Sentences with phrase «long as the lender»

Conversations that were previously formalities are being drawn out longer and longer as lenders have become more risk averse.

If you buy a discount bond, the chances of seeing the bond appreciate in value are fairly high, as long as the lender doesn't default.

Because as long as lenders are earning a healthy margin over inflation, they have no compelling reason to raise their interest rates.

As long as lenders do not employ predatory lending practices or demand usurious interest rates and fees, they must make their money.

You may do so, as long as the lender can refinance your truck and give you enough cash from the proceeds.

If you buy a discount bond, the chances of seeing the bond appreciate in value are fairly high, as long as the lender doesn't default.

The calculations will be very close to reality, as long as your lender doesn't charge you fees for making prepayments.

As long as the lender is only performing a soft pull on your credit report (not all of them do), it is safe to get rates from multiple loan companies.

The first is a mechanism for helping troubled home owners refinance their mortgages, as long as their lenders were willing to write down part of the loan balance on houses that have fallen significantly in value.

As long as lenders follow VA guidelines, a piece of every VA loan is guarded by a federal safety net.

Note, the term «guideline» is important because the debt ratio isn't a hard and fast rule as lenders can approve a loan with a higher ratio as long as the lender can justify doing so.

Starting this month, San Jose, Calif. - based FICO, the first U.S. credit scoring company, is rolling out a program that allows consumers access to their credit scores for free, as long as their lender is on board.

As long as the lender gets some money sometime, it doesn't make any difference to them — does it?

Usury penalties won't be a problem as long as the lender adheres to the before mentioned laws and guidelines.

Lenders require you to keep your home insured and these insurance payments are paid to the insurance company of your choice (as long as the lender verifies the coverage you chose is adequate) annually or semi-annually.

You can wrap refinance closing costs into the loan amount as long as the lender allows it.

As long as your lender is applying the extra payments to principal, you» ll

As long as your lender is applying the extra payments to principal, you'll pay off loans faster and save money on interest in the long run.

As long as the lender is only performing a soft pull on your credit report (not all of them do), it is safe to get rates from multiple loan companies.

Results seem to show that as long as lenders don't require higher barriers to entry, borrowers are likely to continue to buy their homes using other people's money, in anticipation of capital gains when they sell.

As long as the lenders are eager, borrowers are enjoying the benefits.

As long as the lender sees -LSB-...]

As long as a lender approves a loan using these guidelines the loan is eligible for sale in the secondary markets to other mortgage companies, investors or directly to Fannie Mae and Freddie Mac.

In others, you'll be instantly happy with the results and ready to move in, as long as the lender approves it.

For example, if your Real Estate purchase contract has a standard time of 30 days for a loan commitment, consider cutting that in half to 15 - 20 days, as long as your Lender can assure you that this is possible.

Not exact matches

She says it can take as long as five years to build deals with major lenders, but she was able to make it happen after just two - and - a-half years.

A longer credit history will definitely help your score... So long as that's a history of paying your lenders back on time and keeping your utilization manageable.

First National — Canada's largest non-bank mortgage lender, originating $ 22 billion in loans each year — reacted swiftly, announcing Tuesday that Morneau's moves will impact about 41 % of its insured residential mortgages and that it anticipates a drop of as much as 10 % in originations of this kind, because its loans will no longer qualify for insurance.

Several of Canada's biggest lenders have indicated they expect to record a write down to reduce the value of deferred tax assets already held on company balance sheets as a result of tax changes under U.S. President Donald Trump, but expect a lift to earnings in the long term.

You want a transparent lender that offers single - digit interest rates, long terms (ideally as long as 10 years), stellar customer service, and verified online security.

Lendio CEO and co-founder Brock Blake says 300 U.S. lending institutions and nearly 1,300 individual lenders participate in the automated web platform, from banks and credit unions offering traditional, long - term loans to fast - cash alternative financiers such as peer - to - peer lenders and merchant cash - advance providers.

As long as the actual rate of interest is equal to the fair rate of interest, as defined above, the purchasing power that is being temporarily exchanged between the borrower and the lender remains constant in labour timAs long as the actual rate of interest is equal to the fair rate of interest, as defined above, the purchasing power that is being temporarily exchanged between the borrower and the lender remains constant in labour timas the actual rate of interest is equal to the fair rate of interest, as defined above, the purchasing power that is being temporarily exchanged between the borrower and the lender remains constant in labour timas defined above, the purchasing power that is being temporarily exchanged between the borrower and the lender remains constant in labour time.

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

Many traditional lenders such as banks are pulling back credit, even from long term, credit - worthy customers.

Unlike some other lenders, OnDeck reports your business credit history with us to a number of business credit bureaus; so long as you make timely payments, that positive credit history helps your business build a strong profile.

Some lenders will return the security deposit to cardholders after having made timely payments over a long period, such as 12 months, and convert the card to an unsecured one.

However, because refinancing takes place with a private lender and not the federal government, you can refinance a consolidated loan, as long as you refinance the entire amount.

Lenders in America's $ 1.2 tn car - loan market are extending terms for as long as eight years, meaning they face a greater risk of defaults and meagre...

In fact, pretty much anybody who cares enough about the borrower's future to help them out can be a cosigner, as long as they are at least 18 years old, a U.S. citizen or permanent resident, and meet the lender's credit and income requirements.

Installment lenders can also legally exclude the premiums when calculating the loan's annual percentage rate, as long as the borrower can select the insurer or the insurance products are voluntary — loopholes in the Truth in Lending Act, the federal law that regulates how consumer - finance products are marketed.

With that much built - up value, you would likely qualify for a home equity loan as long as you met the lender's income and credit requirements.

As with your payment history, the longer period of time you can demonstrate good standing with a lender, the better your chances of landing a loan or favorable interest rate.

Springtree Group has long - standing relationships with numerous niche lenders, as well as traditional banks and private equity firms that specialize in these kinds of transactions, and can structure a financial arrangement that works for both the buyer and the seller.

This long - running survey gives borrowers and lenders some useful insight into mortgage financing trends, such as loan volume and interest rates.

If you get a long - term mortgage, and your income goes down or your credit score falls, the mortgage lender doesn't care — as long as you make your monthly payment.

Late - payment forgiveness is all dependent on the lender in question, but most companies will allow a late payment once every 12 to 24 months without any negative repercussions as long as you explain why you were late to the lender in question and make good on your payment.

Lenders have been working with such borrowers for many years, for as long as the scoring systems have been in place.

Once the human underwriter gives you the green light, you have credit approval, which means that you, the borrower, meet the lender's guidelines and can close as long as the property also complies with the lender's requirements.

If businesses are looking for more longer term fixed financing, they may, of course, go direct to the market for new issues of debt (particularly as lenders will also be looking for more longer term fixed interest assets).

The accounting allowed for a long time a lender to use as his bad debt provision his previous historical loss rate.