Sentences with phrase «loans on bank balance sheets»

Much as REIT stock prices have fallen, and CMBS prices have fallen, the impact has yet to be realized on commercial whole loans on bank balance sheets.

Bad loans comprise a staggering 9.86 percent of all loans on bank balance sheets, the highest level in nearly two decades.

Not exact matches

It's a far cry from the days — say 15 years ago — when less than a dozen banks held a corporate loan on their balance sheet, and companies could renegotiate the terms of their loan with a single creditor, or a small committee.

The credit boom has been fueled by strong economic growth, a robust property market and a crackdown on riskier shadow lending, which has forced banks to shift some loans back onto their balance sheets.

Tasked with avoiding a new financial crisis, the ECB is putting pressure on banks to clean up their balance sheets from unpaid loans inherited from the last recession, a problem for most countries in the south of Europe, as well as Slovenia and Ireland.

Bank - led efforts to shield loans held on balance sheet from new mortgage rules are drawing heavy fire from consumer activists and independent mortgage lenders.

Some mortgage experts have argued that community banks had lower nonperforming loans during the crisis because of the strong relationships with their customers, and the loans held on their balance sheets performed better.

The fact that your pet rock shares go from valuations of $ 1,000 on Friday to $ 1 on Monday rips the bandaid off in a way you don't get when banks can inflate for months on end their balance - sheet value of non-performing loans.

As I wrote of few years ago, «The fact that your pet rock shares go from valuations of $ 1,000 on Friday to $ 1 on Monday rips the bandaid off in a way you don't get when banks can inflate for months on end their balance - sheet value of non-performing loans.»

In other words it would be better for the ECB to circumvent the banks, not to rely on them to create loans and hence deposits at a time when they are suffering impaired balance sheets.

Because the government is only liable if the banks offering the loans collapse, the extra borrowing doesn't appear on the balance sheet.

Last 12 months bank statement of the company, and all the EMI reflection if any loans going on as per the Balance Sheet

You fell behind on your private student loan payments (by more than 90 - days); to the point where your private student loan account was «written off» and sold to a third - party debt collection company (where the bank — and whoever else is involved — can now remove the account from their balance sheet).

In CMBS, if the special servicer has no bias, or if a healthy insurer / bank holds the loan on balance sheet, you extend when you are optimistic that this is just a short - term difficulty with the property, and you think that the property owner just needs a little more time in order to refinance the loan.

Banks will extend the loans, whereas CMBS special servicers will foreclose on some and extend others — the balance sheet of a CMB Securitization is not as flexible as that of a bank.

As the price of college has climbed rapidly over the last decade so has the sum of student loan debt floating on bank balance sheets, as shown by our statistics.

Also, this strategy is favorable to a traditional bank loan, both on your business balance sheet, because it is backed by an asset (your insurance policy), and because your interest rates are likely more favorable.

Banks would rather do conforming loans that they could sell off to Fannie - Mae & Freddie - Mac than do larger loans they had to hold on their weak balance sheets.

Banks lend us money, we loan it to a borrower, and we hold that loan on our balance sheet for the term of the loan.

-- Based on historically low rates, banks who are still intent on de-risking and / or reducing their balance sheets, and insatiable fixed income investor appetite, there's been huge opportunity to issue & re-finance — the leveraged loan market is booming:

``... banks were anxious to avoid holding loans on their balance sheets; they preferred to package them and sell them off to investors who were not subject to supervision and persuasion by the regulatory authorities» (George Soros, The Crash of 2008 and What it Means).

A third factor contributing to the collapse of institutions like Lehman Brothers was securitisation: the practice under which lenders package up mortgage loans and sell them on to investment banks in the form of mortgage - backed securities — and in the process getting the loans off the lenders» balance sheets.

The COP report estimates that a substantial portion of real estate - backed securities and whole loans remain on bank balance sheets.

Most of these loans — now rotting as delinquencies and defaults rise — remain stuck on bank balance sheets.

Europe has a sizable and growing market for non-performing loans (NPLs) with an estimated $ 1.3 trillion of NPLs now on the balance sheets of the region's banks, according to an Ernst & Young 2013 report on the market that was released last week.

You might not think of commercial banks as a prime source for longer - term loans — but seven - year terms have become common for commercial mortgages provided from the balance sheets of banks eager to lend, especially on multifamily properties...

However, banks are also highly sensitive to their commercial real estate concentration risk, which could make them more cautious on making additional loans depending on their balance sheet.

The Basel III regulations directly address single family residential loans that are made to consumers and remain on bank balance sheets.

As a result, investment banks were forced to keep tens of billions of dollars of loans on their balance sheets.

Bank activity is going to differ widely depending on each bank's balance sheet and existing loan portfolio, as well as the health of the local or regional economy where they operBank activity is going to differ widely depending on each bank's balance sheet and existing loan portfolio, as well as the health of the local or regional economy where they operbank's balance sheet and existing loan portfolio, as well as the health of the local or regional economy where they operate.