Not exact matches
SBA loans allow banks to approve a loan
with less collateral or a lower down payment (if
cash flow supports repayment), offer a borrower a
longer term to repay resulting in lower payments that fit the business»
cash flow, or in some cases, underwrite the company's projections for repayment.
Only large businesses
with strong balance sheets and
long -
term positive
cash flow may qualify for an unsecured line of credit.
«Companies in this industry tend to generate fairly strong and predictable
cash flows, which aligns
with CPPIB's
long -
term investment goals,» says the pension fund's senior vice-president, private investments, Andre Bourbonnais.
Then you can be patient
with your
long -
term wealth - creating assets because you have the
cash flow.
We believe that by managing for increasing Collisions + Co-Learning + Connectedness (when combined
with Diversity + Density), we will improve the innovation and productivity of downtown Las Vegas over the
long term, even if it's occasionally at the cost of short -
term profits or
cash flow.
Long -
term debt and
term loans are usually only available to later - stage companies
with cash flow or sufficient equity investment to ensure repayment of loan.
Madison's investments provide an attractive return profile
with limited downside risk, significant upside potential, credit rated
cash flow, and medium and
long term capital appreciation.
A former employer
with several convenience stores and some
cash flow issues (he lost a supplier because he couldn't meet the tight payment
terms, and went to a pricier supplier
with longer terms) runs everything (including debit cards) as credit — signature and no PIN.
These entrepreneurs stay connected to both external and internal realities to know when to accelerate and when to shift the short -
term /
long -
term balance,
with a sharp eye on
cash flow and debt.
Management said on the earnings call and in the release that its focus in 2018 — and over the
long term — is
cash flows, not oil and gas volumes, and intends to use 2018 and 2019 to «target substantial growth in
cash flow along
with a reduction in net debt: EBITDAX [earnings before interest, taxes, depreciation, amortization, and exploration] to approximately 2.5 times.»
Bottom line: Enbridge Inc. (ENB) is the largest energy infrastructure company in North America,
with most of its
cash flow supported by
long -
term commercial agreements that don't depend on commodity pricing.
These projects are expected to generate substantial
cash flow (backed by
long -
term contracts
with customers) as they come online over the next few years, helping Dominion Energy generate mid to high - single - digit annual earnings growth.
Massive gains are nice, but aren't a requirement; the idea is to pick companies
with solid upward trajectories, good
cash flows, viable
long -
term projects and business development, and projected growth.
It would make sense for business entities to «borrow for
longer»
with private capital crowded out by central banks now clamor for
long -
term cash flows, and this dynamic has tightened credit spreads to record narrow levels.
The
Long Term Equities group focused on investments, both public and private,
with steady
cash flow and growth potential that can hold their value and act as a hedge against inflation.
With a stable and predictable revenue stream (more than 95 % of
cash flows secured under
long -
term contract or similar arrangements), Enbridge expects to offer an attractive annual dividend growth rate of 10 % through 2020.
The bottom line is that STORE's industry - leading diversification and ultra
long -
term leases (
with the highest annual escalators as well), give it incredible
cash flow predictability and stability.
They are generating a lot of net - free
cash flow and need to determine what to do
with monthly, quarterly or annual lump sums of
cash that need to be saved
long -
term and put into their overall asset allocation plan.
The short -
term cash flow problems that developed earlier this fall have been resolved, but
longer -
term budget issues will remain as proceeds from the endowment fall along
with the decline of the stock market, and revenue from federal grants and private donations become less reliable.
Cash gives you the flexibility to stress less, even
with the ebbs and
flows of business cycles, and also not rely on debt or
long -
term investments to cover your short -
term needs.
This durable business model, combined
with the
long -
term contracted revenue and high
cash -
flow conversion enable the business to support relatively high financial leverage, a Liberty hall mark...»
First Asset Global Value Class ETF (TSX: FGU) The First Asset Global Value Class ETF's investment objective is to seek to provide shareholders
with long term capital appreciation, through investing the ETF's portfolio to gain exposure to equity securities of companies primarily from developed markets that exhibit strong «value» characteristics like low price - to - book ratios and low price - to -
cash flow ratios.
Considering Roche's ability to drive revenues and
cash flow coupled
with the fact that the company's overall debt load has been coming down since 2010, the
long -
term D / E ratio does not seem to suggest a red flag.
Using publicly available sources including Yahoo Finance, Morningstar.com, and Google Finance, this portfolio will try to identify companies
with longer -
term records of growing revenue, earnings, and free
cash flow.
Our formula includes free
cash flow to the firm (free
cash flow to equity shareholders, plus interest expenses), because interest expenses are volatile and hard to predict
with accuracy over the
long term.
If your business has the
cash flow to sustain the payments, the lower total dollar cost of capital can be cheaper, in the
long run,
with a short -
term loan.
