Sentences with phrase «loans result in»

You made a low down payment on your vehicle: The reason for the gap when you make a low down payment is that larger loans result in lower upfront principal payments.

Borrowers should keep in mind that lower interest rates at the beginning of a loan result in more actual savings than lower interest rates towards the end of a loan since the principal is lower as time goes by (interest charged is a percentage of the current loan balance).

Those bad loans resulted in a badly damaged balance sheet and, ultimately, insolvency.

The new loan results in a lower aggregate cost than the existing facility, Home Capital's Chief Financial Officer Brad Kotush said in a statement.

Oftentimes, a successful «predatory» loan results in a debt trap for the consumer, leaving them with harmful fees and mounting debt payments under their belts.

Calculating the effect of inflation on the interest rate of a loan results in a figure called the real interest rate, which is roughly equal to the difference between a loan's advertised interest rate, called the nominal rate, and the rate of inflation:

A federal consolidation loan allows borrowers to combine their loans resulting in one single monthly payment; however, the interest rate on that loan is a simple weighted average from the previous loans.

A home loan results in a mortgage lien on your property's title, which secures the debt's repayment to the lender.

Failure to pay back the loan results in ordinary income tax and early withdrawal penalties on the full amount of your outstanding loan.

Consolidating one's federal loans results in a single fixed interest rate that is guaranteed for the life of the loan.

Defaulters of personal loan results in a low credit rating and also lands you in a legal battle with the lender.

Borrowers should keep in mind that lower interest rates at the beginning of a loan result in more actual savings than lower interest rates towards the end of a loan since the principal is lower as time goes by (interest charged is a percentage of the current loan balance).

If we keep the interest rate constant, an increase in the term of the loan results in a lower monthly payment.

Not exact matches

As a result, the firm hasn't seen much change in the overall size of its loan book, despite overall growth in the non-bank residential mortgage industry.

Sectors dealing with over-capacity issues like steel and coal are doing «quite well» in China, Gao added, meaning there are fewer concerns about non-performing loans and the resulting shocks to financial stability.

Secondly, if your small businesses or nonprofit is located in a declared disaster area and you have lost money as a result of a disaster — even if you did not sustain physical damage — you could be eligible for an Economic Injury Disaster Loan.

A default could result in Valeant having to pay back its loans immediately — something that would be very hard for it to do — or face much higher borrowing rates.

A 2013 Federal Trade Commission study found that 20 percent of consumers identified errors on their reports that might affect their score, and 5 percent had an error significant enough that it could result in their paying higher loan rates.

SBA loans allow banks to approve a loan with less collateral or a lower down payment (if cash flow supports repayment), offer a borrower a longer term to repay resulting in lower payments that fit the business» cash flow, or in some cases, underwrite the company's projections for repayment.

Results from First Data Corp. and Visa showed a surge in consumer spending since the tax overhaul; the regional banks showed improving loan growth; and numbers from the real estate investment trusts told a story of rising demand and favorable deregulation, the «Mad Money» host said.

Longer - term financing contracts, and the resulting increase in consumer debt, also meant more owners were «underwater» — that is, they owed more on their loans than their cars were worth.

The EC alleges that IKEA used an intercompany loan to offset tax, saying: «As a result of the interest payments, a significant part of Inter IKEA Systems» franchise profits after 2011 was shifted to its parent in Liechtenstein.»

In other words, having women register for the draft would save money because it would result in more people being denied student loans and grantIn other words, having women register for the draft would save money because it would result in more people being denied student loans and grantin more people being denied student loans and grants.

To see how credit access is shaping up, small - business owners might want to note when the Federal Reserve releases the results of its quarterly survey of senior loan officers in January, April, July and October.

«Fair Isaac Corp., or FICO, the company behind the widely used scoring formula, and data provider CoreLogic recently announced a collaboration that will result in a separate score that will be available to mortgage lenders and incorporates information that will include payday loans, evictions and child support payments.

The merger would result in more efficient administration of various housing and loan programs.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

While that may result in more interest being paid over the term of the loan, a lower monthly payment allows for the following:

Producers in Canada and the U.S. aren't making any money resulting in projects getting shut down and companies defaulting on their loans.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

Half of millennials are carrying student loan debt and the resulting financial pressures are so severe that fewer than two in five are saving for retirement, with many also delaying such key steps in life as buying a first home and getting married, according to a major new online survey of 1,016 millennials conducted in April 2015 by the nonprofit Investor Protection Institute.

For new student loans, changes to the market will likely result in slightly higher interest rates.

The result is that instead of running the banking system for the economy, Latvia and other post-Soviet economies are managing their economies to maintain bank solvency — as if the indebted population is really expected to spend the rest of their lives paying off the deep negative equity left in the wake of bad loans.

As a result, Sara's loans will accrue $ 1.64 in interest per day (until her principal balance is reduced by future payments).

As a result, SBA loans in that category have gone up.

Lynas said in its full year results last month it had just been breaking even in the low price environment and would «require either amendments to the terms of its loan facilities or alternative sources of funding.»

In an interview with Nav co-founder and CEO, Levi King, he suggested the link to monitoring your credit profile and positive results was measured by their American Dream Gap Report: «[B] usinesses that regularly monitor their credit were 41 percent more likely to be approved when applying for a small business loan.»

As a result, the general advice given is that student loans are not dischargeable in bankruptcy.»

If a student transferred into a school with student loan debt, they were not included in the results.

Variable rates currently offer lower interest rate options, resulting in additional interest savings, but keep in mind — variable rate student loans are often higher risk for borrowers than fixed interest rate student loans.

Again, refinancing from a fixed to variable loan could end up resulting in higher payments in the future.

(e) by causing Retrophin to recharacterize a $ 900,000 equity investment in Retrophin by MSMB Healthcare as a loan, by causing Retrophin to repay that «loan» with interest, by causing Retrophin to pay $ 1,500 directly to Merrill Lynch, and by causing Retrophin to pay him a cash advance of $ 575,000, all in order to satisfy obligations he and MSMB Capital owed to Merrill Lynch, resulting in a benefit to Shkreli of $ 1,629,500.

Investing in higher - yielding, lower - rated, floating - rate loans and debt securities involves greater risk of default, which could result in loss of principal — a risk that may be heightened in a slowing economy.

PNC's online mortgage tools assume that you'll provide a full 20 % down payment on the bank's conventional loans, which results in significantly lower monthly payment estimates.

The low interest rate and low default environment in recent years has resulted in an increasingly borrower - friendly condition in the leveraged loan market.

For repeat borrowers, the lender will even reduce service fees, which can result in a lower annual percentage rate (APR) on your next loan.

While these longer loans come with lower monthly payments, they can also result in borrowers paying much more over 6 or 7 years than their car actually costs.

Investing in PeerStreet Notes (the «Notes» as defined in the PPM) involves risks, including the risk borrowers will not repay their loans and the risk of PeerStreet discontinuing the servicing of the loans which could result in investors losing all or most of their investment.

In that sense their main concern is with rising land values — that is, the values that do not accrue as a result of earnings on capital (the rents that typically are pledged to lenders as interest payments on the loans taken out to by the properties) but are economy - wide asset - price appreciation in specific categorieIn that sense their main concern is with rising land values — that is, the values that do not accrue as a result of earnings on capital (the rents that typically are pledged to lenders as interest payments on the loans taken out to by the properties) but are economy - wide asset - price appreciation in specific categoriein specific categories.

As we covered before, extending the loan over 30 years might result in lower monthly payments, but ultimately you will be paying more in interest over the life of the loan as that principal balance takes up another three decades to wipe away.