Sentences with phrase «long as mortgage»

After running various scenarios, I expect home prices to rise continuously as long as mortgage rates remain under 6 percent.

This means that you may qualify for government refinancing help as long as your mortgage balance does not exceed 125 % of your current home value.

The court determined that captive reinsurance arrangements do not violate RESPA as long as the mortgage insurer pays market value for the reinsurance.

All existing mortgages will be also grandfathered from any stress test on renewals as long as the mortgage holder stays with the same institution.

Another factor to consider is length of your mortgage insurance term, which is only as long as your mortgage term, and not the full amortization of the mortgage.

As an example, many people protect themselves in the amount of their mortgage for as long as their mortgage is amortized.

As long as your mortgage balance never exceeds your original mortgage amount, you can use the built - in add - on option to add onto your balance as many times as you choose.

Typically, any interest payments on a mortgage for a main or second home are deductible as long as the mortgage balance is below $ 1 million (or $ 500,000 if married filing separately) and was strictly used to buy, build, or make improvements.

A loan modification should be employed if you're facing foreclosure, you have an adjustable rate mortgage (ARM) that is about to adjust or has recently adjusted, the equity in your home is less then 5 %, and you have had recent financial difficulty but are now in a position to pay as long as the mortgage payment is reduced.

As long as your mortgage payment is not more than 30 days late, Section 6 of RESPA requires the lender to make escrow payments, for taxes, insurance, etc., in a timely manner.

The protection remains as long as the mortgage amount is not fully paid.

You can use money lent for home improvements, tuition fees, vacation or medical bills as long as all mortgage fees are paid off.

Otherwise known as loan origination fees, these charges are deducted on your tax returns every year as long as the mortgage loan lasts.

As long as the mortgage document you sign includes this type of security interest, then you may be eligible to deduct your interest payments.

Homeowners who owe more than 80 % of their home's price are eligible, as long as their mortgage is owned by Fannie Mae and Freddie Mac.

One option is known as «single premium», in which you make a lump - sum payment at the time of closing which covers your PMI policy for as long as your mortgage is active.

So long as a mortgage lender made sure that a loan met the FHA's requirements for «good loans», the agency would agree to insure it against loss.

The easiest solution might be to have the trust hold title to the property for as long as the mortgage remains outstanding, with the home passing to your children immediately upon full payment of the mortgage.

So long as a mortgage lender made sure that a loan met the FHA's requirements for «good loans», the agency would agree to insure it against loss.

One option is known as «single premium», in which you make a lump - sum payment at the time of closing which covers your PMI policy for as long as your mortgage is active.

Homeowners who owe more than 80 % of their home's price are eligible, as long as their mortgage is owned by Fannie Mae and Freddie Mac.

Therefore, assuming they could afford the mortgage payments after bankruptcy, this theoretical couple could keep a $ 500,000 home through the bankruptcy process as long as home equity does not exceed $ 37,500 (as long as the mortgages encumbering the home added up to about $ 460,000).

Well, for Sam Seller, he gets a cash down payment at closing, monthly cash flow for as long as both mortgages are in place, and another cash payment when Bill Buyer re-finances in a few years.

Buyers apparently like the convenience of one - stop shopping as long as mortgages and other services are competitively priced.

Not exact matches

First National — Canada's largest non-bank mortgage lender, originating $ 22 billion in loans each year — reacted swiftly, announcing Tuesday that Morneau's moves will impact about 41 % of its insured residential mortgages and that it anticipates a drop of as much as 10 % in originations of this kind, because its loans will no longer qualify for insurance.

Since they're looking to cash in on the price appreciation, as long as the rent covers their mortgage payments, they figure they're ahead.

As universally expected, the Federal Reserve left things as they were after yesterday's Federal Open Market Committee meeting: the target for the Fed funds rate stays between 0 and 0.25 per cent and the bank will continue to buy $ 40 billion - worth of mortgage - backed securities, plus $ 45 billion of longer - term treasuries per montAs universally expected, the Federal Reserve left things as they were after yesterday's Federal Open Market Committee meeting: the target for the Fed funds rate stays between 0 and 0.25 per cent and the bank will continue to buy $ 40 billion - worth of mortgage - backed securities, plus $ 45 billion of longer - term treasuries per montas they were after yesterday's Federal Open Market Committee meeting: the target for the Fed funds rate stays between 0 and 0.25 per cent and the bank will continue to buy $ 40 billion - worth of mortgage - backed securities, plus $ 45 billion of longer - term treasuries per month.

In 2004, he launched a magazine for the service departments of auto dealers and recruited Sherry — who was feeling restless after a long career in the mortgage industry — as his partner.

As of mid-2015, the measure (see blue line in chart) shows that less than a third of disposable income is required by a representative Canadian household for mortgage payments and utility fees — below the long term average (brown line).

For a country that has long considered a plain vanilla 25 - year mortgage from a bank to be the foundation of the home - buying industry, the potential changes wrought by these new entrants and product innovations strike some observers as puzzling, and perhaps dangerous.

