Sentences with phrase «loans on their books because»

Most lenders do not want to put 15 or 30 year fixed rate loans on their books because they can not collect fixed rate deposits or other borrowing sources with 15 - 30 year maturities.

Not exact matches

But he would still be on the books with Arsenal because the potential move would only be a temporary loan move lasting for a single season.

The book reveals how commercial banks that ostensibly lost money on bad loans to Third World governments in reality lost very little because, since 1982, Northern taxpayers have contributed between $ 44 and $ 50 billion in tax relief on bank provisions and «losses».

Kindles: Amazon has a larger catalog of modern books because amazon has been in the e-book market longer than anyone other.They have 2,00,000 Kindle exclusive e-books with many from the famous authors who publish directly via amazon.There are not many choices to buy e-books for the kindle from other stores or free book sites.The bought books are stored in the cloud.Just keep the local copies of the books.You can also lend a book to a friend once for 14 days.Amazon also has kindle lending library which is currently available only to amazon prime subscribers.Thus via this service borrow books and read without buying.You can also read e-books loaned from the public libraries.Getting the loaded books onto the device is simpler on kindle unlike the nook.The books can easily be downloaded wirelessly via whisper sync service (an AT&T 3G powered connection).

The email I received from a colleague who had given her 95 year old mother a Nook and was requesting the loan period on ebooks be increased to 28 days because her mom couldn't finish a book in less than that (and 28 days is the standard loan period for a print book at that library) told me that ereaders were in the hands of a population that no one expected.

Because I can purchase a paperback copy of the same book for LESS than that; I can sell that paper book BACK somewhere or loan it to MULTIPLE friends; and let's be honest — the profit margin on a digital book is extraordinarily different than on a print book.

The book and subsequent articles point out precisely the opposite: when you bought the house in the first place you did leverage, because you had no equity to balance the loan; your lender had the strangle hold on your ownership of the property.

Variable - rate loans — Option Adjustable Rate Mortgages (Option ARMs) in particular — were especially attractive, because they carried higher fees than other loans and allowed WaMu to book profits on interest payments that borrowers deferred.

This is because book values of assets (and hence equity) are usually lower than their market value (e.g. due to historical cost convention and impairment losses) whereas the book value of debt remains relatively close to its market value (e.g. interest on bank loan is usually adjusted periodically in line with prevailing market interest rates).

Because lenders didn't have to keep the loans on their books, he said, they weren't too worried about the risk of losses.

The third reason banks aren't lending is because they have billions of commercial loans on their books at prices they know don't reflect the actual worth of those loans.

The transaction was complex because the acquisition of the loans was being funded by the concurrent securitisation, which had to comply with new US and EU risk - retention rules (which meant Goldman had to keep a portion of the securitisation on its own books).

In part, the change is occurring because lenders don't want to hold loans on their books for the longer period it takes to create more complex combinations.

Because of the vast number of problem loans on their books, some lenders want appraisers to value troubled assets at unreasonably low levels in order to serve their agendas of «dumping» troubled assets at fire - sale prices.

In Brandon Turner's book «The Book on Rental Property Investing», he states that you have your tenants paying your mortgage for you, and that he could work a minimum wage job for the rest of his life and still retire a millionaire because of the tenants paying down the lbook «The Book on Rental Property Investing», he states that you have your tenants paying your mortgage for you, and that he could work a minimum wage job for the rest of his life and still retire a millionaire because of the tenants paying down the lBook on Rental Property Investing», he states that you have your tenants paying your mortgage for you, and that he could work a minimum wage job for the rest of his life and still retire a millionaire because of the tenants paying down the loan.

The reason lending is tight is because money is tied up in REOs, foreclosures, and nonperforming loans still on the books,» Lewis adds.

That's both because they hold the loans on their books and have the authority to change the terms and because they have large commercial real estate portfolios.