Sentences with phrase «loans on which»

It is really a business decision for the lender to determine whether it would receive more money by accepting the St Paul Daytons Bluff Short Sale, or completing a foreclosure, reselling the property, and pursuing personal liability (i.e., deficiency judgment against the borrower and / or claims against guarantors, for loans on which those remedies are available.)

It is really a business decision for the lender to determine whether it would receive more money by accepting the St Louis Park Short Sale, or completing a foreclosure, reselling the property, and pursuing personal liability (i.e., deficiency judgment against the borrower and / or claims against guarantors, for loans on which those remedies are available.)

Thanks to solid gains in the lower end of the housing market, the first - time home buyer tax credit, and the rebounding stock market, lenders in mid — 2009 began cautiously lending money beyond the safe Fannie Mae, Freddie Mac, and FHA loans on which they relied for income during the credit crunch.

It is really a business decision for the lender to determine whether it would receive more money by accepting the Minnesota Short Sale, or completing a foreclosure, reselling the property, and pursuing personal liability (i.e., deficiency judgment against the borrower and / or claims against guarantors, for loans on which those remedies are available.)

It is really a business decision for the lender to determine whether it would receive more money by accepting the St Paul Central Short Sale, or completing a foreclosure, reselling the property, and pursuing personal liability (i.e., deficiency judgment against the borrower and / or claims against guarantors, for loans on which those remedies are available.)

It is really a business decision for the lender to determine whether it would receive more money by accepting the Farmington Short Sale, or completing a foreclosure, reselling the property, and pursuing personal liability (i.e., deficiency judgment against the borrower and / or claims against guarantors, for loans on which those remedies are available.)

MBA also asked firms to provide information about CMBS loans on which they are the «named special servicers» — that is, where the firm stands ready to service the loan should special problems, such as delinquency, develop.

Three - quarters of the borrowers had adjustable - rate mortgages, or ARMs — «teaser» loans on which the interest rate could be raised in short order.

The number of mortgage loans on which lenders have started foreclosure has remained largely steady during the past three quarters, MBA statistics showed.

When someone has reached the situation of actually not being able to pay back mortgage on his home, it means there are definitely other loans on which he has defaulted.

Debt Consolidation: Do you have loans on which you are paying varying high interest rates?

Biweekly mortgages and bimonthly mortgages are home loans on which payments are made more frequently than ordinarily is the case.

But the current Liberal government has still been forced to write off $ 200 million dollars in outstanding student loans on which it will never be able to collect.

Perth businessman Steven Goh is expected to declare bankruptcy this week following a soured loan on which he provided a guarantee.

Their decisions do change when the situation reaches a ludicrous point; I was once left with a loan on which I was paying 2 % over base when the base rate was 15 %.

For a mortgage used for other purposes, such as to consolidate credit cards or buy a car, the loan on which your interest is based is capped at $ 100,000, or $ 50,000 if married filing separately.

Trying saying an «investment loan on which the interest is not tax deductible» 100 times!

To qualify for the deduction, the student loan on which you paid interest must be a commercial loan taken out exclusively for the purposes of paying for education.

There are tons of investments that don't punish you for taking money out before you're 65, refinancing doesn't really affect liquidity (unless you're taking out more money, in which case it's just a loan on which you have to pay interest), and HELOCs (home equity lines of credit) are nothing more than a credit card whose collateral is the roof over your head.

A mortgage loan on which interest rates are adjusted at regular intervals according to predetermined criteria.

In other words, on any loan on which the borrower pays less than 20 percent down.

To qualify for the tax deduction, the student loan on which you're paying interest must have been taken out by you.

That is to say that a bank must prove a clear chain of title on any loan on which it intends to foreclose.

Not exact matches

And even the Federal Reserve's modest rate hikes have had an outsized impact on the bottom line of Bank of America, which pockets the extra interest it collects on loans while paying out much less on consumers» deposits (making money on the so - called spread).

Repayments, which include a blend of the original loan principal plus interest, begin the next month and recur on a monthly basis until the loan's term ends.

