The thing that makes your credit score go up is
a long history of paying your bills on time.
Establish
a long history of paying your bills on time and using credit responsibly.
If you have
a long history of paying your bills on time, only applying for the credit you need, and you haven't neared your credit limit, you probably have a great credit score.
Not exact matches
Paying bills on time, keeping your balance low, and having a
long credit
history, among other things, can help your chances
of improving your credit.
Yes, someone with a good income and a
long history of paying utility
bills on time would be a great credit risk for a mortgage.
After ~ 6 months
of paying your
bills on -
time, you should be able to get approved for cards such as the Chase Freedom or Barclaycard Arrival, which don't require a
long credit
history.
A high PLUS Score could mean that you
pay your
bills on time, have high credit limits and low balances, have few credit application inquiries, and have a
long history of good credit payment habits.