Sentences with phrase «loans on balance sheet for»

Using default rates for loans on balance sheet for those that are sold to third parties?

Banks lend us money, we loan it to a borrower, and we hold that loan on our balance sheet for the term of the loan.

Not exact matches

Tasked with avoiding a new financial crisis, the ECB is putting pressure on banks to clean up their balance sheets from unpaid loans inherited from the last recession, a problem for most countries in the south of Europe, as well as Slovenia and Ireland.

The fact that your pet rock shares go from valuations of $ 1,000 on Friday to $ 1 on Monday rips the bandaid off in a way you don't get when banks can inflate for months on end their balance - sheet value of non-performing loans.

As I wrote of few years ago, «The fact that your pet rock shares go from valuations of $ 1,000 on Friday to $ 1 on Monday rips the bandaid off in a way you don't get when banks can inflate for months on end their balance - sheet value of non-performing loans.»

For financial saving, one party's saving deposit, loan or credit appears as another party's debt on the opposite side of the balance sheet.

Fannie Mae and Freddie Mac are already insolvent, and face «significant negative impact» on their net worth resulting from the required consolidation of «off balance sheet» loans into their financial reporting, which will take effect in financial statements for periods beginning January 1, 2010.

In other words it would be better for the ECB to circumvent the banks, not to rely on them to create loans and hence deposits at a time when they are suffering impaired balance sheets.

Finally, GM's quick repayment of the loans has whetted the appetite of some commentators (including DeCloet) for the ultimate repayment of the full government contribution. That would occur through the issuance of public equity by GM and Chrysler, creating a market for those stocks into which the government would presumably sell its shares. There is even some nefarious language in the rescue packages requiring the government to sell off its shares within specified, relatively aggressive timelines. The more I think about it, the less this makes sense — neither for the auto industry, nor for taxpayers. Why not hang onto the equity stake? If the companies recover and the equity gains market value, then the government will be able to claim that on its balance sheet (hence officially recouping the cost of its written - off contributions and creating a budgetary gain).

Mortgage Lender Escrow Requirement Exemption — Vote Passed (294 - 129, 8 Not Voting) The House passed the bill that would exempt lenders with assets of $ 10 billion or less from the 2010 financial regulatory overhaul requirement that such lenders establish escrow accounts for the first five years of so - called «high - priced» mortgage loans, if the lenders hold the loan on its own balance sheet for three years after the loan is made.

The PMIERs establish the foundation for MI to provide greater «front - end» risk sharing solutions — transferring credit risk to third parties when the loan is originated, rather through «back - end» risk sharing on loans that are already on the GSEs» balance sheets.

Each period's interest expense is accounted for in the income statement, and the ending loan balance is reflected on the balance sheet.

Purchasing a truck requires the business owner to put the truck on the balance sheet as an asset and any loan used for purchase becomes a liability.

A secondary market should free up lender balance sheets so they can either enter the business or - for those already lending on mobile homes - originate additional loans.

This cash value can be counted as an asset on the balance sheet and used for a variety of business purposes such as meeting cash flow needs, collateral for securing a loan or supplementing retirement programs.

Europe has a sizable and growing market for non-performing loans (NPLs) with an estimated $ 1.3 trillion of NPLs now on the balance sheets of the region's banks, according to an Ernst & Young 2013 report on the market that was released last week.

You might not think of commercial banks as a prime source for longer - term loans — but seven - year terms have become common for commercial mortgages provided from the balance sheets of banks eager to lend, especially on multifamily properties...

Those funds appear on the Balance Sheet along with any payments for loans, payments made to the owner / broker along with shareholder adjustments if the company is a limited corporation, car payments if the car is purchased, credit card balances and any other non-expense items such as outstanding taxes.

As a result, by raising the total cost of funding, implementation of the newly proposed rules directly addressing on - balance sheet mortgage purchase loans for single family homes could further restrict the supply of mortgage credit.

As a Vice President, Mr. Cohen focused on loan origination for the life company's balance sheet.

Mr. Grice brings considerable expertise in real estate capital markets as his lending experience encompasses underwriting and structuring financing for on balance sheet loans, CMBS, mezzanine as well as joint venture equity investments.