rate loans offer higher interest income when interest rates rise, they will also generate less income when interest rates decline.

On the upside, where federal student loans only offer a limited borrowable amount, which usually falls short of the total academic expenses, private student loans offer higher loanable amounts which can augment the shortcoming of federal loans, federal aid or scholarship grants.

Although these loans offer higher interest rates for borrowers with short credit histories or a low credit score, the fact that they report to the three major credit reporting agencies means that on - time payments can build your credit score over time.

2500 dollar Installment loans offer higher amounts of money than many short - term loans.

Not exact matches

While banks aren't likely to charge rates that high for the loans originated through their partnerships, the rates are likely to be higher than what they offer for more traditional commercial loans, some financial experts say.

The bank offered a loan at a low rate to pay off her high - interest credit card debt, and she ended up taking out a second mortgage for $ 80,000.

Hedge funds and private equity funds saw the potential to corner this market and began offering much higher loan to value ratios, meaning they would lend as much as 80 percent of the value of the property.

These firms allow consumers quick, easy access to credit, but in return offer extremely high interest rates, which if not managed properly can cause big problems for the people taking the loans.

Having a poor credit score will either keep you from obtaining credit altogether or place you in a high - risk category, which means that if you're approved for credit or loans, the interest rates you'll be offered will be significantly higher than someone with excellent credit.

For example, 57 percent of those who participated in the ETA survey chose a shorter - term loan option with a higher APR for a hypothetical short - term business opportunity because it offered a lower overall dollar cost when compared to a longer - term loan with a lower APR..

Generally, direct loans to undergraduate students are offered at the lowest rates, while PLUS loans to parents and graduate students are offered at higher student loan rates.

1) Do not blindly accept the highest offer if it is contingent on the buyer getting a loan.

Because small businesses are considered higher risk than their larger cousins, the SBA loan guarantee helps banks offer more flexible loan terms, meaning borrowers can be approved even if they have fewer assets than what would be required with a traditional term loan at the bank.

Although the bond market is also volatile, lower - quality debt securities, including leveraged loans, generally offer higher yields compared with investment - grade securities, but also involve greater risk of default or price changes.

For example, 57 percent of those surveyed by the ETA chose a shorter - term loan with a higher APR for a short - term loan purpose because it offered a lower overall dollar cost when compared to a longer - term loan with a lower APR..

If you need to borrow more than $ 150,000 or want a long - term loan, your choice between the two lenders is clear — LendingClub is the only one of the two that offers loan amounts higher than $ 150,000 and terms longer than one year.

Lendistry's SBA Loans offer qualifying businesses planning for long term growth rates no higher than 10.25 % *, terms up to 10 - years, and monthly payments.

Variable rates currently offer lower interest rate options, resulting in additional interest savings, but keep in mind — variable rate student loans are often higher risk for borrowers than fixed interest rate student loans.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeLoans, depending on our leverage ratio and on certain factors relating to this offering.

While the rates offered by the company were much higher than those for other online lenders, customers are not required to provide collateral, and rates are still lower than what you would see for payday loans or no credit check loans.

While crowdfunding websites offer loans to people who can't or don't want to get money elsewhere, these sites also let people invest their money in these high - risk loans.

If you don't have great credit, the interest rate offered by the lender may end up being higher than the rate you are currently paying on your loan.

You can get funds within 24 - 48 hours after you are approved for a loan, and APRs range between 19.99 % and 49.99 %, which is comparable to rates offered by other online lenders (though this still may be higher than APRs offered by a bank or credit union).

Namely, private loans tend to have much higher interest rates than loans that are offered through the federal government.

When compared to other online lenders, OnDeck offers some of the highest loan amounts.

The company helps students search for and identify student loan repayment programs that work best for them (i.e., programs that offer better terms based on higher credit scores, programs that offer discounts for military veterans).

Bank lenders in the Buckeye State also offer refinance loans, but we found that their rates are typically a dozen basis points higher than rates on the same products at direct lenders.

Kabbage and Fundbox both have similar line of credit products; however, Kabbage offers higher loan amounts and longer terms.

EdvestinU is not like other lenders — whereas most other lenders are typically for - profit banks or credit unions, EdvestinU is a non-profit lending program offered by the New Hampshire Higher Education Loan Corporation.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeLoans, depending on our leverage ratio and on certain factors relating to this offering.

These student loan refinancing companies — which are private lenders, unrelated to the state or federal government — offer a solution to student loan borrowers looking to lower their high interest rates and make student loan payments more manageable.

High - profile companies such as Pricewaterhouse Coopers and Fidelity have recently announced they will offer student loan repayment assistance to employees.

A commercial lender that offers short - term loans will charge higher interest rates, but it's more likely to approve and fund a loan quickly.

Floating - rate loans have yields and volatility similar to high - yield corporate bonds, with one major difference: As their name indicates, their interest rates «float,» adjusting periodically based on a benchmark rate, typically the London Interbank Offered Rate (LIBOR).

For borrowers, leveraged loans offer two significant advantages over high - yield bonds: They are cheaper, by about 100 basis points on average at the moment.

For instance, I know of many lenders who will only offer FHA home loans to borrowers with a FICO score of 640 or higher.

If a company is going to ask an investor to lock - up their money for longer, in this loan, they have to offer a higher interest rate than they would if the loan is only for a few years.

They also offer unlimited funding and 30 - year fixed - rate loans with high loan - to - value loans, so no matter where in Kansas you're looking, this is a great resource for those just starting out.

Some issuers offer unsecured credit in the form of short term loans with higher - than - average rates.

Even if you are considered a moderate - or high - risk borrower, some finance companies will be willing to offer a near - prime car loan.

Leveraging our leading institutional distribution platform, our goal is to provide our clients with solutions across all banking products, including initial public offerings, follow - on offerings, wall - crossed offerings, bought deals, private placements, ATMs, convertible offerings, leveraged loans, investment grade and high - yield debt offerings and all forms of advisory services.

Lenders and services offer consolidation loans to borrowers with multiple revolving and installment debts but the rate can be higher if you have tarnished credit.

The Peerform Consolidation Loan Program offers a fixed - rate Consolidation Loan which can be used to pay off high interest credit card debts.

Some lenders offer small loans with very high interest rates and terms varying from 2 weeks to 2 months.

These are high - LTV loans backed by Fannie Mae and Freddie Mac, and offered by local lenders.

Some finance companies even offer no - interest auto loans but think of factors such as higher auto insurance premiums, high repair bills, and depreciation.

One is the Express loan, which offers speedy processing times in exchange for smaller loan amounts and slightly higher interest rates.