Worth noting: Though our list draws on industries as diverse as airlines and mortgage financing, fully half its number is made up of resource companies that offer long - term upside at sensible prices.

I pay half that in mortgage payments and, as long as the economy cooperates, I won't owe that in retirement.

The race between automation and human work is won by automation, and as long as we need fiat currency to pay the rent / mortgage, humans will fall out of the system in droves as this shift takes place... The safe zones are services that require local human effort (gardening, painting, babysitting), distant human effort (editing, coaching, coordinating), and high - level thinking / relationship building.

Not long after she took charge in June 2006, Bair began sounding the alarm about the dangers posed by the explosive growth of subprime mortgages, which she feared would not only ravage neighborhoods when homeowners began to default — as they inevitably did — but also wreak havoc on the banking system.

As long as you itemize your deductions (as opposed to claiming the standard deduction), you can deduct the mortgage interest you paid if your home loan amount is equal to $ 1 million or lesAs long as you itemize your deductions (as opposed to claiming the standard deduction), you can deduct the mortgage interest you paid if your home loan amount is equal to $ 1 million or lesas you itemize your deductions (as opposed to claiming the standard deduction), you can deduct the mortgage interest you paid if your home loan amount is equal to $ 1 million or lesas opposed to claiming the standard deduction), you can deduct the mortgage interest you paid if your home loan amount is equal to $ 1 million or less.

Even if you owe more than your home is worth, as long as you are a current FHA loan holder, you can apply to refinance your mortgage for a lower rate and payment with the FHA Streamline program.

Adjustable - rate mortgages are popular because interest rates are typically cheaper initially than long - term, fixed - rate mortgages, such as the 30 - year mortgage.

We assumed that in each period a 30 - year bond is issued at prevailing interest rates (long - term government bond plus 1 %) and that amount is invested for the next 30 years in a portfolio of large - cap stocks while paying off the bond as an amortized loan (as if it were a mortgage).

This may be one of the reasons why a Zillow report shows that student loans have a negligible impact on getting a mortgage as long as you have a bachelor's degree or higher.

You can expect to have TD as a choice for mortgages and other bank products so long as you're located in the Northeast or the southern part of the eastern seaboard.

As long as the homeowners meet the criteria set by the IRS, the full amount of the mortgage interest paid during the tax year, within the dollar limit, can be deducteAs long as the homeowners meet the criteria set by the IRS, the full amount of the mortgage interest paid during the tax year, within the dollar limit, can be deducteas the homeowners meet the criteria set by the IRS, the full amount of the mortgage interest paid during the tax year, within the dollar limit, can be deducted.

Student loan terms range from relatively short to almost as long as a traditional mortgage.

This is possible as long as you signed a deed of trust, which most people with California mortgages do.

When the financial crisis hit the markets in 2008, the Federal Reserve embarked ultra easy monetary policy, which included cutting short - term interest rates to effectively 0 % while suppressing longer term interest rates through the purchases of long term Treasury debt and mortgage - backed securities — a program informally referred to as quantitative easing.

You can carry the mortgage for as long as you'd like, or sell the note for cash in the future.

This is a very positive development, as mortgage insurance is more profitable for Genworth than its long - term care insurance business.

As long as investors aren't too concerned about the risk of capital losses - that is, as long as investors are in a risk - seeking mood (Iron Law of Speculation), a mountain of zero - interest hot potatoes will also embolden investors to chase yield further out on the risk spectrum, for example, in junk debt, stocks and mortgage securitieAs long as investors aren't too concerned about the risk of capital losses - that is, as long as investors are in a risk - seeking mood (Iron Law of Speculation), a mountain of zero - interest hot potatoes will also embolden investors to chase yield further out on the risk spectrum, for example, in junk debt, stocks and mortgage securitieas investors aren't too concerned about the risk of capital losses - that is, as long as investors are in a risk - seeking mood (Iron Law of Speculation), a mountain of zero - interest hot potatoes will also embolden investors to chase yield further out on the risk spectrum, for example, in junk debt, stocks and mortgage securitieas long as investors are in a risk - seeking mood (Iron Law of Speculation), a mountain of zero - interest hot potatoes will also embolden investors to chase yield further out on the risk spectrum, for example, in junk debt, stocks and mortgage securitieas investors are in a risk - seeking mood (Iron Law of Speculation), a mountain of zero - interest hot potatoes will also embolden investors to chase yield further out on the risk spectrum, for example, in junk debt, stocks and mortgage securities.

As long as your income doesn't drop, you don't have other unexpected expenses (like medical bills) and your mortgage is affordable to you when you purchase the home, you shouldn't have a problem paying off the loaAs long as your income doesn't drop, you don't have other unexpected expenses (like medical bills) and your mortgage is affordable to you when you purchase the home, you shouldn't have a problem paying off the loaas your income doesn't drop, you don't have other unexpected expenses (like medical bills) and your mortgage is affordable to you when you purchase the home, you shouldn't have a problem paying off the loan.

This would likely lead to an increase in mortgage rates as well, particularly the long - term rates used for 30 - year fixed home loans.

This could eventually lead to an increase in long - term mortgage rates as well.