Conclusion: Dividend investing is a popular strategy because it offers lower risk,
long term growth
with steady
cash flows along the way.
Having spent over 20 years of my career in a seasonal small business, I've learned that taking a strategic approach to managing the business and business finances will not only keep your business
cash flow positive during the slack times, it will help you stay focused on your business»
long -
term financial health when it's flush
with cash.
You may find it difficult to balance
cash flow and day - to - day financial demands
with long -
term savings goals for retirement.
Concentrating on
long -
term growth in NAV ought to give OPMIs far greater downside protection than would the conventional approach where the emphasis is on predicting periodic future operating
cash flows or earnings (
with earnings defined as creating wealth while consuming
cash).
With your
cash flow tied up, you're not able to save for other
long -
term goals like retirement.
And our definition of intrinsic value is the recent value of all the future
cash flows to be generated from a business, so to that end, we strive to invest in companies
with high returns on equity number one, and number two, sustainable and predictable, above - average,
long -
term earnings growth rate.
The company is structured as a REIT, and its monthly dividends are supported by the
cash flow from over 4,900 real estate properties owned under
long -
term lease agreements
with regional and national commercial tenants.
Brookfield Asset Management uses its enormous access to low - cost capital and its knowledge of global infrastructure, utilities, and property markets — things
with long -
term contracts and highly predictable
cash flows — to help set up large deals for its MLPs, which help them to grow their distributable
cash flow, or DCF, and payouts, which results in higher distributions back to Brookfield Asset Management,
with up to 25 % of marginal DCF coming back as well.
«You'll shell out more for property tax, heating and electricity... and
with your
cash flow tied up, you're not able to save for other
long -
term goals like retirement.»
SBA loans may have the potential to provide borrowers
with lower down payment requirements and
longer loan
terms to assist
with minimizing monthly payments and improving
cash flow.
¹ Eligibility for the lowest rates, largest amounts, and
longest term lengths are very limited, available only to businesses
with the strongest creditworthiness and
cash flows, and typically businesses that have shown an excellent payment history on prior loan products
with OnDeck.
An unsecured credit line may provide
cash flow for
longer -
term financing in larger amounts
with low interest rates — no collateral required.
The retiree can refill the
cash bucket on an ongoing basis
with income distributions from his or her
longer -
term portfolio holdings, thereby supplying a component of the next year's
cash flow needs; rebalancing proceeds could also be plowed into bucket 1 to supply any additional
cash flow needed for the following year.
But here's the paradox: the lower monthly payment
with leasing can actually be more expensive in the
long run, even though it's easier on your
cash flow over the short
term.
Long -
term appreciation of a property can serve as a passive income, and San Diego real estate investing can provide you
with a bevy of tax - free
cash flow thanks to numerous write - offs.
But then if you buy and hold
long term with cash flow rebalancing, then maybe tax loss selling is no use anyway?
Even
with very modest sales growth, a dedicated focus on margins,
cash flow, and frequent & substantial returns of capital (via buybacks & tenders), will almost invariably produce superior
long -
term shareholder returns.
One thing to note (and which I, as a
long -
term owner of FIG, have had to keep in mind) is that Fortress's permanent capital vehicles — Aircastle, Newcastle, Gatehouse, Eurocastle — have tended to be very highly leveraged,
with aggressive assumptions about
cash flow and debt service.
The Company acquires controlling interests in businesses that operate in industries
with long -
term macroeconomic growth opportunities and that have positive and stable
cash flows and face minimal threats of technological or competitive obsolescence.
With an energy future that appears to be heavily reliant on natural gas, a massive highway of pipelines for said transportation, and
long -
term commercial agreements in place that limit fluctuations to
cash flow, Enbridge is «locked and loaded» for paying big, reliable, and growing dividends.
Roofstock was able to help Bryce invest in a
cash flowing Single - Family Rental house in Florida
with the peace of mind that the property had been thoroughly inspected and would have a
long -
term tenant in place.
I think the interest rate threat is overblown
with a yield that is over 5 %, and the large number of
long term leases will ensure predictable
cash flow for the foreseeable future.
The key questions are — how
long do you plan to stay in the home, when do you want to pay off the mortgage or sell the property, what will your income look like in the next 3, 5 — 10 years — do you need better
cash flow with lower payments or a workable repayment plan to pay off the mortgage sooner — knowing the borrower's short and
long term plans and financial goals is necessary to make the best options avilable — the numbers of actual cost and benefits are the answer — show the total costs of principal and interest over 5 year periods and the total for keeping the loan for the full
term, these are the real costs and savings for the borrower.
They produce predictable
long -
term revenues (from 20 year PPAs),
with minimal capex & operating expense — after debt interest & amortisation (and the debt can be re-financed in due course), investors can enjoy increasing
cash flows & dividends for decades to come.