Not exact matches
MEII took the additional step of training
loan officers at the participating
local banks on how to evaluate
risk — a skill most
local loan officers lacked.
Securities backed by commercial real estate assets are subject to securities market
risks similar to those of direct ownership of commercial real estate
loans including, but not limited to, declines in the value of real estate, declines in rental or occupancy rates and
risks related to general and
local economic conditions.
Such options often include
local automobile dealers and / or
local finance companies which are likely to charge them higher interest rates to offset the higher
risk of them defaulting on
loans.
Approaching your
local bank means they already know your character, as well as your credit history, and are in a very strong position to assess your true level of
risk if granted an approved
loan for personal use with bad credit.
Consumers are encouraged to consult our State Info page to learn more about the
risks involved with cash advances,
local laws and regulations that may be applicable to cash advances, possible
loan alternatives and recent developments in their state.
Loans to private
local companies can also be a good way to generate higher than market returns though with more
risk.
Many of these students would typically be denied for student
loans from traditional financial institutions, who evaluate lending
risk through credit history and are usually hesitant to lend to international students with little
local credit history.
For example, a
loan manager at a
local bank might not know how to assess
risks and rewards in lending to clean energy enterprises or end users, resulting in expensive
loans, or
loan terms that keep clean energy enterprises from growing quickly.
Franchise fee revenue could provide a
loan loss reserve for an energy efficiency financing program like PACE, leveraging millions of dollars in private, low -
risk loans for improving the energy use of
local properties.
The
loans will help increase water efficiency and improve wastewater treatment in the Middle East and North Africa (MENA) by increasing the availability of drinking water, improving wastewater treatment infrastructure, reducing waste costs, and decreasing health
risks to
local communities.
Local banks are critical for new construction
loans, as they understand their customers and
risks because they are located in the same neighborhoods.
The problem with the standard real estate
loan for such a center is that the underwriting ignores the 10 - year rent stream from the credit tenant because it assumes the
risks of the
local tenants, figuring that the non-credit
local retailers will not be able to pay their percentage of common area charges, taxes and insurance for the life of the
loan.