Roughly half of the 112 online lenders that make business loans are direct lenders, according to Barlow, which means they hold the loans on their own books.

Think long term, he advises: «If you don't get retirement fully funded, you're going to be on your kids» payroll for 15 or 20 years,» which could end up being more expensive in the long run than student loans would be.

«But also what job offers you have access to on LinkedIn, how much you will pay for insuring your car, which ad you will see in the tube, and if you can subscribe to a loan.»

Use these resources, which are often free, to gain insight on topics such as when to expand, when to seek credit and the types of loans available to small businesses.

This took three years of focused budgeting and willpower, but I'm happy to say that I completely wiped out my student loans, credit card debt and all but the last $ 1,500 of my car loan — which is on track to be paid off in September.

It achieves that by raising or lowering its policy interest rate, which influences other interest rates such as what you'll pay on your mortgage or auto loan, and the return you'll get on the balance in your savings account.

Another loan came from the WOF (since repaid in full), which at one point was forced to borrow $ 10.5 million itself from Beedie Capital Partners (the finance arm of Vancouver developer Ryan Beedie) at 15 % just to make its own follow - on investments.

Whole Foods Market is helping independent local producers expand and grow their businesses through its Local Producer Loan Program, which lends up to $ 10 million annually and accepts applications on a rolling basis.

A 7 (a) for working capital normally runs up to seven years, compared with under three for a typical unsecured commercial loan, which can work out to a 40 percent discount on the monthly payment.

In short, if you're applying for a loan, check to see which owners have the most invested in your small business: they'll have the biggest impact on your application.

And community banks, of which there are more than 6,000 in the United States, depend on new loans to small businesses to make money.

«The only way you can make matters worse,» says Ballentine, «is by keeping the business loan and your home mortgage at the same bank, which might impose a «cross-default» mechanism on you — so that both loans automatically go into default if you run into problems with either one of them.»

Those laws include state usury laws that limit interest rates and the Truth in Lending Act, which requires lenders to provide certain disclosures on total loan cost, said Stuart Rossman, director of litigation at the National Consumer Law Center.

«Since our company isn't one with much capital — our «assets» are our employees and contracts — we have been able to finance new programs under an accounts receivable margining system, in which the bank will loan us short - term funds based on our current contracts and receivables.

Deutsche Bank, which has loaned the Trump organization millions of dollars for real estate ventures, told Fortune it would not comment on any of its clients or on the legal proceedings.

Their weekly podcast, which drops on Tuesdays, is filled with refreshing conversations that convince student - loan - burdened twentysomethings — or anyone for that matter — that saving money isn't so far - fetched.

He said the company failed to properly pay his taxes on his behalf, made unauthorised loans, and overpaid for «security and other services,» costing him «tens of millions of dollars» and leading to financial trouble, of which he claims to have only become aware of in March of last year.

China eased the payment terms two years ago on some $ 19 billion in oil - for - loan deals, under which...

The interest rates on SBA - guaranteed loans are negotiated between the borrowing business and the lending institution, but they are subject to SBA - imposed rate ceilings, which are linked to the prime rate.

For instance, Wanda no longer has to record debts associated with those theme parks and hotels; all it has is the bank loan it took out to advance money to Sunac, which is now taking on the property and related leverage.

As CEO of Credible, a marketplace for student loan refinancing which was founded in 2012 and recently secured $ 2.7 million in seed round financing, Stephen Dash has some ideas on how to get your money in order before taking a big leap as an entrepreneur.

Meanwhile, small business loan approvals at small banks, which generally have been focusing on SBA loans in recent months, dipped to 48.7 % in December — a full percentage point from the previous month.

Applying for a new credit card or loan initiates a hard pull on your credit report that can lower your credit score, which can then impact your eligibility for a mortgage, or the final interest rate you're offered.

It's also worthwhile to check out secured credit cards and credit builder loans, which may ask for a deposit of funds to act as your spending limit on a card or deduct a monthly amount to save for you.

A late or missed payment can also hurt your credit score, which can make it harder to get a loan (or a good rate on a loan anyway) down the road.