Sentences with phrase «loans or borrowing»

If you need to cover a large purchase, like an overseas trip, you may not have to resort to loans or borrowing from your payments to pay for it.

Are 401K loans or borrowing against home equity ever a good idea?

However, people with bad credit in particular may have exhausted all other options such as bank loans or borrowing money from friends and family, which led to the option of applying for a short term loan online.

Additional possibilities include auto title loans or borrowing against home equity, but it's important to consider potential consequences for failing to repay secured loans.

When seeking business financing, most entrepreneurs first turn to traditional lending options such as bank loans or borrowing from friends and family.

Have you ever wanted to loan or borrow Kindle ebooks with your friends and family?

Last month, Barnes & Noble released an update to the Nook Color that pushed it more in the direction of tablets, adding its own app store with games such as Angry Birds, a native email app and a Nook Friends social network, which allows users to see what their friends are reading, check out book reviews, loan or borrow eBooks, share how far along in a book they are and recommend titles to friends.

However, you also have the option to take small loans with short - term commitments through payday loans or borrow a bigger amount through personal loans to meet these financial emergencies.

Even if you don't have the money on hand, you may want to consider taking out a bank loan or borrowing from friends or family.

According to the above CFPB report, more than 80 % of single - payment auto title loans aren't repaid on time, with most borrowers forced to renew the loan or borrow money elsewhere to cover the debt.

Financing a small business or other venture where a small business loan or borrowing from friends and family may not be feasible.

Fortunately, we live in times when taking out a loan or borrowing money is not a problem.

While simple in concept, it is a number that can either really help you, or really hurt you when you apply for a loan or borrow money to make big purchases or down payments.

Altogether, 59 percent of parents who cosigned student loans or borrowed parent student loans to finance a child's college degree said they pay some or all of the student loan debt they incurred.

However, if you decide you take a loan or borrow from it, then this will no longer apply.

According to the above CFPB report, more than 80 % of single - payment auto title loans aren't repaid on time, with most borrowers forced to renew the loan or borrow money elsewhere to cover the debt.

Using smart contracts, it allows users to loan or borrow digital tokens across otherwise disconnected blockchains.

Ferlito said it is «close to impossible to raise money in Detroit, at least in senior debt, which is typically secured, priority loans or borrowed money that a company must repay first if it goes out of business, for downtown.

The seller who carries a loan as the bank can always sell the loan or borrow against the cash - flow.

Not exact matches

Its net interest income, the «spread» between what it charges on loans and pays for the deposits that fund those borrowings, jumped from by $ 900 million or 9 % to $ 11.2 billion, compared with Q2 of last year.

You can borrow against this equity — lenders often loan up to 75 or 80 percent of a property's appraised value.

A default could result in Valeant having to pay back its loans immediately — something that would be very hard for it to do — or face much higher borrowing rates.

Repak: While borrowing from friends or family is better than borrowing from a bank and especially those high - interest payday loans, only lend money if you're fine with never getting it back.

Maybe you could borrow from a family member or take out a home equity loan.

Graduates who borrowed money to pay for college will have to evaluate how best to pay back their federal and / or private loans.

In the business world, taking investments too early or from unsophisticated investors can be the equivalent of borrowing money from a Vegas loan shark.

Credit cards, personal loans and borrowing from family or friends were among the most popular alternatives, according to a first - quarter survey by Pepperdine University's Graziadio School of Business and Management and Dun & Bradstreet.

Banks are still somewhat stingy with loans, but if you have strong enough credit and are willing to borrow talk to your bank about loans or lines of credit.

If you're borrowing $ 10,000 for payroll or other routine operating expenses, you're not generating more revenue from the loan and could find yourself in the same spot three to six months from now.

That could make it harder to borrow money, buy a house or car, or refinance your loans at a better interest rate.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

The financial portion of your cash flow statement includes items like loan or credit line obligations (repayment from borrowing money), issuing or buying back stock, and any cash dividends.

And keep in mind that if your company ever wants to borrow money in the future, it's likely that any investor who owns 20 percent or more of the company will have to guarantee the loan personally.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

Undergraduate students completing their third year or beyond may borrow $ 7,500 for the year, with no more than $ 5,500 in subsidized loans as a dependent.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

For example, most payday loans charge a percentage or dollar amount for every $ 100 borrowed.

Procedures were in place to discount bills for immediate payment, and to evaluate the borrowing capacity of enterprises whose assets could be quickly liquidated, or well attested income streams that could be capitalized to carry bank loans, as in the case with real property.

With a Perkins Loan, undergraduate, graduate, and professional degree students may borrow if they can show a financial need and there are federal funds available at the college or university at which they are enrolled.

That year, about 90 percent of all loan fees came from consumers who borrowed seven or more times, according to the agency, and 75 percent were from consumers who borrowed 10 or more times.

This is because there is a higher risk that you won't pay back the loan if you borrow a lot or if you plan to repay the loan over a long period of time.

In most parts of the country, the maximum amount that homebuyers can borrow is $ 424,100 (if they're taking out loans backed by Fannie Mae or Freddie Mac).

Have your lender explain your cost as cents on the dollar (you pay back 7 cents for every dollar borrowed) or as the total cost of the loan.

The rates that have responded most significantly to lower borrowing costs are short - term loans for financial speculation, above all for derivatives and related buying or selling of stocks and bonds on margin — enormous gambles on which way the dollar, the stock market and interest rates may go.

Regardless of whether or not your chosen small business lender uses the SMART Box disclosure, in addition to some basic considerations like amount borrowed, payment frequency and amount, and the term of the loan, understanding the following will help you make a more informed loan decision:

If you need to borrow more than $ 150,000 or want a long - term loan, your choice between the two lenders is clear — LendingClub is the only one of the two that offers loan amounts higher than $ 150,000 and terms longer than one year.

For example, federal loans can often be a better option for borrowing — even if you could get a lower interest rate on a private student loan — because federal loans have advantages private loans don't have, such as the opportunity to choose income - driven repayment plans or qualify for the Public Service Loan Forgiveness Progloan — because federal loans have advantages private loans don't have, such as the opportunity to choose income - driven repayment plans or qualify for the Public Service Loan Forgiveness ProgLoan Forgiveness Program.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeLoans, depending on our leverage ratio and on certain factors relating to this offering.

With Credibly, there are no credit score, collateral or personal guarantee requirements, making the lender a good choice for an unsecured loan, and you can borrow up to $ 250,000 — the most of any lender in this category.

Now, you have additional options for borrowing, including non-bank lenders or peer - to - peer loans.